Blacktower Financial Management (US) provides financial planning, portfolio management for individuals and small businesses, and pension consulting. Financial planning was provided to 251–500 clients last fiscal year.
Blacktower Financial Management (US) reports 479 clients. They include 447 individual clients and 32 high-net-worth individuals. Of its assets, 100.0% ($254M across 480 accounts) are managed with discretion. Of its clients, 20% are outside the U.S.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 93% | 74% |
| High-net-worth individuals | 7% | 26% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 447 | $188M | 74.0% | $421K |
| High-net-worth individuals | 32 | $66.1M | 26.0% | $2.07M |
| Total | 479 | $254M | 100% | $531K |
- Clients
- 447
- Regulatory AUM
- $188M
- AUM share
- 74.0%
- Avg. per client
- $421K
- Clients
- 32
- Regulatory AUM
- $66.1M
- AUM share
- 26.0%
- Avg. per client
- $2.07M
Total
- Clients
- 479
- Regulatory AUM
- $254M
- AUM share
- 100%
- Avg. per client
- $531K
- Clients outside the U.S.
- 20%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 251–500
Blacktower Financial Management (US) charges up to 2.00% a year for its US Based Asset Management. The fee is billed in arrears and is negotiable. The brochure also prices 3 other services, listed under fee details.
Fee details and sources
Other fees
- Financial planning and consulting
- Financial planning and consulting fees are negotiable flat fees not to exceed $5,000, payable in one or two installments.
- Retirement plan consulting
- Retirement plan consulting fees are an annual percentage of plan assets that will not exceed 1.50%, billed monthly or quarterly in arrears.
- SIPP and QROPS pension accounts
- Annual fee on SIPP and QROPS pension accounts will not exceed 1.50%, deducted by the platform quarterly or monthly in arrears.
BFM Administrative Services LTD owns 75% or more of Blacktower Financial Management (US) and is in turn owned by John Westwood (50–75%) and Lyndsay Westwood (50–75%). The leadership team of Blacktower Financial Management (US) includes Chief Compliance Officer DiNitia Cazy. It has 29 employees, 28 of them in advisory roles.
Leadership
- DiNitia CazyChief Compliance Officer
Investment adviser representatives
30 representatives listed in the SEC register as of 9 October 2026.
- Jake Benjamin Barber
- Robert Barfield
- Graham Bentley
- DiNitia Yvonne Cazy
- Zachary Morris Evans
- Alexander John Gover
- Robert James Hoey
- Mark Stephen Hollingsworth
- Piers Joseph Turner Kemp
- Colin Matthew Kneale
- Mark Robert Langley
- Daniel Lattimer
- David Edward Marks
- Iain Morran McKay
- Ross Duncan Milne
- David John Neville
- Matthew Quinn
- Thomas Michael Quinn
- Joao Carlos Ramalho Lemos Andre
- Paul Geoffrey Rhodes
- Lewis Jay Ringham
- Nick Edward Roley
- Saif Rubbani
- Mathew Edward Samuel
- Randal Evan Stephens
- Claire Taylor
- Daniel Pinto_Lopes_da Trindade
- James Daniel Edward Tucker
- Aaron Vickery
- Nathan Christopher Wennington
Staff
- 29 employees
- 28 in advisory functions
- 28 state-registered reps
- 6 insurance agents
- 4 soliciting firms
- Owns 75% or more of Blacktower Financial Management (US) LLC
BFM Administrative Services LTD
Control person · since June 2017
- Owns 50% to 75% of BFM Administrative Services LTD
John Westwood
Control person · since October 2014
- Owns 50% to 75% of BFM Administrative Services LTD
Lyndsay Westwood
Control person · since October 2014
Blacktower Financial Management (US)’s regulatory assets grew 1.9× from $131M (June 2021) to $254M (March 2026); clients rose from 231 to 479 and employees fell from 37 to 29.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| March 2026 | $254M | 479 | 29 | 22 |
| June 2025 | $123M | 495 | 31 | 29 |
| March 2024 | $183M | 293 | 35 | 29 |
| March 2023 | $113M | 217 | 26 | 17 |
| July 2022 | $201M | 315 | 48 | 5 |
| June 2021 | $131M | 231 | 37 | 4 |
Besides its headquarters, Blacktower Financial Management (US) has 21 offices (9 private residences, listed without an address), with 13 listed addresses in the U.S. and abroad.
Florida · 1 listed address
- 4700 Millenia Boulevard, Sute 175, OrlandoHQ
Texas · 1 listed address
- 833 W. 17th St, Houston
International offices
- 802 WEST BAY RD, GRAND CAYMAN, KY1-1102, Cayman Islands
- WATERPORT PLACE, FLOOR 2, GIBRALTAR, GX11 1AA, Gibraltar
- OFFICE 28, ANDASOL BUSINESS CENTRE, MARBELLA, 29604, Spain
- URBANIZACION LA ALZAMBRA, MALAGA, 29660, Spain
- CORN BARN, SHILLINGTON, SG53PF, United Kingdom
- GRAN VIA 613, 1ST FLOOR, BARCELOONA, CATALONIA, 8007, Spain
- LEVEL-1, ORANGE POINT, BIRKIRKARA, BKR9037, Malta
- 1201 MARINA PLAZA, DUBAI, 214984, United Arab Emirates
- 36-37 ALBERT EMBANKMENT, LONDON, 32839, United Kingdom
- LAGO ALBERTO 375, MEXICO CITY, 11320, Mexico
- FETCHAM PARK HOUSE, LOWER ROAD, FETCHAM,LEATHERHEAD, SURREY, KT22 9HD, United Kingdom
Other business names
Blacktower Financial Management (US) has reported 4 other business names to the SEC.
- David James Wealth USA
- Headway Wealth
- SJB US
- Titan Wealth USA
Contact and registration details
- Legal name
- Blacktower Financial Management (US) LLC
- Headquarters
- 4700 Millenia Boulevard, Sute 175, Orlando, FL 32839
- Website
- davidjameswealthusa.com
- Phone
- 14073627753
- SEC file
- 801-111088
- Structure
- Delaware LLC
- Fiscal year end
- December
Blacktower Financial Management (US) uses RL360 Insurance Company Limited ($113M, 51%), Charles Schwab ($70.6M, 32%) and Pershing ($36.2M, 16%) as custodians for its separately managed accounts. Blacktower Financial Management (US) does not have custody of client assets.
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $70.6M32%
- PershingPershing Channel Islands LTD (Novia Platform) · St Helier · $36.2M16%
- RL360 Insurance Company LimitedRL360 Insurance Company Limited · Douglas · $113M51%
At year end, Blacktower Financial Management (US)’s separately managed accounts were mostly in funds (68%) and stocks (26%).
What the accounts hold
- Stocks26%
- Funds68%
- Bonds1%
- Cash5%
How many clients does Blacktower Financial Management (US) have?
Blacktower Financial Management (US) has 479 clients and manages $254 million for them, as of March 2026. They include 447 individual clients and 32 high-net-worth individuals.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 25 March 2026
What services does Blacktower Financial Management (US) offer?
Blacktower Financial Management (US) provides financial planning, portfolio management for individuals and small businesses, and pension consulting.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Blacktower Financial Management (US) charge?
Blacktower Financial Management (US) charges up to 2.00% a year for its US Based Asset Management. The fee is billed in arrears and is negotiable.
Source: ADV 2A - BLACKTOWER F M (US) LLC, filed 25 March 2026
Which custodians does Blacktower Financial Management (US) use?
Blacktower Financial Management (US)’s separately managed account assets are held at RL360 Insurance Company Limited (Douglas), with $113M, Charles Schwab & Co., Inc. (Westlake, TX), with $70.6M and Pershing Channel Islands LTD (Novia Platform) (St Helier), with $36.2M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 25 March 2026
How many financial advisors does Blacktower Financial Management (US) have?
Blacktower Financial Management (US) has 28 investment adviser representatives registered with state securities authorities, out of 29 employees, and 28 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 6 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Blacktower Financial Management (US) invest in?
At the end of its last fiscal year, Blacktower Financial Management (US)’s separately managed accounts held 68% registered funds (mutual funds, ETFs, BDCs), 26% exchange-traded equities, 5% cash and equivalents and 1% U.S. government and agency bonds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Blacktower Financial Management (US)?
Blacktower Financial Management (US) is owned through a holding company by John and Lyndsay Westwood. Its direct owner is BFM Administrative Services LTD (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 25 March 2026
How does Blacktower Financial Management (US) get paid?
Blacktower Financial Management (US) is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Blacktower Financial Management (US)?
Blacktower Financial Management (US)’s main office is at 4700 Millenia Boulevard, Sute 175, Orlando, FL 32839. Its phone number is 14073627753. Its website is davidjameswealthusa.com.