CGN Advisors provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, selecting other managers, educational seminars, education planning, estate planning, insurance, and tax preparation. Financial planning was provided to 999 clients last fiscal year.
CGN Advisors reports 1,321 clients. They include 788 individual clients, 493 high-net-worth individuals, and 25 pension and profit-sharing plans. Nearly all assets ($1.6B across 4,021 accounts) are managed with discretion; $437K across 2 accounts are not. It advised 999 clients without assets under management last fiscal year.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 60% | 18% |
| High-net-worth individuals | 37% | 76% |
| Pension and profit-sharing plans | 2% | 2% |
| Charitable organizations | <1% | <1% |
| Other investment advisers | <1% | 4% |
| Other client typesCorporations and other businesses | <1% | <1% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 788 | $282M | 17.6% | $358K |
| High-net-worth individuals | 493 | $1.22B | 76.4% | $2.48M |
| Pension and profit-sharing plans | 25 | $25.1M | 1.6% | $1M |
| Charitable organizations | 7 | $5.91M | 0.4% | $845K |
| Other investment advisers | Fewer than 5 | $63.6M | 4.0% | $63.6M |
| Corporations and other businesses | 7 | $2.26M | 0.1% | $322K |
| Total | 1,321 | $1.6B | 100% | — |
- Clients
- 788
- Regulatory AUM
- $282M
- AUM share
- 17.6%
- Avg. per client
- $358K
- Clients
- 493
- Regulatory AUM
- $1.22B
- AUM share
- 76.4%
- Avg. per client
- $2.48M
- Clients
- 25
- Regulatory AUM
- $25.1M
- AUM share
- 1.6%
- Avg. per client
- $1M
- Clients
- 7
- Regulatory AUM
- $5.91M
- AUM share
- 0.4%
- Avg. per client
- $845K
- Clients
- Fewer than 5
- Regulatory AUM
- $63.6M
- AUM share
- 4.0%
- Avg. per client
- $63.6M
- Clients
- 7
- Regulatory AUM
- $2.26M
- AUM share
- 0.1%
- Avg. per client
- $322K
Total
- Clients
- 1,321
- Regulatory AUM
- $1.6B
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 999
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 999
CGN Advisors charges up to 1.00% a year for its Asset-Based Fees. The fee is billed in arrears and is negotiable. The brochure also prices 3 other services, listed under fee details.
Fee details and sources
Other fees
- Fixed-Fee Engagements
- Fixed-fee planning, consultation and tax projects typically range from $300 to $8,000 annually; educational workshops typically range from $25 to $200 per attendee.
- Hourly Planning and Consulting
- Financial planning, investment consultation and tax preparation are billed hourly, up to $600 an hour for a financial planner and up to $150 an hour for a paraplanner.
- Retainer Planning
- Retainer fees for financial planning and investment consultation typically range from $480 to $8,000 per year, paid monthly or quarterly.
CGN Companies, LLC owns 25% to 50% of CGN Advisors and is in turn owned by Michael Greim (75% or more). The leadership team of CGN Advisors includes Chief Compliance Officer Michael Greim. It has 49 employees, 37 of them in advisory roles.
Leadership
- Michael GreimManaging Principal - Investments & Chief Compliance Officer
- Chad ChaseManaging Principal - Client Services
- Justin NicholsManaging Principal - Adviser Services
Investment adviser representatives
36 representatives listed in the SEC register as of 9 October 2026.
- Lindsay Ann Adams
- Johnathan Michael Aelmore
- Beth Anne Agnello
- Jennifer Barker
- Thomas Kirby Belding
- Douglas Neil Bellfy
- Jonathan Bernstein
- Jamie Ann Bosse
- John Colin Bush
- Chad Edward Chase
- Jeffrey Patrick Euting
- Steven Hill Ferger
- John Joseph Flanagan
- Thomas Alan Fredrickson
- Brigham Scott Glaves
- Michael Lawrence Greim
- Jordan Edward Grzesczyk
- David John Huebner
- Cydney Jean Jones
- Daniel Edward King
- Carrie Nola Kulig
- David DeCosta Leitao
- Brent Eugene Lince
- Alison Yuk Tai Ngai
- Justin Wayne Nichols
- Cheryl Anne Ober
- Diane Marie Pearson
- Roger John Peterson
- Gregory Samuel Pierce
- Kristin Lynn Rogers
- Theresa Lynn Rowland
- Matthew Martin Schlossman
- Callen Thomas Shimkus
- Sheila Rae Stowers
- David John Walz
- Jason Lee Williams
Staff
- 49 employees
- 37 in advisory functions
- 37 state-registered reps
- Owns 25% to 50% of CGN Advisors, LLC
CGN Companies, LLC
Control person · since January 2019
- Owns 75% or more of CGN Companies, LLC
Michael Greim
Control person · since January 2019
- Owns 25% to 50% of CGN Advisors, LLC
Nichols Capital, LLC
Control person · since January 2025
- Owns 75% or more of Nichols Capital, LLC
Justin Nichols
Control person · since January 2019
- Owns 25% to 50% of CGN Advisors, LLC
Chase Capital LLC
Control person · since January 2025
- Owns 75% or more of Chase Capital LLC
Chad Chase
Control person · since January 2019
CGN Advisors’ regulatory assets grew 3.4× from $466M (July 2021) to $1.6B (July 2026); clients rose from 602 to 1,321 and employees were 49 in both filings.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| July 2026 | $1.6B | 1,321 | 49 | 33 |
| July 2025 | $1.26B | 1,214 | 41 | 37 |
| July 2024 | $1.14B | 1,142 | 42 | 46 |
| August 2023 | $724M | 835 | 47 | 46 |
| July 2022 | $551M | 638 | 45 | 46 |
| July 2021 | $466M | 602 | 50 | 52 |
Besides its headquarters, CGN Advisors has 32 offices (14 private residences, listed without an address), with 19 listed addresses across 14 states.
Connecticut · 2 listed addresses
- 360 Bloomfield Ave Ste 301, Windsor
- 111 Simsbury RD., Avon
Illinois · 2 listed addresses
- 830-A North BLVD, Oak Park
- 143 N Schuyler Ave Floor 2, Kankakee
Minnesota · 2 listed addresses
- 543 Robert CT., Hastings
- 20 West Main Street, Waconia
North Carolina · 2 listed addresses
- 101 Stone Ridge BLVD, Asheville
- 101 Glen Lennox Drive, Chapel Hill
Texas · 2 listed addresses
- 1618 Williams Drive, Georgetown
- 5407 Mesquite Ridge St., Fulshear
Arizona · 1 listed address
- Biltmore Office Plaza, 2942 N. 24th St., #114, Phoenix
Kansas · 1 listed address
- 512 Poyntz Ave, Suite 120, ManhattanHQ
Michigan · 1 listed address
- 2031 Celadon DR Ne, Grand Rapids
Missouri · 1 listed address
- 231 S Bemiston Ave Ste 800, Clayton
New Hampshire · 1 listed address
- 16 Juliana Avenue, Nashua
New York · 1 listed address
- 1900 Broadway, New York
North Dakota · 1 listed address
- 3523 45th St S Suite 100, Fargo
South Dakota · 1 listed address
- 101 S. Reid St, Sioux Falls
Wisconsin · 1 listed address
- 2564 Mays Lane, Lac Du Flambeau
Other business names
CGN Advisors has reported 25 other business names to the SEC.
- Alpha Clear Financial Planning
- Amity Financial Achievements
- Arcadia Financial Strategies
- Argonaut Financial Planning & Investment Management
- Belding Financial Planning
- Bernstein Planning and Investment Management
- Cheryl Ober Financial Planning
- Dek Financial Solutions
- Elevate Financial Planning
- Envisage Financial Planning
- Equi Finanical Planning
- Fair Winds Financial Advice
Show all 25 names
- Financial Advocate for You
- Fredrickson Financial Planning
- Growing Fortunes Financial Partners
- Huebner Financial Planning
- Kulig Financial Advisors
- Lince Financial Planning
- Pearson Financial Planning
- Peterson Financial Planning
- Pyxis Financial Planning
- Stowers Financial Planning
- Synergy Financial Planning
- T Rowland Financial Services
- Transverse Wealth Solutions
Contact and registration details
- Legal name
- CGN Advisors, LLC
- Headquarters
- 512 Poyntz Ave, Suite 120, Manhattan, KS 66502
- Website
- lincefinancialplanning.com
- Phone
- 910-333-6659
- @cgn-advisors-home
- SEC file
- 801-72913
- Founded
- 2011
- Structure
- Kansas LLC
- Fiscal year end
- December
CGN Advisors uses Charles Schwab ($1.53B) as custodian for its separately managed accounts. CGN Advisors has custody of $408M in client assets for 507 clients.
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $1.53B100%
At year end, CGN Advisors’ separately managed accounts were mostly in funds (78%) and stocks (17%). Its reported 13F holdings for the quarter ended 30 June 2026 total $1.37B across 322 positions; the largest are J P Morgan Exchange Traded F (6.6%), American Centy ETF TR (4.5%) and SPDR Index Shs Fds (4.5%).
What the accounts hold
- Stocks17%
- Exchange-traded equities16%
- Non-exchange-traded equities1%
- Funds78%
- Bonds1%
- Cash4%
Reported 13F holdings
- $1.37B
- Reported 13F value
- 322
- Positions
- 37.1%
- In the 10 largest
- +8.2%
- Value vs. prior quarter
- J P Morgan Exchange Traded F · Core Plus BD ETF6.6%
- American Centy ETF TR · Intl EQT ETF4.5%
- SPDR Index Shs Fds · ST Str PO EX ETF4.5%
- SPDR Series Trust · ST Str P500grw4.0%
- SPDR Series Trust · ST Str P500val3.8%
- Vanguard Index Fds · Total Stk Mkt3.6%
- SPDR Series Trust · ST Inter BD ETF3.0%
- Janus Detroit Str TR · Henderson Mtg2.4%
- Blackrock ETF Trust II · Isha Flex IN ETF2.4%
- SPDR Index Shs Fds · ST Port Mark ETF2.2%
Together, the ten largest are 37.1% of reported value.
How many clients does CGN Advisors have?
CGN Advisors has 1,321 clients and manages $1.6 billion for them, as of July 2026. They include 788 individual clients, 493 high-net-worth individuals, and 25 pension and profit-sharing plans.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 2 July 2026
What services does CGN Advisors offer?
CGN Advisors provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, selecting other managers, educational seminars, education planning, estate planning, insurance, and tax preparation.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
How much does CGN Advisors charge?
CGN Advisors charges up to 1.00% a year for its Asset-Based Fees. The fee is billed in arrears and is negotiable.
Which custodians does CGN Advisors use?
CGN Advisors’ separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $1.53B. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 2 July 2026
How many financial advisors does CGN Advisors have?
CGN Advisors has 37 investment adviser representatives registered with state securities authorities, out of 49 employees, and 37 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does CGN Advisors invest in?
At the end of its last fiscal year, CGN Advisors’ separately managed accounts held 78% registered funds (mutual funds, ETFs, BDCs), 16% exchange-traded equities, 4% cash and equivalents, 1% non-exchange-traded equities and 1% investment grade corporate bonds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns CGN Advisors?
CGN Advisors is owned through holding companies by Justin Nichols, Michael Greim and Chad Chase. Its direct owners are CGN Companies, LLC, Nichols Capital, LLC and Chase Capital LLC, each holding 50% or less.
Source: Form ADV Part 1A, Schedules A and B, filed 2 July 2026
How does CGN Advisors get paid?
CGN Advisors is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
Is CGN Advisors registered with the SEC?
Yes, CGN Advisors has been registered with the SEC as an investment adviser since 8 December 2011. Its CRD number is 159359 and its SEC file number is 801-72913.
Source: Form ADV Part 1A, Item 1, filed 2 July 2026; IAPD firm record
How do I contact CGN Advisors?
CGN Advisors’ main office is at 512 Poyntz Ave, Suite 120, Manhattan, KS 66502. Its phone number is 910-333-6659. Its website is lincefinancialplanning.com.