{"url":"https://nivawealth.com/firms/centric-advisors-282477","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/282477","regulatoryAum":211348878,"crd":"282477","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"4467870","suffix":null,"lastName":"CULL","firstName":"RICHARD","middleName":null},{"crd":"2891606","suffix":null,"lastName":"FORD","firstName":"BENTLY","middleName":"GORDON"},{"crd":"5764906","suffix":null,"lastName":"MAJORS","firstName":"ZACHARY","middleName":"THOMAS"},{"crd":"1323445","suffix":null,"lastName":"MOLEN","firstName":"WARD","middleName":"WESLEY"},{"crd":"6134876","suffix":null,"lastName":"MONDRAGON","firstName":"OSCAR","middleName":"RAUL"}],"total":5,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-07-20","regulatoryAum":140614155,"clients":514,"employees":13,"offices":3},{"filedOn":"2022-06-21","regulatoryAum":169325880,"clients":518,"employees":11,"offices":3},{"filedOn":"2023-04-21","regulatoryAum":150624731,"clients":540,"employees":20,"offices":2},{"filedOn":"2024-05-04","regulatoryAum":177976653,"clients":569,"employees":13,"offices":2},{"filedOn":"2025-03-07","regulatoryAum":226897006,"clients":1162,"employees":13,"offices":2},{"filedOn":"2026-04-02","regulatoryAum":211348878,"clients":943,"employees":11,"offices":2}],"secFileNumber":"801-121623","legalName":"Centric Advisors, LLC","displayName":"Centric Advisors","slug":"centric-advisors-282477","website":"https://centric.org/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/centricwealth/","xUrl":"https://x.com/centricwealth_","founded":null,"organization":"Texas limited liability company","fiscalYearEnd":"December","headquarters":{"street":"12549 Louetta Road","city":"Cypress","state":"TX","stateName":"Texas","country":"United States","postalCode":"77429"},"tradeNames":["Centric","Centric Partners","Centric Retirement","Centric Wealth"],"registration":{"secApproved":"28 June 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CENTRIC ADVISORS, LLC","fee_rate_low":0.25,"fee_rate_high":2.5,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Basic Financial Planning","summary":"Basic financial planning is a fixed fee of $250 to $10,000, or an hourly fee of $150 to $500 in negotiated cases.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1040070","versionId":1040070,"submittedOn":"2026-04-02","documentName":"ADV PART 2A- CENTRIC ADVISORS, LLC"},{"role":"other","program":"Comprehensive Financial Planning","summary":"Comprehensive financial planning has an upfront charge of $250 to $20,000 plus an ongoing fee of $99 to $10,000 per month.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1040070","versionId":1040070,"submittedOn":"2026-04-02","documentName":"ADV PART 2A- CENTRIC ADVISORS, LLC"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T15:21:43.272855+00:00","documents":[{"name":"ADV PART 2A- CENTRIC ADVISORS, LLC","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1040070","versionId":1040070,"submittedOn":"2026-04-02"}]},"custodians":[{"name":"Fidelity Brokerage Services LLC","shortName":"Fidelity","location":"Smithfield, RI","smaAssets":122680580},{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"San Francisco, CA","smaAssets":40420942}],"custodyNote":"Centric Advisors does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Zachary Majors","title":"Chief Executive Officer & Chief Compliance Officer","crd":"5764906"},{"name":"Oscar Mondragon","title":"Chief Operations Officer","crd":"6134876"}],"ownership":[{"label":"Zachary Majors","detail":"Chief executive officer & chief compliance officer in the 75% or more ownership band and a control person, since November 2015."},{"label":"Oscar Mondragon","detail":"Chief operations officer in the 25% to 50% ownership band and a control person, since November 2015."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":1,"privateResidences":0},"listedOfficeAddresses":2,"foreignOffices":[],"officesByState":[{"state":"California","offices":1,"addresses":[{"street":"19656 Stevens Creek BLVD","city":"Cupertino"}]},{"state":"Texas","offices":1,"addresses":[{"street":"12549 Louetta Road","city":"Cypress","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"888-215-5888","stateRegisteredReps":7,"otherAdviserReps":1,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses"],"financialPlanningClients":"11-25","assetMix":[{"label":"Exchange-traded equity securities","percent":49},{"label":"U.S. government/agency bonds","percent":1},{"label":"U.S. state and local bonds","percent":1},{"label":"Investment grade corporate bonds","percent":1},{"label":"Securities issued by registered investment companies or business development companies","percent":38},{"label":"Securities issued by pooled investment vehicles (other than registered investment companies)","percent":1},{"label":"Cash and cash equivalents","percent":7},{"label":"Other","percent":2,"detail":"Other"}],"privateFunds":0},"sources":{"adv1FilingDate":"2 April 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/282477/PDF/282477.pdf","brochureDate":"2 April 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1040070","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Centric Advisors have?","answer":"Centric Advisors has 943 clients and manages $211 million for them, as of April 2026. They include 892 individual clients, 30 pension and profit-sharing plans, and 21 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 2 April 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Centric Advisors offer?","answer":"Centric Advisors provides financial planning and portfolio management for individuals and small businesses.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Centric Advisors charge?","answer":"Centric Advisors charges 0.25%–2.50% for its Asset-Based Fees for Portfolio Management. The brochure does not state whether the rate is annual. The fee is negotiable.","source":"ADV PART 2A- CENTRIC ADVISORS, LLC, filed 2 April 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Centric Advisors use?","answer":"Centric Advisors’ separately managed account assets are held at Fidelity Brokerage Services LLC (Smithfield, RI), with $123M and Charles Schwab & Co., Inc. (San Francisco, CA), with $40.4M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 2 April 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Centric Advisors have?","answer":"Centric Advisors has 7 investment adviser representatives registered with state securities authorities, out of 11 employees, and 7 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 8 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Centric Advisors invest in?","answer":"At the end of its last fiscal year, Centric Advisors’ separately managed accounts held 49% exchange-traded equities, 38% registered funds (mutual funds, ETFs, BDCs), 7% cash and equivalents, 2% other, 1% U.S. government and agency bonds, 1% state and local bonds, 1% investment grade corporate bonds and 1% pooled vehicles (private funds and similar). The 2% other category is described as: Other.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Centric Advisors?","answer":"Centric Advisors’ direct owners are Zachary Majors (75% or more) and Oscar Mondragon (25% to 50%).","source":"Form ADV Part 1A, Schedules A and B, filed 2 April 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Centric Advisors get paid?","answer":"Centric Advisors is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Centric Advisors?","answer":"Centric Advisors’ main office is at 12549 Louetta Road, Cypress, TX 77429. Its phone number is 888-215-5888. Its website is centric.org.","source":"Form ADV Part 1A, Item 1.F, filed 2 April 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}