Chipser Wealth Management provides financial planning and portfolio management for individuals and small businesses.
Chipser Wealth Management reports 107 clients. They include 107 individuals. Of its assets, 100.0% ($140M across 391 accounts) are managed with discretion. A wrap fee program the firm both sponsors and manages holds $140M.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 100% | 64% |
| High-net-worth individuals | Fewer than 5 | 26% |
| Pension and profit-sharing plans | Fewer than 5 | <1% |
| Charitable organizations | Fewer than 5 | <1% |
| Corporations and other businesses | Fewer than 5 | 9% |
Client shares use reported counts. Client types without a reported count are excluded from that total.
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 107 | $90M | 64.3% | $841K |
| High-net-worth individuals | Fewer than 5 | $36M | 25.7% | — |
| Pension and profit-sharing plans | Fewer than 5 | $1M | 0.7% | — |
| Charitable organizations | Fewer than 5 | $1M | 0.7% | — |
| Corporations and other businesses | Fewer than 5 | $12M | 8.6% | — |
| Total | 107 | $140M | 100% | — |
- Clients
- 107
- Regulatory AUM
- $90M
- AUM share
- 64.3%
- Avg. per client
- $841K
- Clients
- Fewer than 5
- Regulatory AUM
- $36M
- AUM share
- 25.7%
- Avg. per client
- —
- Clients
- Fewer than 5
- Regulatory AUM
- $1M
- AUM share
- 0.7%
- Avg. per client
- —
- Clients
- Fewer than 5
- Regulatory AUM
- $1M
- AUM share
- 0.7%
- Avg. per client
- —
- Clients
- Fewer than 5
- Regulatory AUM
- $12M
- AUM share
- 8.6%
- Avg. per client
- —
Total
- Clients
- 107
- Regulatory AUM
- $140M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 0
Chipser Wealth Management charges 1.75%–2.00% a year for its Asset Management. The fee is billed in advance, is negotiable and requires an account of at least $25,000. The brochure also prices one other service, listed under fee details.
Fee details and sources
Other fees
- Financial Planning
- Financial planning is charged in arrears by fixed fee or hourly arrangement: hourly fees range from $100 to $250 per hour, and consulting projects from $500 to $5,000 per project.
Brett Chipser owns 75% or more of Chipser Wealth Management. It has 3 employees.
Staff
- 3 employees
- 3 in advisory functions
- 3 state-registered reps
- 2 soliciting firms
- Owns 75% or more of Chipser Wealth Management, LLC
Brett Chipser
Control person · since November 2019
Chipser Wealth Management’s regulatory assets grew from $106M (March 2024) to $140M (January 2026); clients fell from 120 to 107 and employees rose from 2 to 3.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| Jan 2026January 2026 | $140M | 107 | 3 | 1 |
| Feb 2025February 2025 | $116M | 100 | 2 | 1 |
| Mar 2024March 2024 | $106M | 120 | 2 | 1 |
Besides its headquarters, Chipser Wealth Management has 0 offices, with 1 listed address in 1 state.
Florida · 1 listed address
- 4300 Legendary Drive, Suite 230, DestinHQ
Contact and registration details
- Legal name
- Chipser Wealth Management, LLC
- Headquarters
- 4300 Legendary Drive, Suite 230, Destin, FL 32541
- Website
- chipserwealthmanagement.com
- Phone
- 850-424-6330
- @chipser-wealth-management-llc
- SEC file
- 801-129525
- Structure
- Florida LLC
- Fiscal year end
- December
Chipser Wealth Management’s named custodian for separately managed accounts is Charles Schwab ($137M). Chipser Wealth Management has custody of $140M for 152 clients.
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $137M100%
At year end, Chipser Wealth Management’s separately managed accounts were mostly in stocks (60%) and bonds (20%).
What the accounts hold
- Stocks60%
- Funds10%
- Bonds20%
- U.S. government and agency bonds10%
- Investment grade corporate bonds10%
- Cash10%
How many clients does Chipser Wealth Management have?
Chipser Wealth Management has 107 clients and manages $140 million for them, as of January 2026. They include 107 individuals.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 27 January 2026
What services does Chipser Wealth Management offer?
Chipser Wealth Management provides financial planning and portfolio management for individuals and small businesses.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Chipser Wealth Management charge?
Chipser Wealth Management charges 1.75%–2.00% a year for its Asset Management. The fee is billed in advance, is negotiable and requires an account of at least $25,000.
Which custodians does Chipser Wealth Management use?
Chipser Wealth Management’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $137M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 27 January 2026
How many financial advisors does Chipser Wealth Management have?
Chipser Wealth Management has 3 investment adviser representatives registered with state securities authorities, out of 3 employees, and 3 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Chipser Wealth Management invest in?
At the end of its last fiscal year, Chipser Wealth Management’s separately managed accounts held 60% exchange-traded equities, 10% U.S. government and agency bonds, 10% investment grade corporate bonds, 10% registered funds (mutual funds, ETFs, BDCs) and 10% cash and equivalents.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Does Chipser Wealth Management have a minimum investment?
Yes, Chipser Wealth Management’s minimum account size for its Asset Management is $25K.
Who owns Chipser Wealth Management?
Chipser Wealth Management’s direct owner is Brett Chipser (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 27 January 2026
How does Chipser Wealth Management get paid?
Chipser Wealth Management is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Chipser Wealth Management?
Chipser Wealth Management’s main office is at 4300 Legendary Drive, Suite 230, Destin, FL 32541. Its phone number is 850-424-6330. Its website is chipserwealthmanagement.com.
