Caldwell Sutter Capital provides financial planning and portfolio management for individuals and small businesses.
Caldwell Sutter Capital reports 546 clients. They include 381 individual clients, 147 high-net-worth individuals, and 11 corporations and other businesses. Of its assets, 94.9% ($575M across 1,202 accounts) are managed with discretion; $30.9M across 47 accounts are not.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 70% | 25% |
| High-net-worth individuals | 27% | 70% |
| Pension and profit-sharing plans | 1% | <1% |
| Charitable organizations | Fewer than 5 | <1% |
| Corporations and other businesses | 2% | 4% |
Client shares use reported counts. Client types without a reported count are excluded from that total.
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 381 | $154M | 25.4% | $404K |
| High-net-worth individuals | 147 | $425M | 70.2% | $2.89M |
| Pension and profit-sharing plans | 7 | $3.52M | 0.6% | $503K |
| Charitable organizations | Fewer than 5 | $546K | 0.1% | — |
| Corporations and other businesses | 11 | $22.7M | 3.7% | $2.06M |
| Total | 546 | $606M | 100% | — |
- Clients
- 381
- Regulatory AUM
- $154M
- AUM share
- 25.4%
- Avg. per client
- $404K
- Clients
- 147
- Regulatory AUM
- $425M
- AUM share
- 70.2%
- Avg. per client
- $2.89M
- Clients
- 7
- Regulatory AUM
- $3.52M
- AUM share
- 0.6%
- Avg. per client
- $503K
- Clients
- Fewer than 5
- Regulatory AUM
- $546K
- AUM share
- 0.1%
- Avg. per client
- —
- Clients
- 11
- Regulatory AUM
- $22.7M
- AUM share
- 3.7%
- Avg. per client
- $2.06M
Total
- Clients
- 546
- Regulatory AUM
- $606M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 0
Caldwell Sutter Capital is paid through a percentage of assets under management; its fees and minimums are set out in its brochures on the SEC website.
The Helmer Family Trust Dated 3/8/2022 owns 50% to 75% of Caldwell Sutter Capital and is in turn owned by Kathleen Reilly Helmer (25–50%). The leadership team of Caldwell Sutter Capital includes President Joseph Francis Helmer and Chief Financial Officer Christopher William Anderson. It has 17 employees, 5 of them in advisory roles.
Leadership
- Joseph Francis HelmerPresident, Co- Trustee
- Christopher William AndersonChief Financial
- Christopher William AndersonChief Compliance Officer
- Mari AllenManaging Director
- Christopher William AndersonFinancial and Operations Principal
- Joseph Michael DucoteSenior Managing Director
- John Caldwell HelmerFounder, Trustee
- Kathleen Reilly HelmerDirector, Trustee
- Susan Diane MetcalfManaging Director
Investment adviser representatives
8 representatives listed in the SEC register as of 9 October 2026.
- Jon Christoph Goshay
- Gregory Joseph Harder
- Joseph Francis Helmer
- Evan Lyle Hershey
- Susan Diane Metcalf
- Joseph Kevin Raymond
- Edward Tobias Smith
- Sean Patrick Tuohy
Staff
- 17 employees
- 5 in advisory functions
- 5 state-registered reps
- 14 broker-dealer reps
- 2 insurance agents
- Owns 50% to 75% of Caldwell Sutter Capital, Inc.
The Helmer Family Trust Dated 3/8/2022
Control person · since May 2025
- Owns 25% to 50% of The Helmer Family Trust Dated 3/8/2022
Kathleen Reilly Helmer
Control person · since May 2025
- Owns 50% to 75% of Caldwell Sutter Capital, Inc.
The Helmer Family Trust Dated
Control person · since May 2025
- Owns 25% to 50% of Caldwell Sutter Capital, Inc.
John and Jinx Helmer Revocable Trust Dated January 4, 2005
Control person · since January 2005
- Owns 25% to 50% of John and Jinx Helmer Revocable Trust Dated January 4, 2005
Joseph Francis Helmer
Control person · since March 2021
John Caldwell Helmer
Trustee · Control person · since January 2005
- Owns 25% to 50% of Caldwell Sutter Capital, Inc.
John and Jinx Helmer Revocable
Control person · since January 2005
Caldwell Sutter Capital’s regulatory assets grew 2.6× from $235M (July 2021) to $606M (April 2026); clients rose from 258 to 546 and employees fell from 19 to 17.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| April 2026 | $606M | 546 | 17 | 3 |
| May 2025 | $571M | 533 | 20 | 3 |
| December 2023 | $488M | 535 | 23 | 5 |
| March 2023 | $300M | 268 | 19 | 3 |
| July 2022 | $307M | 263 | 19 | 3 |
| July 2021 | $235M | 258 | 19 | 3 |
Besides its headquarters, Caldwell Sutter Capital has 2 offices (1 private residence, listed without an address), with 2 listed addresses in California.
California · 2 listed addresses
- 30 Liberty Ship Way #3225, SausalitoHQ
- 3562 Roundbarn Circle, Santa Rosa
Contact and registration details
- Legal name
- Caldwell Sutter Capital, Inc.
- Headquarters
- 30 Liberty Ship Way #3225, Sausalito, CA 94965
- Website
- cald.com
- Phone
- 415-962-2526
- SEC file
- 801-66098
- Structure
- California corporation
- Fiscal year end
- September
Caldwell Sutter Capital uses Wedbush Securities ($315M, 52%) and Charles Schwab ($290M, 48%) as custodians for its separately managed accounts. Caldwell Sutter Capital has custody of $360M in client assets for 322 clients.
- Wedbush SecuritiesWedbush Securities Inc. · Los Angeles, CA · $315M52%
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $290M48%
At year end, Caldwell Sutter Capital’s separately managed accounts were mostly in stocks (68%) and funds (13%). Its reported 13F holdings for the quarter ended 30 June 2026 total $265M across 930 positions; the largest are Apple Inc. (5.1%), Caterpillar Inc. (3.2%) and Perma-pipe Intl Hldgs Inc. (2.4%).
What the accounts hold
- Stocks68%
- Exchange-traded equities45%
- Non-exchange-traded equities23%
- Funds13%
- Bonds7%
- State and local bonds5%
- U.S. government and agency bonds2%
- Cash12%
Reported 13F holdings
- $265M
- Reported 13F value
- 930
- Positions
- 24.0%
- In the 10 largest
- +7.9%
- Value vs. prior quarter
- Apple Inc.5.1%
- Caterpillar Inc.3.2%
- Perma-pipe Intl Hldgs Inc.2.4%
- Plumas Bancorp2.3%
- Kinetik Holdings Inc. · New CL A2.1%
- Msa Safety Inc.1.9%
- iShares TR · 0-3 Mnth Treasry1.9%
- Summit ST BK Santa Rosa Calif1.8%
- Visa Inc. · Com CL A1.7%
- Donegal Group Inc. · CL A1.6%
Together, the ten largest are 24.0% of reported value.
How many clients does Caldwell Sutter Capital have?
Caldwell Sutter Capital has 546 clients and manages $606 million for them, as of April 2026. They include 381 individual clients, 147 high-net-worth individuals, and 11 corporations and other businesses.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 17 April 2026
What services does Caldwell Sutter Capital offer?
Caldwell Sutter Capital provides financial planning and portfolio management for individuals and small businesses.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
Which custodians does Caldwell Sutter Capital use?
Caldwell Sutter Capital’s separately managed account assets are held at Wedbush Securities Inc. (Los Angeles, CA), with $315M and Charles Schwab & Co., Inc. (Westlake, TX), with $290M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 17 April 2026
How many financial advisors does Caldwell Sutter Capital have?
Caldwell Sutter Capital has 5 investment adviser representatives registered with state securities authorities, out of 17 employees, and 5 perform investment advisory functions. 14 employees are registered representatives of a broker-dealer and 2 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Caldwell Sutter Capital invest in?
At the end of its last fiscal year, Caldwell Sutter Capital’s separately managed accounts held 45% exchange-traded equities, 23% non-exchange-traded equities, 13% registered funds (mutual funds, ETFs, BDCs), 12% cash and equivalents, 5% state and local bonds and 2% U.S. government and agency bonds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Caldwell Sutter Capital?
Caldwell Sutter Capital is owned through trusts by Joseph Francis Helmer and Kathleen Reilly Helmer. Its direct owners are John and Jinx Helmer Revocable Trust Dated January 4, 2005 (25% to 50%), John and Jinx Helmer Revocable (25% to 50%), the Helmer Family Trust Dated 3/8/2022 (50% to 75%), and the Helmer Family Trust Dated (50% to 75%).
Source: Form ADV Part 1A, Schedules A and B, filed 17 April 2026
How does Caldwell Sutter Capital get paid?
Caldwell Sutter Capital is paid through a percentage of assets under management. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Caldwell Sutter Capital?
Caldwell Sutter Capital’s main office is at 30 Liberty Ship Way #3225, Sausalito, CA 94965. Its phone number is 415-962-2526. Its website is cald.com.