Blue Point Financial provides financial planning, portfolio management for individuals and small businesses, pension consulting, and selecting other managers. Financial planning was provided to 1–10 clients last fiscal year.
Blue Point Financial reports 187 clients. They include 119 individual clients and 68 high-net-worth individuals. Of its assets, 93.3% ($142M across 489 accounts) are managed with discretion; $10.2M across 15 accounts are not.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 64% | 26% |
| High-net-worth individuals | 36% | 70% |
| Pension and profit-sharing plans | Fewer than 5 | 4% |
Client shares use reported counts. Client types without a reported count are excluded from that total.
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 119 | $40.1M | 26.3% | $337K |
| High-net-worth individuals | 68 | $106M | 69.5% | $1.56M |
| Pension and profit-sharing plans | Fewer than 5 | $6.4M | 4.2% | — |
| Total | 187 | $153M | 100% | — |
- Clients
- 119
- Regulatory AUM
- $40.1M
- AUM share
- 26.3%
- Avg. per client
- $337K
- Clients
- 68
- Regulatory AUM
- $106M
- AUM share
- 69.5%
- Avg. per client
- $1.56M
- Clients
- Fewer than 5
- Regulatory AUM
- $6.4M
- AUM share
- 4.2%
- Avg. per client
- —
Total
- Clients
- 187
- Regulatory AUM
- $153M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 1–10
Blue Point Financial is paid through a percentage of assets under management, hourly charges, fixed fees (other than subscription fees) and other compensation. The reviewed brochures do not disclose an asset-based fee rate. Read the SEC-filed brochure. The brochure also prices 2 other services, listed under fee details.
Fee details and sources
Other fees
- Financial Planning
- Financial planning is quoted in advance as a fixed fee of $500 to $3,000 or hourly, generally at $250 per hour; fees are negotiable.
- Retirement Plan Services
- Retirement plan services are charged as a fixed or asset-based fee not to exceed 1.50% annually, with a minimum annual fee of $1,000 per plan.
Justin Beauregard owns 75% or more of Blue Point Financial. The leadership team of Blue Point Financial includes President Timothy O'Halloran. It has 3 employees, 2 of them in advisory roles.
Staff
- 3 employees
- 2 in advisory functions
- 2 state-registered reps
- 2 broker-dealer reps
- 2 insurance agents
- Owns 75% or more of Blue Point Financial, Inc.
Justin Beauregard
Control person · since November 2018
- Owns 25% to 50% of Blue Point Financial, Inc.
Timothy O'Halloran
Control person · since November 2018
Blue Point Financial’s regulatory assets grew from $113M (June 2025) to $153M (March 2026); clients were 187 in both filings and employees were 3 in both filings.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| Mar 2026March 2026 | $153M | 187 | 3 | 2 |
| Jun 2025June 2025 | $113M | 187 | 3 | 2 |
Besides its headquarters, Blue Point Financial has 1 office (1 private residence, listed without an address), with 1 listed address in 1 state.
Maine · 1 listed address
- 243 US-1, ScarboroughHQ
Contact and registration details
- Legal name
- Blue Point Financial, Inc.
- Headquarters
- 243 US-1, Scarborough, ME 04074
- Website
- bpfncl.com
- Phone
- 207-883-2009
- SEC file
- 801-132922
- Structure
- Maine corporation
- Fiscal year end
- December
Blue Point Financial’s named custodian for separately managed accounts is SEI Private Trust ($145M). Blue Point Financial has custody of $1.55M for 1 clients.
- SEI Private TrustSEI Private Trust Company · Oaks, PA · $145M100%
At year end, Blue Point Financial’s separately managed accounts were mostly in stocks (77%) and funds (18%).
What the accounts hold
- Stocks77%
- Funds18%
- Cash5%
How many clients does Blue Point Financial have?
Blue Point Financial has 187 clients and manages $153 million for them, as of March 2026. They include 119 individual clients and 68 high-net-worth individuals.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 24 March 2026
What services does Blue Point Financial offer?
Blue Point Financial provides financial planning, portfolio management for individuals and small businesses, pension consulting, and selecting other managers.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
Which custodians does Blue Point Financial use?
Blue Point Financial’s separately managed account assets are held at SEI Private Trust Company (Oaks, PA), with $145M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 24 March 2026
How many financial advisors does Blue Point Financial have?
Blue Point Financial has 2 investment adviser representatives registered with state securities authorities, out of 3 employees, and 2 perform investment advisory functions. 2 employees are registered representatives of a broker-dealer and 2 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Blue Point Financial invest in?
At the end of its last fiscal year, Blue Point Financial’s separately managed accounts held 77% exchange-traded equities, 18% registered funds (mutual funds, ETFs, BDCs) and 5% cash and equivalents.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Blue Point Financial?
Blue Point Financial’s direct owners are Justin Beauregard (75% or more) and Timothy O'Halloran (25% to 50%).
Source: Form ADV Part 1A, Schedules A and B, filed 24 March 2026
How does Blue Point Financial get paid?
Blue Point Financial is paid through a percentage of assets under management, hourly charges, fixed fees and other compensation. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Blue Point Financial?
Blue Point Financial’s main office is at 243 US-1, Scarborough, ME 04074. Its phone number is 207-883-2009. Its website is bpfncl.com.
