{"url":"https://nivawealth.com/firms/cedarstone-advisors-172653","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/172653","regulatoryAum":198427826,"crd":"172653","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"5326715","suffix":null,"lastName":"COKER","firstName":"STEVE","middleName":"HARLAN"},{"crd":"7274813","suffix":null,"lastName":"Meitler","firstName":"Carole","middleName":"Lee"}],"total":2,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-03-16","regulatoryAum":114176675,"clients":146,"employees":3,"offices":1},{"filedOn":"2022-03-30","regulatoryAum":142746390,"clients":169,"employees":3,"offices":1},{"filedOn":"2023-08-04","regulatoryAum":126846630,"clients":170,"employees":4,"offices":1},{"filedOn":"2024-07-23","regulatoryAum":150534821,"clients":179,"employees":3,"offices":1},{"filedOn":"2025-03-06","regulatoryAum":170961541,"clients":186,"employees":3,"offices":1},{"filedOn":"2026-03-11","regulatoryAum":198427826,"clients":191,"employees":3,"offices":1}],"secFileNumber":"801-112625","legalName":"Cedarstone 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Services","summary":"Stand-alone financial planning is billed hourly at $300 to $500 an hour, under a financial planning agreement.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1017559","versionId":1017559,"submittedOn":"2026-03-11","documentName":"FORM ADV PART 2A BROCHURE/PART 2B BROCHURE SUPPLEMENT"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T15:01:28.241884+00:00","documents":[{"name":"FORM ADV PART 2A BROCHURE/PART 2B BROCHURE SUPPLEMENT","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1017559","versionId":1017559,"submittedOn":"2026-03-11"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Phoenix, AZ","smaAssets":198427826}],"custodyNote":"Cedarstone Advisors does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Steve 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They include 98 high-net-worth individuals and 93 individual clients.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 11 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Cedarstone Advisors offer?","answer":"Cedarstone Advisors provides financial planning and portfolio management for individuals and small businesses.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Cedarstone Advisors charge?","answer":"Cedarstone Advisors charges 0.40%–1.00% a year for its Asset Management Fees. The fee is billed in advance and is negotiable.","source":"FORM ADV PART 2A BROCHURE/PART 2B BROCHURE SUPPLEMENT, filed 11 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Cedarstone Advisors use?","answer":"Cedarstone Advisors’ separately managed account assets are held at Charles Schwab & Co., Inc. (Phoenix, AZ), with $198M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 11 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Cedarstone Advisors have?","answer":"Cedarstone Advisors has 2 investment adviser representatives registered with state securities authorities, out of 3 employees, and 3 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Cedarstone Advisors invest in?","answer":"At the end of its last fiscal year, Cedarstone Advisors’ separately managed accounts held 48% exchange-traded equities, 47% registered funds (mutual funds, ETFs, BDCs), 4% cash and equivalents, 1% non-exchange-traded equities and 1% U.S. government and agency bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Cedarstone Advisors?","answer":"Cedarstone Advisors’ direct owner is Steve Coker (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 11 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Cedarstone Advisors get paid?","answer":"Cedarstone Advisors is paid through a percentage of assets under management and hourly charges. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Cedarstone Advisors?","answer":"Cedarstone Advisors’ main office is at 3125 Old Conejo Road, Unit 7, Thousand Oaks, CA 91320. Its phone number is 888-571-5582. Its website is cedarstoneadvisors.com.","source":"Form ADV Part 1A, Item 1.F, filed 11 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}