Centric Advisors provides financial planning and portfolio management for individuals and small businesses. Financial planning was provided to 11–25 clients last fiscal year.
Centric Advisors reports 943 clients. They include 892 individual clients, 30 pension and profit-sharing plans, and 21 high-net-worth individuals. Of its assets, 77.2% ($163M across 892 accounts) are managed with discretion; $48.2M across 74 accounts are not. It advised 20 clients without assets under management last fiscal year.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 95% | 61% |
| High-net-worth individuals | 2% | 21% |
| Pension and profit-sharing plans | 3% | 18% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 892 | $129M | 61.1% | $145K |
| High-net-worth individuals | 21 | $43.9M | 20.8% | $2.09M |
| Pension and profit-sharing plans | 30 | $38.4M | 18.2% | $1.28M |
| Total | 943 | $211M | 100% | $224K |
- Clients
- 892
- Regulatory AUM
- $129M
- AUM share
- 61.1%
- Avg. per client
- $145K
- Clients
- 21
- Regulatory AUM
- $43.9M
- AUM share
- 20.8%
- Avg. per client
- $2.09M
- Clients
- 30
- Regulatory AUM
- $38.4M
- AUM share
- 18.2%
- Avg. per client
- $1.28M
Total
- Clients
- 943
- Regulatory AUM
- $211M
- AUM share
- 100%
- Avg. per client
- $224K
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 20
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 11–25
Centric Advisors charges 0.25%–2.50% for its Asset-Based Fees for Portfolio Management. The brochure does not state whether the rate is annual. The fee is negotiable. The brochure also prices 2 other services, listed under fee details.
Fee details and sources
Other fees
- Basic Financial Planning
- Basic financial planning is a fixed fee of $250 to $10,000, or an hourly fee of $150 to $500 in negotiated cases.
- Comprehensive Financial Planning
- Comprehensive financial planning has an upfront charge of $250 to $20,000 plus an ongoing fee of $99 to $10,000 per month.
Zachary Majors owns 75% or more of Centric Advisors. Zachary Majors is CEO. It has 11 employees, 7 of them in advisory roles.
Leadership
- Zachary MajorsChief Executive Officer & Chief Compliance Officer
- Oscar MondragonChief Operations Officer
Investment adviser representatives
5 representatives listed in the SEC register as of 9 October 2026.
Staff
- 11 employees
- 7 in advisory functions
- 7 state-registered reps
- 8 insurance agents
- 1 soliciting firm
- Owns 75% or more of Centric Advisors, LLC
Zachary Majors
Control person · since November 2015
- Owns 25% to 50% of Centric Advisors, LLC
Oscar Mondragon
Control person · since November 2015
Centric Advisors’ regulatory assets grew 1.5× from $141M (July 2021) to $211M (April 2026); clients rose from 514 to 943 and employees fell from 13 to 11.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| April 2026 | $211M | 943 | 11 | 2 |
| March 2025 | $227M | 1,162 | 13 | 2 |
| May 2024 | $178M | 569 | 13 | 2 |
| April 2023 | $151M | 540 | 20 | 2 |
| June 2022 | $169M | 518 | 11 | 3 |
| July 2021 | $141M | 514 | 13 | 3 |
Besides its headquarters, Centric Advisors has 1 office, with 2 listed addresses in California and Texas.
California · 1 listed address
- 19656 Stevens Creek BLVD, Cupertino
Texas · 1 listed address
- 12549 Louetta Road, CypressHQ
Other business names
Centric Advisors has reported 4 other business names to the SEC.
- Centric
- Centric Partners
- Centric Retirement
- Centric Wealth
Contact and registration details
- Legal name
- Centric Advisors, LLC
- Headquarters
- 12549 Louetta Road, Cypress, TX 77429
- Website
- centric.org
- Phone
- 888-215-5888
- @centricwealth
- SEC file
- 801-121623
- Structure
- Texas LLC
- Fiscal year end
- December
Centric Advisors uses Fidelity ($123M, 75%) and Charles Schwab ($40.4M, 25%) as custodians for its separately managed accounts. Centric Advisors does not have custody of client assets.
- FidelityFidelity Brokerage Services LLC · Smithfield, RI · $123M75%
- Charles SchwabCharles Schwab & Co., Inc. · San Francisco, CA · $40.4M25%
At year end, Centric Advisors’ separately managed accounts were largely in stocks (49%) and funds (39%).
What the accounts hold
- Stocks49%
- Funds39%
- Registered funds38%
- Pooled vehicles1%
- Bonds3%
- U.S. government and agency bonds1%
- State and local bonds1%
- Investment grade corporate bonds1%
- Cash7%
- Other2%
- Other2%
How many clients does Centric Advisors have?
Centric Advisors has 943 clients and manages $211 million for them, as of April 2026. They include 892 individual clients, 30 pension and profit-sharing plans, and 21 high-net-worth individuals.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 2 April 2026
What services does Centric Advisors offer?
Centric Advisors provides financial planning and portfolio management for individuals and small businesses.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Centric Advisors charge?
Centric Advisors charges 0.25%–2.50% for its Asset-Based Fees for Portfolio Management. The brochure does not state whether the rate is annual. The fee is negotiable.
Source: ADV PART 2A- CENTRIC ADVISORS, LLC, filed 2 April 2026
Which custodians does Centric Advisors use?
Centric Advisors’ separately managed account assets are held at Fidelity Brokerage Services LLC (Smithfield, RI), with $123M and Charles Schwab & Co., Inc. (San Francisco, CA), with $40.4M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 2 April 2026
How many financial advisors does Centric Advisors have?
Centric Advisors has 7 investment adviser representatives registered with state securities authorities, out of 11 employees, and 7 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 8 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Centric Advisors invest in?
At the end of its last fiscal year, Centric Advisors’ separately managed accounts held 49% exchange-traded equities, 38% registered funds (mutual funds, ETFs, BDCs), 7% cash and equivalents, 2% other, 1% U.S. government and agency bonds, 1% state and local bonds, 1% investment grade corporate bonds and 1% pooled vehicles (private funds and similar). The 2% other category is described as: Other.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Centric Advisors?
Centric Advisors’ direct owners are Zachary Majors (75% or more) and Oscar Mondragon (25% to 50%).
Source: Form ADV Part 1A, Schedules A and B, filed 2 April 2026
How does Centric Advisors get paid?
Centric Advisors is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Centric Advisors?
Centric Advisors’ main office is at 12549 Louetta Road, Cypress, TX 77429. Its phone number is 888-215-5888. Its website is centric.org.