Cedarstone Advisors provides financial planning and portfolio management for individuals and small businesses. Financial planning was provided to 101–250 clients last fiscal year.
Cedarstone Advisors reports 191 clients. They include 98 high-net-worth individuals and 93 individual clients. Of its assets, 100.0% ($198M across 197 accounts) are managed with discretion. It advised 1 client without assets under management last fiscal year.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 49% | 14% |
| High-net-worth individuals | 51% | 85% |
| Pension and profit-sharing plans | Fewer than 5 | <1% |
| Charitable organizations | Fewer than 5 | <1% |
| Corporations and other businesses | Fewer than 5 | <1% |
Client shares use reported counts. Client types without a reported count are excluded from that total.
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 93 | $28.2M | 14.2% | $304K |
| High-net-worth individuals | 98 | $169M | 85.4% | $1.73M |
| Pension and profit-sharing plans | Fewer than 5 | $176K | 0.1% | — |
| Charitable organizations | Fewer than 5 | $301K | 0.2% | — |
| Corporations and other businesses | Fewer than 5 | $331K | 0.2% | — |
| Total | 191 | $198M | 100% | — |
- Clients
- 93
- Regulatory AUM
- $28.2M
- AUM share
- 14.2%
- Avg. per client
- $304K
- Clients
- 98
- Regulatory AUM
- $169M
- AUM share
- 85.4%
- Avg. per client
- $1.73M
- Clients
- Fewer than 5
- Regulatory AUM
- $176K
- AUM share
- 0.1%
- Avg. per client
- —
- Clients
- Fewer than 5
- Regulatory AUM
- $301K
- AUM share
- 0.2%
- Avg. per client
- —
- Clients
- Fewer than 5
- Regulatory AUM
- $331K
- AUM share
- 0.2%
- Avg. per client
- —
Total
- Clients
- 191
- Regulatory AUM
- $198M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 1
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 101–250
Cedarstone Advisors charges 0.40%–1.00% a year for its Asset Management Fees. The fee is billed in advance and is negotiable. The brochure also prices one other service, listed under fee details.
Fee details and sources
Other fees
- Financial Planning Services
- Stand-alone financial planning is billed hourly at $300 to $500 an hour, under a financial planning agreement.
Steve Coker owns 75% or more of Cedarstone Advisors. The leadership team of Cedarstone Advisors includes President Steve Coker. It has 3 employees.
Leadership
- Steve CokerPresident/Chief Compliance Officer
Investment adviser representatives
2 representatives listed in the SEC register as of 9 October 2026.
- Carole Lee Meitler
Staff
- 3 employees
- 3 in advisory functions
- 2 state-registered reps
- Owns 75% or more of Cedarstone Advisors
Steve Coker
Control person · since August 2014
Cedarstone Advisors’ regulatory assets grew 1.7× from $114M (March 2021) to $198M (March 2026); clients rose from 146 to 191 and employees were 3 in both filings.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| March 2026 | $198M | 191 | 3 | 1 |
| March 2025 | $171M | 186 | 3 | 1 |
| July 2024 | $151M | 179 | 3 | 1 |
| August 2023 | $127M | 170 | 4 | 1 |
| March 2022 | $143M | 169 | 3 | 1 |
| March 2021 | $114M | 146 | 3 | 1 |
Besides its headquarters, Cedarstone Advisors has 0 offices, with 1 listed address in California.
California · 1 listed address
- 3125 Old Conejo Road, Unit 7, Thousand OaksHQ
Contact and registration details
- Legal name
- Cedarstone Advisors
- Headquarters
- 3125 Old Conejo Road, Unit 7, Thousand Oaks, CA 91320
- Website
- cedarstoneadvisors.com
- Phone
- 888-571-5582
- SEC file
- 801-112625
- Structure
- California corporation
- Fiscal year end
- December
Cedarstone Advisors uses Charles Schwab ($198M) as custodian for its separately managed accounts. Cedarstone Advisors does not have custody of client assets.
- Charles SchwabCharles Schwab & Co., Inc. · Phoenix, AZ · $198M100%
At year end, Cedarstone Advisors’ separately managed accounts were largely in stocks (49%) and funds (47%).
What the accounts hold
- Stocks49%
- Exchange-traded equities48%
- Non-exchange-traded equities1%
- Funds47%
- Bonds1%
- Cash4%
How many clients does Cedarstone Advisors have?
Cedarstone Advisors has 191 clients and manages $198 million for them, as of March 2026. They include 98 high-net-worth individuals and 93 individual clients.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 11 March 2026
What services does Cedarstone Advisors offer?
Cedarstone Advisors provides financial planning and portfolio management for individuals and small businesses.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Cedarstone Advisors charge?
Cedarstone Advisors charges 0.40%–1.00% a year for its Asset Management Fees. The fee is billed in advance and is negotiable.
Source: FORM ADV PART 2A BROCHURE/PART 2B BROCHURE SUPPLEMENT, filed 11 March 2026
Which custodians does Cedarstone Advisors use?
Cedarstone Advisors’ separately managed account assets are held at Charles Schwab & Co., Inc. (Phoenix, AZ), with $198M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 11 March 2026
How many financial advisors does Cedarstone Advisors have?
Cedarstone Advisors has 2 investment adviser representatives registered with state securities authorities, out of 3 employees, and 3 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Cedarstone Advisors invest in?
At the end of its last fiscal year, Cedarstone Advisors’ separately managed accounts held 48% exchange-traded equities, 47% registered funds (mutual funds, ETFs, BDCs), 4% cash and equivalents, 1% non-exchange-traded equities and 1% U.S. government and agency bonds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Cedarstone Advisors?
Cedarstone Advisors’ direct owner is Steve Coker (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 11 March 2026
How does Cedarstone Advisors get paid?
Cedarstone Advisors is paid through a percentage of assets under management and hourly charges. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Cedarstone Advisors?
Cedarstone Advisors’ main office is at 3125 Old Conejo Road, Unit 7, Thousand Oaks, CA 91320. Its phone number is 888-571-5582. Its website is cedarstoneadvisors.com.