Birks Financial provides financial planning, portfolio management for individuals and small businesses, selecting other managers, estate planning, and insurance. Financial planning was provided to 101–250 clients last fiscal year.
Birks Financial reports 159 clients. They include 83 high-net-worth individuals and 76 individual clients. Of its assets, 0.0% ($0 across 0 accounts) are managed with discretion; $291M across 628 accounts are not.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 48% | 9% |
| High-net-worth individuals | 52% | 91% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 76 | $27.3M | 9.4% | $359K |
| High-net-worth individuals | 83 | $263M | 90.6% | $3.17M |
| Total | 159 | $291M | 100% | $1.83M |
- Clients
- 76
- Regulatory AUM
- $27.3M
- AUM share
- 9.4%
- Avg. per client
- $359K
- Clients
- 83
- Regulatory AUM
- $263M
- AUM share
- 90.6%
- Avg. per client
- $3.17M
Total
- Clients
- 159
- Regulatory AUM
- $291M
- AUM share
- 100%
- Avg. per client
- $1.83M
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 101–250
Birks Financial charges 0.75%–1.50% a year for its Retained financial planning and investment management. Each asset band is charged at its own rate. The fee is billed in arrears, is negotiable and has a $12,500 annual minimum. The brochure also prices one other service, listed under fee details.
| Asset band | Annual rate |
|---|---|
| $0–$500K | 1.50% |
| $500K–$2M | 1.00% |
| $2M and above | 0.75% |
Fee details and sources
Other fees
- Financial planning
- Financial plans are flat fees of $1,900 to $30,000 depending on scope, or up to $1,000 per hour; one-half of a flat fee is paid in advance.
James Birks owns 75% or more of Birks Financial. The leadership team of Birks Financial includes President James Birks and Chief Operating Officer Victoria Birks Styron. It has 3 employees.
Leadership
- James BirksVice President
- James BirksPresident/Director/CCO
- Victoria Birks StyronChief Operating Officer
Investment adviser representatives
3 representatives listed in the SEC register as of 9 October 2026.
- James Michael Birks MR.
- James Douglas Birks
- Victoria Way Birks Styron
Staff
- 3 employees
- 3 in advisory functions
- 3 state-registered reps
- Owns 75% or more of Birks Financial Corp.
James Birks
Control person · since November 1995
Birks Financial’s regulatory assets grew 2.0× from $142M (April 2021) to $291M (June 2026); clients rose from 92 to 159 and employees from 2 to 3.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| June 2026 | $291M | 159 | 3 | 2 |
| May 2025 | $236M | 143 | 3 | 2 |
| March 2024 | $197M | 129 | 3 | 2 |
| March 2023 | $161M | 112 | 3 | 2 |
| March 2022 | $178M | 103 | 2 | 2 |
| April 2021 | $142M | 92 | 2 | 2 |
Besides its headquarters, Birks Financial has 1 office (1 private residence, listed without an address), with 1 listed address in Virginia.
Virginia · 1 listed address
- 431-A Carlisle Drive, HerndonHQ
Contact and registration details
- Legal name
- Birks Financial Corp.
- Headquarters
- 431-A Carlisle Drive, Herndon, VA 20170
- Website
- birksfinancial.com
- Phone
- 703-481-6202
- @birks-financial
- SEC file
- 801-114987
- Founded
- 1996
- Structure
- Virginia corporation
- Fiscal year end
- December
Birks Financial uses Charles Schwab ($291M) as custodian for its separately managed accounts. Birks Financial does not have custody of client assets.
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $291M100%
At year end, Birks Financial’s separately managed accounts were mostly in funds (97%).
What the accounts hold
- Stocks1%
- Funds97%
- Cash2%
How many clients does Birks Financial have?
Birks Financial has 159 clients and manages $291 million for them, as of June 2026. They include 83 high-net-worth individuals and 76 individual clients.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 10 June 2026
What services does Birks Financial offer?
Birks Financial provides financial planning, portfolio management for individuals and small businesses, selecting other managers, estate planning, and insurance.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
How much does Birks Financial charge?
Birks Financial charges 0.75%–1.50% a year for its Retained financial planning and investment management. Each asset band is charged at its own rate. The fee is billed in arrears, is negotiable and has a $12,500 annual minimum.
Which custodians does Birks Financial use?
Birks Financial’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $291M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 10 June 2026
How many financial advisors does Birks Financial have?
Birks Financial has 3 investment adviser representatives registered with state securities authorities, out of 3 employees, and 3 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Birks Financial invest in?
At the end of its last fiscal year, Birks Financial’s separately managed accounts held 97% registered funds (mutual funds, ETFs, BDCs), 2% cash and equivalents and 1% exchange-traded equities.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Birks Financial?
Birks Financial’s direct owner is James Birks (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 10 June 2026
How does Birks Financial get paid?
Birks Financial is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
Is Birks Financial registered with the SEC?
Yes, Birks Financial has been registered with the SEC as an investment adviser since 11 April 2019. Its CRD number is 118623 and its SEC file number is 801-114987.
Source: Form ADV Part 1A, Item 1, filed 10 June 2026; IAPD firm record
How do I contact Birks Financial?
Birks Financial’s main office is at 431-A Carlisle Drive, Herndon, VA 20170. Its phone number is 703-481-6202. Its website is birksfinancial.com.