Central Valley Advisors provides portfolio management for individuals and small businesses, portfolio management for institutions, and insurance. Financial planning was provided to 590 clients last fiscal year.
Central Valley Advisors reports 590 clients. They include 428 individual clients and 162 high-net-worth individuals. Of its assets, 100.0% ($634M across 1,923 accounts) are managed with discretion. A wrap fee program the firm both sponsors and manages holds $634M.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 73% | 22% |
| High-net-worth individuals | 27% | 78% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 428 | $141M | 22.2% | $329K |
| High-net-worth individuals | 162 | $493M | 77.8% | $3.04M |
| Total | 590 | $634M | 100% | $1.07M |
- Clients
- 428
- Regulatory AUM
- $141M
- AUM share
- 22.2%
- Avg. per client
- $329K
- Clients
- 162
- Regulatory AUM
- $493M
- AUM share
- 77.8%
- Avg. per client
- $3.04M
Total
- Clients
- 590
- Regulatory AUM
- $634M
- AUM share
- 100%
- Avg. per client
- $1.07M
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 590
Central Valley Advisors charges up to 2.00% a year for its Wrap Fee Program. The fee is billed in arrears and is negotiable.
Fee details and sources
Americo Salvetti owns 25% to 50% of Central Valley Advisors. The leadership team of Central Valley Advisors includes Chief Operating Officer Lacey Fonseca Lawrence and Chief Compliance Officer Marion Hebert. It has 6 employees, 4 of them in advisory roles.
Leadership
- Lacey Fonseca LawrencePartner / Chief Operating Officer
- Marion HebertChief Compliance Officer
- Americo SalvettiPartner
- Nicholas SalvettiPartner
Investment adviser representatives
6 representatives listed in the SEC register as of 9 October 2026.
- Lacey B Fonseca Lawrence
- Marion Rita Hebert
- Patricia Gall Pedrucci
- Americo Joseph Salvetti III
- Nicholas Dante Salvetti
- Terence Triantafillidis
Staff
- 6 employees
- 4 in advisory functions
- 6 state-registered reps
- 4 insurance agents
- Owns 25% to 50% of Central Valley Advisors, LLC
Americo Salvetti
Control person · since May 2023
- Owns 25% to 50% of Central Valley Advisors, LLC
Nicholas Salvetti
Control person · since May 2023
- Owns 25% to 50% of Central Valley Advisors, LLC
Lacey Fonseca Lawrence
Control person · since March 2024
Central Valley Advisors’ regulatory assets grew Infinity× from $0 (July 2023) to $634M (July 2026); employees rose from 4 to 6.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| July 2026 | $634M | 590 | 6 | 2 |
| June 2025 | $607M | 1,843 | 6 | 2 |
| March 2024 | $487M | 578 | 6 | 2 |
| July 2023 | $0 | 0 | 4 | 2 |
Besides its headquarters, Central Valley Advisors has 1 office, with 2 listed addresses in California.
California · 2 listed addresses
- 3455 American River DR., Suite A, SacramentoHQ
- 4633 Quail Lakes Drive, Stockton
Other business names
Central Valley Advisors has reported 1 other business name to the SEC.
- The Salvetti Group
Contact and registration details
- Legal name
- Central Valley Advisors, LLC
- Headquarters
- 3455 American River DR., Suite A, Sacramento, CA 95864
- Website
- thesalvettigroup.com
- Phone
- 916-414-8282
- @the-salvetti-group
- SEC file
- 801-128204
- Founded
- 2023
- Structure
- California LLC
- Fiscal year end
- December
Central Valley Advisors uses Raymond James ($634M) as custodian for its separately managed accounts. Central Valley Advisors has custody of $11.8M in client assets for 20 clients.
- Raymond JamesRaymond James & Associates, Inc. · St. Petersburg, FL · $634M100%
At year end, Central Valley Advisors’ separately managed accounts were mostly in funds (51%) and stocks (25%). Its reported 13F holdings for the quarter ended 30 June 2026 total $390M across 193 positions; the largest are Vanguard Scottsdale Fds (4.3%), Apple Inc. (4.0%) and Vanguard Index Fds (4.0%).
What the accounts hold
- Stocks25%
- Funds51%
- Registered funds50%
- Pooled vehicles1%
- Bonds8%
- U.S. government and agency bonds5%
- State and local bonds2%
- Investment grade corporate bonds1%
- Cash14%
- Other2%
- Annuities2%
Reported 13F holdings
- $390M
- Reported 13F value
- 193
- Positions
- 34.4%
- In the 10 largest
- +6.4%
- Value vs. prior quarter
- Vanguard Scottsdale Fds · Vng Rus2000idx4.3%
- Apple Inc.4.0%
- Vanguard Index Fds · S&P 500 ETF Shs4.0%
- Vanguard Intl Equity Index F · Allwrld EX US3.8%
- Vanguard Index Fds · Mid Cap ETF3.8%
- Innovator ETFS Trust · Nasd 100 10 Buff3.4%
- Invesco Exch Trd Slf Idx FD · Invsco Blsh 282.8%
- Invesco Exch Trd Slf Idx FD · Buletshs 2031 CP2.8%
- Innovator ETFS Trust · Defined Wlt Shld2.8%
- Invesco Exch Trd Slf Idx FD · Bulshs 2027 CB2.8%
Together, the ten largest are 34.4% of reported value.
How many clients does Central Valley Advisors have?
Central Valley Advisors has 590 clients and manages $634 million for them, as of July 2026. They include 428 individual clients and 162 high-net-worth individuals.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 23 July 2026
What services does Central Valley Advisors offer?
Central Valley Advisors provides portfolio management for individuals and small businesses, portfolio management for institutions, and insurance.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
How much does Central Valley Advisors charge?
Central Valley Advisors charges up to 2.00% a year for its Wrap Fee Program. The fee is billed in arrears and is negotiable.
Source: FORM ADV PART 2A APPENDIX 1 - WRAP FEE BROCHURE, filed 5 February 2026
Which custodians does Central Valley Advisors use?
Central Valley Advisors’ separately managed account assets are held at Raymond James & Associates, Inc. (St. Petersburg, FL), with $634M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 23 July 2026
How many financial advisors does Central Valley Advisors have?
Central Valley Advisors has 6 investment adviser representatives registered with state securities authorities, out of 6 employees, and 4 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 4 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Central Valley Advisors invest in?
At the end of its last fiscal year, Central Valley Advisors’ separately managed accounts held 50% registered funds (mutual funds, ETFs, BDCs), 25% exchange-traded equities, 14% cash and equivalents, 5% U.S. government and agency bonds, 2% state and local bonds, 2% other, 1% investment grade corporate bonds and 1% pooled vehicles (private funds and similar). The 2% other category is described as: Annuities.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Central Valley Advisors?
Central Valley Advisors’ direct owners are Americo Salvetti, Nicholas Salvetti and Lacey Fonseca Lawrence, each holding 50% or less.
Source: Form ADV Part 1A, Schedules A and B, filed 23 July 2026
How does Central Valley Advisors get paid?
Central Valley Advisors is paid through a percentage of assets under management. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Central Valley Advisors?
Central Valley Advisors’ main office is at 3455 American River DR., Suite A, Sacramento, CA 95864. Its phone number is 916-414-8282. Its website is thesalvettigroup.com.