{"url":"https://nivawealth.com/firms/blacktower-financial-management-us-289142","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/289142","regulatoryAum":254389418,"crd":"289142","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"7101069","suffix":null,"lastName":"Barber","firstName":"Jake","middleName":"Benjamin"},{"crd":"8150980","suffix":null,"lastName":"Barfield","firstName":"Robert","middleName":null},{"crd":"7691859","suffix":null,"lastName":"Bentley","firstName":"Graham","middleName":null},{"crd":"3152894","suffix":null,"lastName":"Cazy","firstName":"DiNitia","middleName":"Yvonne"},{"crd":"6602631","suffix":null,"lastName":"Evans","firstName":"Zachary","middleName":"Morris"},{"crd":"7683052","suffix":null,"lastName":"Gover","firstName":"Alexander","middleName":"John"},{"crd":"7357045","suffix":null,"lastName":"HOEY","firstName":"ROBERT","middleName":"JAMES"},{"crd":"7805841","suffix":null,"lastName":"Hollingsworth","firstName":"Mark","middleName":"Stephen"},{"crd":"7688056","suffix":null,"lastName":"Kemp","firstName":"Piers","middleName":"Joseph 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clients and manages $254 million for them, as of March 2026. They include 447 individual clients and 32 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 25 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Blacktower Financial Management (US) offer?","answer":"Blacktower Financial Management (US) provides financial planning, portfolio management for individuals and small businesses, and pension consulting.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Blacktower Financial Management (US) charge?","answer":"Blacktower Financial Management (US) charges up to 2.00% a year for its US Based Asset Management. The fee is billed in arrears and is negotiable.","source":"ADV 2A - BLACKTOWER F M (US) LLC, filed 25 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Blacktower Financial Management (US) use?","answer":"Blacktower Financial Management (US)’s separately managed account assets are held at RL360 Insurance Company Limited (Douglas), with $113M, Charles Schwab & Co., Inc. (Westlake, TX), with $70.6M and Pershing Channel Islands LTD (Novia Platform) (St Helier), with $36.2M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 25 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Blacktower Financial Management (US) have?","answer":"Blacktower Financial Management (US) has 28 investment adviser representatives registered with state securities authorities, out of 29 employees, and 28 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 6 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Blacktower Financial Management (US) invest in?","answer":"At the end of its last fiscal year, Blacktower Financial Management (US)’s separately managed accounts held 68% registered funds (mutual funds, ETFs, BDCs), 26% exchange-traded equities, 5% cash and equivalents and 1% U.S. government and agency bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Blacktower Financial Management (US)?","answer":"Blacktower Financial Management (US) is owned through a holding company by John and Lyndsay Westwood. Its direct owner is BFM Administrative Services LTD (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 25 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Blacktower Financial Management (US) get paid?","answer":"Blacktower Financial Management (US) is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Blacktower Financial Management (US)?","answer":"Blacktower Financial Management (US)’s main office is at 4700 Millenia Boulevard, Sute 175, Orlando, FL 32839. Its phone number is 14073627753. Its website is davidjameswealthusa.com.","source":"Form ADV Part 1A, Item 1.F, filed 25 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}