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ADV WRAP BROCHURE, filed 20 July 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does CJM Wealth Advisers use?","answer":"CJM Wealth Advisers’ separately managed account assets are held at Pershing LLC (Jersey City, NJ), with $1.47B. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 20 July 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does CJM Wealth Advisers have?","answer":"CJM Wealth Advisers has 12 investment adviser representatives registered with state securities authorities, out of 13 employees, and 11 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does CJM Wealth Advisers invest in?","answer":"At the end of its last fiscal year, CJM Wealth Advisers’ separately managed accounts held 86% registered funds (mutual funds, ETFs, BDCs), 7% cash and equivalents, 5% exchange-traded equities and 2% other. 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