{"url":"https://nivawealth.com/firms/blue-point-financial-299688","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/299688","regulatoryAum":152671667,"crd":"299688","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"5746313","suffix":null,"lastName":"BEAUREGARD","firstName":"JUSTIN","middleName":"TYLER"},{"crd":"2268191","suffix":null,"lastName":"O'HALLORAN","firstName":"TIMOTHY","middleName":"ARTHUR"}],"total":2,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2025-06-11","regulatoryAum":113342695,"clients":187,"employees":3,"offices":2},{"filedOn":"2026-03-24","regulatoryAum":152671667,"clients":187,"employees":3,"offices":2}],"secFileNumber":"801-132922","legalName":"Blue Point Financial, Inc.","displayName":"Blue Point Financial","slug":"blue-point-financial-299688","website":"https://bpfncl.com/","logo":{"src":"https://rmkhnxnbeclogprvkfyl.supabase.co/storage/v1/object/public/firm-logos/299688/0bccd13d121cf111-r1.webp","tone":"light","width":609,"height":200,"sourceUrl":"https://www.bpfncl.com/","sourceLabel":"Blue Point Financial, Inc., website"},"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"Maine corporation","fiscalYearEnd":"December","headquarters":{"street":"243 US-1","city":"Scarborough","state":"ME","stateName":"Maine","country":"United States","postalCode":"04074"},"tradeNames":[],"registration":{"secApproved":"4 June 2025","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":782219.9251336899,"staff":{"employees":3,"advisory":2,"brokerDealerReps":2,"insuranceAgents":2,"promoters":0},"aum":{"regulatory":152671667,"discretionary":142429715,"discretionaryAccounts":489,"nonDiscretionary":10241952,"nonDiscretionaryAccounts":15,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":119,"regulatoryAum":40106853},{"label":"High-net-worth individuals","clients":68,"regulatoryAum":106168273},{"label":"Pension and profit-sharing plans","clients":null,"fewerThan5":true,"regulatoryAum":6396541}],"feePrograms":[{"role":"other","program":"Financial Planning","summary":"Financial planning is quoted in advance as a fixed fee of $500 to $3,000 or hourly, generally at $250 per hour; fees are negotiable.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1024834","versionId":1024834,"submittedOn":"2026-03-24","documentName":"BLUE POINT FINANCIAL, INC. - FORM ADV PART 2"},{"role":"other","program":"Retirement Plan Services","summary":"Retirement plan services are charged as a fixed or asset-based fee not to exceed 1.50% annually, with a minimum annual fee of $1,000 per plan.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1024834","versionId":1024834,"submittedOn":"2026-03-24","documentName":"BLUE POINT FINANCIAL, INC. - FORM ADV PART 2"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed_no_numerical_schedule","checkedAt":"2026-10-22T16:13:38.37907+00:00","documents":[{"name":"BLUE POINT FINANCIAL, INC. - FORM ADV PART 2","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1024834","versionId":1024834,"submittedOn":"2026-03-24"}]},"custodians":[{"name":"SEI Private Trust Company","shortName":"SEI Private Trust","location":"Oaks, PA","smaAssets":144608690}],"custodyNote":"Blue Point Financial has custody of $1.55M for 1 clients.","otherCustodians":[],"leadership":[{"name":"Timothy O'Halloran","title":"President","crd":"2268191"},{"name":"Justin Beauregard","title":"CCO/Secretary","crd":"5746313"}],"ownership":[{"label":"Justin Beauregard","detail":"Cco/secretary in the 75% or more ownership band and a control person, since November 2018."},{"label":"Timothy O'Halloran","detail":"President in the 25% to 50% ownership band and a control person, since November 2018."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":1,"privateResidences":1},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Maine","offices":1,"addresses":[{"street":"243 US-1","city":"Scarborough","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"207-883-2009","stateRegisteredReps":2,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)","Other"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Pension consulting services","Selection of other advisers (including private fund managers)","Other"],"financialPlanningClients":"1-10","assetMix":[{"label":"Exchange-traded equity securities","percent":77},{"label":"Securities issued by registered investment companies or business development companies","percent":18},{"label":"Cash and cash equivalents","percent":5}],"privateFunds":0},"sources":{"adv1FilingDate":"24 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/299688/PDF/299688.pdf","brochureDate":"24 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1024834","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Blue Point Financial have?","answer":"Blue Point Financial has 187 clients and manages $153 million for them, as of March 2026. They include 119 individual clients and 68 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 24 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Blue Point Financial offer?","answer":"Blue Point Financial provides financial planning, portfolio management for individuals and small businesses, pension consulting, and selecting other managers.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does Blue Point Financial use?","answer":"Blue Point Financial’s separately managed account assets are held at SEI Private Trust Company (Oaks, PA), with $145M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 24 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Blue Point Financial have?","answer":"Blue Point Financial has 2 investment adviser representatives registered with state securities authorities, out of 3 employees, and 2 perform investment advisory functions. 2 employees are registered representatives of a broker-dealer and 2 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Blue Point Financial invest in?","answer":"At the end of its last fiscal year, Blue Point Financial’s separately managed accounts held 77% exchange-traded equities, 18% registered funds (mutual funds, ETFs, BDCs) and 5% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Blue Point Financial?","answer":"Blue Point Financial’s direct owners are Justin Beauregard (75% or more) and Timothy O'Halloran (25% to 50%).","source":"Form ADV Part 1A, Schedules A and B, filed 24 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Blue Point Financial get paid?","answer":"Blue Point Financial is paid through a percentage of assets under management, hourly charges, fixed fees and other compensation. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Blue Point Financial?","answer":"Blue Point Financial’s main office is at 243 US-1, Scarborough, ME 04074. Its phone number is 207-883-2009. Its website is bpfncl.com.","source":"Form ADV Part 1A, Item 1.F, filed 24 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}