CJM Wealth Advisers provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, selecting other managers, estate planning, insurance, and tax planning. Financial planning was provided to 1,000 clients last fiscal year.
CJM Wealth Advisers reports 875 clients. They include 618 individual clients, 242 high-net-worth individuals and 15 charitable organizations. Of its assets, 95.2% ($1.4B across 2,469 accounts) are managed with discretion; $69.7M across 93 accounts are not. A wrap fee program the firm both sponsors and manages holds $4.4B. Of its clients, 1% are outside the U.S. It advised 5 clients without assets under management last fiscal year.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 71% | 31% |
| High-net-worth individuals | 28% | 68% |
| Charitable organizations | 2% | 2% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 618 | $451M | 30.8% | $730K |
| High-net-worth individuals | 242 | $991M | 67.6% | $4.09M |
| Charitable organizations | 15 | $24.5M | 1.7% | $1.64M |
| Total | 875 | $1.47B | 100% | $1.68M |
- Clients
- 618
- Regulatory AUM
- $451M
- AUM share
- 30.8%
- Avg. per client
- $730K
- Clients
- 242
- Regulatory AUM
- $991M
- AUM share
- 67.6%
- Avg. per client
- $4.09M
- Clients
- 15
- Regulatory AUM
- $24.5M
- AUM share
- 1.7%
- Avg. per client
- $1.64M
Total
- Clients
- 875
- Regulatory AUM
- $1.47B
- AUM share
- 100%
- Avg. per client
- $1.68M
- Clients outside the U.S.
- 1%
- Clients advised without assets under management last fiscal year
- 5
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 1000
CJM Wealth Advisers charges up to 1.00% a year for its CJM Asset Management Wrap Program. The fee is billed in advance and is negotiable. The brochure also prices 2 other services, listed under fee details.
Fee details and sources
Other fees
- Stand-alone financial planning and consulting
- Negotiable fixed fee, generally $2,000 to $10,000, depending on the scope of the service and the professionals rendering it.
- Variable annuity management
- Annual fee of 0.75% of the variable annuity sub-account value for selecting and monitoring sub-account investments.
Tracey Baker owns 25% to 50% of CJM Wealth Advisers. The leadership team of CJM Wealth Advisers includes President Tracey Baker. It has 13 employees, 11 of them in advisory roles.
Leadership
- Tracey BakerPresident/Principal/Chief Compliance Officer
- Jessica NessSenior Vice President
- David GreeneCEO/Treasurer/Principal
- Brian JonesChairman/Secretary/Principal
Investment adviser representatives
11 representatives listed in the SEC register as of 9 October 2026.
- Tina Marie Babicz
- Griffin Brener Baker
- Tracey Albertson Baker
- Karen Nicole Blair
- David Deforest Greene
- Paul Harney
- Anthony Fitzgerald Jones
- Brian Timothy Jones
- Jessica Rada Ness
- Mary J Price
- Parker Gerard Trasborg
Staff
- 13 employees
- 11 in advisory functions
- 12 state-registered reps
- Owns 25% to 50% of CJM Wealth Advisers, LTD.
Tracey Baker
Control person · since September 2003
- Owns 25% to 50% of CJM Wealth Advisers, LTD.
Brian Jones
Control person · since September 2003
- Owns 25% to 50% of CJM Wealth Advisers, LTD.
David Greene
Control person · since February 2006
- Owns 5% to 10% of CJM Wealth Advisers, LTD.
Jessica Ness
since January 2025
CJM Wealth Advisers’ regulatory assets grew 1.6× from $946M (March 2021) to $1.47B (July 2026); clients rose from 788 to 875 and employees fell from 19 to 13.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| July 2026 | $1.47B | 875 | 13 | 10 |
| March 2025 | $1.29B | 1,074 | 22 | 9 |
| February 2024 | $1.12B | 854 | 23 | 9 |
| March 2023 | $1.11B | 826 | 22 | 9 |
| April 2022 | $1.13B | 826 | 16 | 9 |
| March 2021 | $946M | 788 | 19 | 1 |
Besides its headquarters, CJM Wealth Advisers has 9 offices (9 private residences, listed without an address), with 1 listed address in Virginia.
Virginia · 1 listed address
- 3110 Fairview Park Drive, Suite 900, Falls ChurchHQ
Contact and registration details
- Legal name
- CJM Wealth Advisers, LTD.
- Headquarters
- 3110 Fairview Park Drive, Suite 900, Falls Church, VA 22042
- Website
- cjmltd.com
- Phone
- 703-425-0700
- @cjm-wealth-advisers-ltd-
- SEC file
- 801-14391
- Founded
- 1978
- Structure
- Virginia corporation
- Fiscal year end
- December
CJM Wealth Advisers uses Pershing ($1.47B) as custodian for its separately managed accounts. CJM Wealth Advisers has custody of $439M in client assets for 442 clients.
- PershingPershing LLC · Jersey City, NJ · $1.47B100%
At year end, CJM Wealth Advisers’ separately managed accounts were mostly in funds (86%). Its reported 13F holdings for the quarter ended 30 June 2026 total $381M across 78 positions; the largest are Vanguard Index Fds (28.2%), Invesco Qqq TR (17.4%) and iShares TR (10.8%).
What the accounts hold
- Stocks5%
- Funds86%
- Cash7%
- Other2%
- Annuities2%
Reported 13F holdings
- $381M
- Reported 13F value
- 78
- Positions
- 81.4%
- In the 10 largest
- +16.0%
- Value vs. prior quarter
- Vanguard Index Fds · S&P 500 ETF Shs28.2%
- Invesco Qqq TR · Unit Ser 117.4%
- iShares TR · Core S&P Mcp ETF10.8%
- iShares TR · Core S&P Scp ETF6.6%
- Capital Group Dividend Value · Shs Creat Unit6.5%
- Vanguard Index Fds · Value ETF3.6%
- Vanguard Index Fds · Sml CP Grw ETF2.9%
- Berkshire Hathaway Inc. Del · CL B New2.0%
- iShares TR · Rus 1000 Grw ETF1.8%
- Exxon Mobil Corp.1.7%
Together, the ten largest are 81.4% of reported value.
How many clients does CJM Wealth Advisers have?
CJM Wealth Advisers has 875 clients and manages $1.47 billion for them, as of July 2026. They include 618 individual clients, 242 high-net-worth individuals and 15 charitable organizations.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 20 July 2026
What services does CJM Wealth Advisers offer?
CJM Wealth Advisers provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, selecting other managers, estate planning, insurance, and tax planning.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
How much does CJM Wealth Advisers charge?
CJM Wealth Advisers charges up to 1.00% a year for its CJM Asset Management Wrap Program. The fee is billed in advance and is negotiable.
Source: CJM WEALTH ADVISERS, LTD. ADV WRAP BROCHURE, filed 20 July 2026
Which custodians does CJM Wealth Advisers use?
CJM Wealth Advisers’ separately managed account assets are held at Pershing LLC (Jersey City, NJ), with $1.47B. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 20 July 2026
How many financial advisors does CJM Wealth Advisers have?
CJM Wealth Advisers has 12 investment adviser representatives registered with state securities authorities, out of 13 employees, and 11 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does CJM Wealth Advisers invest in?
At the end of its last fiscal year, CJM Wealth Advisers’ separately managed accounts held 86% registered funds (mutual funds, ETFs, BDCs), 7% cash and equivalents, 5% exchange-traded equities and 2% other. The 2% other category is described as: Annuities.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns CJM Wealth Advisers?
CJM Wealth Advisers’ direct owners are Tracey Baker, Brian Jones, David Greene and Jessica Ness, each holding 50% or less.
Source: Form ADV Part 1A, Schedules A and B, filed 20 July 2026
How does CJM Wealth Advisers get paid?
CJM Wealth Advisers is paid through a percentage of assets under management, fixed fees and other compensation. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
Is CJM Wealth Advisers registered with the SEC?
Yes, CJM Wealth Advisers has been registered with the SEC as an investment adviser since 27 February 1979. Its CRD number is 107750 and its SEC file number is 801-14391.
Source: Form ADV Part 1A, Item 1, filed 20 July 2026; IAPD firm record
How do I contact CJM Wealth Advisers?
CJM Wealth Advisers’ main office is at 3110 Fairview Park Drive, Suite 900, Falls Church, VA 22042. Its phone number is 703-425-0700. Its website is cjmltd.com.