{"url":"https://nivawealth.com/firms/brandon-financial-planning-110267","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/110267","regulatoryAum":434931410,"crd":"110267","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"1139301","suffix":null,"lastName":"BRANDON","firstName":"RAYMOND","middleName":"WILSON"},{"crd":"2843171","suffix":"JR","lastName":"KIEFFNER","firstName":"GARY","middleName":"LEE"},{"crd":"8185019","suffix":null,"lastName":"Martin","firstName":"Abigail","middleName":null}],"total":3,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-03-05","regulatoryAum":313227197,"clients":202,"employees":3,"offices":1},{"filedOn":"2022-02-03","regulatoryAum":347180700,"clients":238,"employees":3,"offices":1},{"filedOn":"2023-02-17","regulatoryAum":363572743,"clients":241,"employees":4,"offices":1},{"filedOn":"2024-05-08","regulatoryAum":327697524,"clients":234,"employees":7,"offices":1},{"filedOn":"2025-03-12","regulatoryAum":362822144,"clients":245,"employees":6,"offices":1},{"filedOn":"2026-03-18","regulatoryAum":434931410,"clients":252,"employees":5,"offices":1}],"secFileNumber":"801-17960","legalName":"Brandon Financial Planning, Inc.","displayName":"Brandon Financial Planning","slug":"brandon-financial-planning-110267","website":"https://brandonplanning.com/","logo":{"src":"https://rmkhnxnbeclogprvkfyl.supabase.co/storage/v1/object/public/firm-logos/110267/a29e547dbb6d2620-r1.webp","tone":"light","width":339,"height":200,"sourceUrl":"https://www.brandonplanning.com/","sourceLabel":"Brandon Financial Planning, Inc., website"},"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/brandon-financial-planning-inc/","founded":"1982","organization":"Tennessee corporation","fiscalYearEnd":"December","headquarters":{"street":"5101 Wheelis Road, Suite 112","city":"Memphis","state":"TN","stateName":"Tennessee","country":"United States","postalCode":"38117"},"tradeNames":[],"registration":{"secApproved":"3 December 1982","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":1678564.642857143,"staff":{"employees":5,"advisory":3,"brokerDealerReps":2,"insuranceAgents":1,"promoters":0},"aum":{"regulatory":434931410,"discretionary":27266205,"discretionaryAccounts":24,"nonDiscretionary":407665205,"nonDiscretionaryAccounts":923,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":5},"clientTypes":[{"label":"Individuals (other than HNW)","clients":119,"regulatoryAum":137318404},{"label":"High-net-worth individuals","clients":133,"regulatoryAum":285679886},{"label":"Pension and profit-sharing plans","clients":null,"fewerThan5":true,"regulatoryAum":11933120}],"feePrograms":[{"role":"other","program":"Asset-based annual fee","summary":"Negotiable annual fee on assets: 1.00% for $500,000 to $1,000,000, 0.70% to $5,000,000, 0.50% to $10,000,000 and 0.30% above $10,000,000; trust accounts add 1.00%; never more than 2% of assets.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1021233","versionId":1021233,"submittedOn":"2026-03-18","documentName":"ADV PART 2A"},{"role":"other","program":"Hourly financial planning","summary":"Combined financial planning and investment advisory services billed hourly at $500 per hour, as an alternative to the annual fee.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1021233","versionId":1021233,"submittedOn":"2026-03-18","documentName":"ADV PART 2A"},{"role":"other","program":"Written financial plan initial fee","summary":"Initial fee for a written plan of $4,000 to $12,500 by gross income or net worth band, individually reviewed above the top band; one-half paid as a retainer.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1021233","versionId":1021233,"submittedOn":"2026-03-18","documentName":"ADV PART 2A"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed_no_numerical_schedule","checkedAt":"2026-10-22T08:24:26.698326+00:00","documents":[{"name":"ADV PART 2A","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1021233","versionId":1021233,"submittedOn":"2026-03-18"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Westlake, TX","smaAssets":421530000}],"custodyNote":"Brandon Financial Planning has custody of client assets.","otherCustodians":[],"leadership":[{"name":"Raymond Brandon","title":"President","crd":"1139301"},{"name":"James Cullen","title":"Chief Compliance Officer","crd":"5111669"}],"ownership":[{"label":"Raymond Brandon","detail":"President in the 75% or more ownership band and a control person, since February 1989."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Tennessee","offices":1,"addresses":[{"street":"5101 Wheelis Road, Suite 112","city":"Memphis","headquarters":true}]}],"brochureServices":["estate planning","insurance","retirement plan services","tax planning"],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"901-324-6600","stateRegisteredReps":2,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses"],"financialPlanningClients":"251-500","assetMix":[{"label":"Exchange-traded equity securities","percent":6},{"label":"U.S. government/agency bonds","percent":1},{"label":"Securities issued by registered investment companies or business development companies","percent":88},{"label":"Cash and cash equivalents","percent":5}],"privateFunds":0},"sources":{"adv1FilingDate":"18 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/110267/PDF/110267.pdf","brochureDate":"18 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1021233","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Brandon Financial Planning have?","answer":"Brandon Financial Planning has 252 clients and manages $435 million for them, as of March 2026. They include 133 high-net-worth individuals and 119 individual clients.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 18 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Brandon Financial Planning offer?","answer":"Brandon Financial Planning provides financial planning, portfolio management for individuals and small businesses, estate planning, insurance, retirement plan services, and tax planning.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does Brandon Financial Planning use?","answer":"Brandon Financial Planning’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $422M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 18 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Brandon Financial Planning have?","answer":"Brandon Financial Planning has 2 investment adviser representatives registered with state securities authorities, out of 5 employees, and 3 perform investment advisory functions. 2 employees are registered representatives of a broker-dealer and 1 employee is a licensed insurance agent.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Brandon Financial Planning invest in?","answer":"At the end of its last fiscal year, Brandon Financial Planning’s separately managed accounts held 88% registered funds (mutual funds, ETFs, BDCs), 6% exchange-traded equities, 5% cash and equivalents and 1% U.S. government and agency bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Brandon Financial Planning?","answer":"Brandon Financial Planning’s direct owner is Raymond Brandon (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 18 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Brandon Financial Planning get paid?","answer":"Brandon Financial Planning is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Brandon Financial Planning?","answer":"Brandon Financial Planning’s main office is at 5101 Wheelis Road, Suite 112, Memphis, TN 38117. Its phone number is 901-324-6600. Its website is brandonplanning.com.","source":"Form ADV Part 1A, Item 1.F, filed 18 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}