Brandon Financial Planning provides financial planning, portfolio management for individuals and small businesses, estate planning, insurance, retirement plan services, and tax planning. Financial planning was provided to 251–500 clients last fiscal year.
Brandon Financial Planning reports 252 clients. They include 133 high-net-worth individuals and 119 individual clients. Of its assets, 6.3% ($27.3M across 24 accounts) are managed with discretion; $408M across 923 accounts are not. It advised 5 clients without assets under management last fiscal year.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 47% | 32% |
| High-net-worth individuals | 53% | 66% |
| Pension and profit-sharing plans | Fewer than 5 | 3% |
Client shares use reported counts. Client types without a reported count are excluded from that total.
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 119 | $137M | 31.6% | $1.15M |
| High-net-worth individuals | 133 | $286M | 65.7% | $2.15M |
| Pension and profit-sharing plans | Fewer than 5 | $11.9M | 2.7% | — |
| Total | 252 | $435M | 100% | — |
- Clients
- 119
- Regulatory AUM
- $137M
- AUM share
- 31.6%
- Avg. per client
- $1.15M
- Clients
- 133
- Regulatory AUM
- $286M
- AUM share
- 65.7%
- Avg. per client
- $2.15M
- Clients
- Fewer than 5
- Regulatory AUM
- $11.9M
- AUM share
- 2.7%
- Avg. per client
- —
Total
- Clients
- 252
- Regulatory AUM
- $435M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 5
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 251–500
Brandon Financial Planning is paid through a percentage of assets under management, hourly charges and fixed fees (other than subscription fees). The reviewed brochures do not disclose an asset-based fee rate. Read the SEC-filed brochure. The brochure also prices 3 other services, listed under fee details.
Fee details and sources
Other fees
- Asset-based annual fee
- Negotiable annual fee on assets: 1.00% for $500,000 to $1,000,000, 0.70% to $5,000,000, 0.50% to $10,000,000 and 0.30% above $10,000,000; trust accounts add 1.00%; never more than 2% of assets.
- Hourly financial planning
- Combined financial planning and investment advisory services billed hourly at $500 per hour, as an alternative to the annual fee.
- Written financial plan initial fee
- Initial fee for a written plan of $4,000 to $12,500 by gross income or net worth band, individually reviewed above the top band; one-half paid as a retainer.
Raymond Brandon owns 75% or more of Brandon Financial Planning. The leadership team of Brandon Financial Planning includes President Raymond Brandon and Chief Compliance Officer James Cullen. It has 5 employees, 3 of them in advisory roles.
Leadership
Raymond BrandonPresident- James CullenChief Compliance Officer
Investment adviser representatives
3 representatives listed in the SEC register as of 9 October 2026.
Staff
- 5 employees
- 3 in advisory functions
- 2 state-registered reps
- 2 broker-dealer reps
- 1 insurance agent
- Owns 75% or more of Brandon Financial Planning, Inc.
Raymond Brandon
Control person · since February 1989
Brandon Financial Planning’s regulatory assets grew from $313M (March 2021) to $435M (March 2026); clients rose from 202 to 252 and employees from 3 to 5.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| March 2026 | $435M | 252 | 5 | 1 |
| March 2025 | $363M | 245 | 6 | 1 |
| May 2024 | $328M | 234 | 7 | 1 |
| February 2023 | $364M | 241 | 4 | 1 |
| February 2022 | $347M | 238 | 3 | 1 |
| March 2021 | $313M | 202 | 3 | 1 |
Besides its headquarters, Brandon Financial Planning has 0 offices, with 1 listed address in Tennessee.
Tennessee · 1 listed address
- 5101 Wheelis Road, Suite 112, MemphisHQ
Contact and registration details
- Legal name
- Brandon Financial Planning, Inc.
- Headquarters
- 5101 Wheelis Road, Suite 112, Memphis, TN 38117
- Website
- brandonplanning.com
- Phone
- 901-324-6600
- @brandon-financial-planning-inc
- SEC file
- 801-17960
- Founded
- 1982
- Structure
- Tennessee corporation
- Fiscal year end
- December
Brandon Financial Planning uses Charles Schwab ($422M) as custodian for its separately managed accounts. Brandon Financial Planning has custody of client assets.
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $422M100%
At year end, Brandon Financial Planning’s separately managed accounts were mostly in funds (88%).
What the accounts hold
- Stocks6%
- Funds88%
- Bonds1%
- Cash5%
How many clients does Brandon Financial Planning have?
Brandon Financial Planning has 252 clients and manages $435 million for them, as of March 2026. They include 133 high-net-worth individuals and 119 individual clients.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 18 March 2026
What services does Brandon Financial Planning offer?
Brandon Financial Planning provides financial planning, portfolio management for individuals and small businesses, estate planning, insurance, retirement plan services, and tax planning.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
Which custodians does Brandon Financial Planning use?
Brandon Financial Planning’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $422M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 18 March 2026
How many financial advisors does Brandon Financial Planning have?
Brandon Financial Planning has 2 investment adviser representatives registered with state securities authorities, out of 5 employees, and 3 perform investment advisory functions. 2 employees are registered representatives of a broker-dealer and 1 employee is a licensed insurance agent.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Brandon Financial Planning invest in?
At the end of its last fiscal year, Brandon Financial Planning’s separately managed accounts held 88% registered funds (mutual funds, ETFs, BDCs), 6% exchange-traded equities, 5% cash and equivalents and 1% U.S. government and agency bonds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Brandon Financial Planning?
Brandon Financial Planning’s direct owner is Raymond Brandon (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 18 March 2026
How does Brandon Financial Planning get paid?
Brandon Financial Planning is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Brandon Financial Planning?
Brandon Financial Planning’s main office is at 5101 Wheelis Road, Suite 112, Memphis, TN 38117. Its phone number is 901-324-6600. Its website is brandonplanning.com.