{"url":"https://nivawealth.com/firms/chipser-wealth-management-306396","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/306396","regulatoryAum":140000000,"crd":"306396","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"4861316","suffix":null,"lastName":"CHIPSER","firstName":"BRETT","middleName":"STEPHEN"},{"crd":"8155390","suffix":null,"lastName":"HALL","firstName":"BENJAMIN","middleName":"ALAN"},{"crd":"5077801","suffix":null,"lastName":"LAZOR","firstName":"MOLLY","middleName":"SNOW"}],"total":3,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2024-03-07","regulatoryAum":106250000,"clients":120,"employees":2,"offices":1},{"filedOn":"2025-02-03","regulatoryAum":116000000,"clients":100,"employees":2,"offices":1},{"filedOn":"2026-01-27","regulatoryAum":140000000,"clients":107,"employees":3,"offices":1}],"secFileNumber":"801-129525","legalName":"Chipser 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cash equivalents","percent":10}],"privateFunds":0},"sources":{"adv1FilingDate":"27 January 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/306396/PDF/306396.pdf","brochureDate":"27 January 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1004158","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Chipser Wealth Management have?","answer":"Chipser Wealth Management has 107 clients and manages $140 million for them, as of January 2026. They include 107 individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 27 January 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Chipser Wealth Management offer?","answer":"Chipser Wealth Management provides financial planning and portfolio management for individuals and small businesses.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Chipser Wealth Management charge?","answer":"Chipser Wealth Management charges 1.75%–2.00% a year for its Asset Management. The fee is billed in advance, is negotiable and requires an account of at least $25,000.","source":"CWM FORM ADV PART 2A, filed 27 January 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Chipser Wealth Management use?","answer":"Chipser Wealth Management’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $137M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 27 January 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Chipser Wealth Management have?","answer":"Chipser Wealth Management has 3 investment adviser representatives registered with state securities authorities, out of 3 employees, and 3 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Chipser Wealth Management invest in?","answer":"At the end of its last fiscal year, Chipser Wealth Management’s separately managed accounts held 60% exchange-traded equities, 10% U.S. government and agency bonds, 10% investment grade corporate bonds, 10% registered funds (mutual funds, ETFs, BDCs) and 10% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Does Chipser Wealth Management have a minimum investment?","answer":"Yes, Chipser Wealth Management’s minimum account size for its Asset Management is $25K.","source":"CWM FORM ADV PART 2A, filed 27 January 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Who owns Chipser Wealth Management?","answer":"Chipser Wealth Management’s direct owner is Brett Chipser (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 27 January 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Chipser Wealth Management get paid?","answer":"Chipser Wealth Management is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Chipser Wealth Management?","answer":"Chipser Wealth Management’s main office is at 4300 Legendary Drive, Suite 230, Destin, FL 32541. Its phone number is 850-424-6330. Its website is chipserwealthmanagement.com.","source":"Form ADV Part 1A, Item 1.F, filed 27 January 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}