Biltmore Family Office provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, and selecting other managers. Financial planning was provided to 51–100 clients last fiscal year.
Biltmore Family Office reports 86 clients. They include 71 high-net-worth individuals, 14 individual clients and 1 charitable organization. Of its assets, 98.6% ($3.42B across 85 accounts) are managed with discretion; $48.5M across 1 account is not. It advised 1 client without assets under management last fiscal year.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 16% | <1% |
| High-net-worth individuals | 83% | 98% |
| Charitable organizations | 1% | 1% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 14 | $5.08M | 0.1% | $363K |
| High-net-worth individuals | 71 | $3.41B | 98.4% | $48.1M |
| Charitable organizations | Fewer than 5 | $49.4M | 1.4% | $49.4M |
| Total | 86 | $3.47B | 100% | — |
- Clients
- 14
- Regulatory AUM
- $5.08M
- AUM share
- 0.1%
- Avg. per client
- $363K
- Clients
- 71
- Regulatory AUM
- $3.41B
- AUM share
- 98.4%
- Avg. per client
- $48.1M
- Clients
- Fewer than 5
- Regulatory AUM
- $49.4M
- AUM share
- 1.4%
- Avg. per client
- $49.4M
Total
- Clients
- 86
- Regulatory AUM
- $3.47B
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 1
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 51–100
Biltmore Family Office charges 0.50%–1.00% a year for its Wealth Management Fee. Each asset band is charged at its own rate. The fee is billed in arrears, is negotiable and has a $100,000 annual minimum.
| Asset band | Annual rate |
|---|---|
| $0–$10M | 1.00% |
| $10M–$25M | 0.85% |
| $25M and above | 0.50% |
Fee details and sources
Chac, Inc. owns 25% to 50% of Biltmore Family Office and is in turn owned by Christopher Cecil (75% or more). The leadership team of Biltmore Family Office includes President Christopher Cecil. It has 24 employees, 9 of them in advisory roles.
Leadership
- Christopher CecilPresident / Chief Compliance Officer
Investment adviser representatives
16 representatives listed in the SEC register as of 9 October 2026.
- Christopher Henry Amherst Cecil
- William David Estes
- Michael C Farrell
- Kelly Jean Gaitens
- Nicole Marie Gokey
- Israel Karro Gorelick
- James Michael Gregory
- Kelsey Brooke Hageman Jerman
- Kellie M. Hall
- Peter Jameson Harris
- Julianne N Marrie
- Anthony Robert Mastrogiacomo
- Christopher F. W. Perkins
- Andrew Pearson Russell
- Frank William Schornagle III
- Michelle Mireles Soto
Staff
- 24 employees
- 9 in advisory functions
- 15 state-registered reps
- 1 soliciting firm
- Owns 25% to 50% of Biltmore Family Office, LLC
Chac, Inc.
Control person · since September 2017
- Owns 75% or more of Chac, Inc.
Christopher Cecil
Control person · since April 2013
- Owns 10% to 25% of Biltmore Family Office, LLC
Gokey Consulting Inc
Control person · since January 2019
- Owns 75% or more of Gokey Consulting Inc
Nicole Gokey
Control person · since January 2019
- Owns 10% to 25% of Biltmore Family Office, LLC
Farrell 4 Consulting Inc
Control person · since January 2019
- Owns 75% or more of Farrell 4 Consulting Inc
Michael Farrell
Control person · since January 2018
- Owns 10% to 25% of Biltmore Family Office, LLC
RG Biltmore Holdings, Inc.
Control person · since August 2021
- Owns 75% or more of RG Biltmore Holdings, Inc.
Israel Gorelick
Control person · since August 2021
Biltmore Family Office’s regulatory assets grew 2.0× from $1.71B (April 2021) to $3.47B (March 2026); clients rose from 66 to 86 and employees from 15 to 24.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| March 2026 | $3.47B | 86 | 24 | 2 |
| March 2025 | $3.16B | 83 | 21 | 2 |
| March 2024 | $2.89B | 79 | 20 | 2 |
| March 2023 | $2.32B | 85 | 21 | 2 |
| March 2022 | $2.56B | 77 | 21 | 2 |
| April 2021 | $1.71B | 66 | 15 | 2 |
Besides its headquarters, Biltmore Family Office has 1 office, with 2 listed addresses in Florida and North Carolina.
Florida · 1 listed address
- 1000 Legion Place, Orlando
North Carolina · 1 listed address
- 500 East Boulevard, CharlotteHQ
Contact and registration details
- Legal name
- Biltmore Family Office, LLC
- Headquarters
- 500 East Boulevard, Charlotte, NC 28203
- Website
- biltmorefamilyoffice.com
- Phone
- 704-248-5230
- @biltmore-family-office-llc
- SEC file
- 801-78011
- Structure
- North Carolina LLC
- Fiscal year end
- December
Biltmore Family Office uses Charles Schwab ($1.8B, 98%) and Fidelity ($29.8M, 2%) as custodians for its separately managed accounts. Biltmore Family Office has custody of $3.42B in client assets for 82 clients.
- Charles SchwabCharles Schwab & Co., Inc. · San Francisco, CA · $1.8B98%
- FidelityFidelity Brokerage Services LLC · Smithfield, RI · $29.8M2%
At year end, Biltmore Family Office’s separately managed accounts were mostly in funds (62%) and stocks (28%). Its reported 13F holdings for the quarter ended 30 June 2026 total $761M across 333 positions; the largest are Apple Inc. (23.6%), iShares Gold TR (6.4%) and Invesco Exchange Traded FD T (3.9%).
What the accounts hold
- Stocks28%
- Funds62%
- Registered funds37%
- Pooled vehicles25%
- Bonds6%
- State and local bonds5%
- Investment grade corporate bonds1%
- Cash4%
Reported 13F holdings
- $761M
- Reported 13F value
- 333
- Positions
- 47.2%
- In the 10 largest
- +6.3%
- Value vs. prior quarter
- Apple Inc.23.6%
- iShares Gold TR · iShares New6.4%
- Invesco Exchange Traded FD T · S&P500 Eql Wgt3.9%
- State Str SPDR S&P 500 ETF T · TR Unit2.5%
- Exchange Traded Concepts Tru · Robo Glb ETF2.3%
- Vanguard Index Fds · Large Cap ETF2.1%
- Berkshire Hathaway Inc. Del · CL B New2.0%
- Microsoft Corp.1.6%
- First TR Exchange Traded FD · Nasdq Artfcial1.5%
- Dell Technologies Inc. · CL C1.4%
Together, the ten largest are 47.2% of reported value.
How many clients does Biltmore Family Office have?
Biltmore Family Office has 86 clients and manages $3.47 billion for them, as of March 2026. They include 71 high-net-worth individuals, 14 individual clients and 1 charitable organization.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 23 March 2026
What services does Biltmore Family Office offer?
Biltmore Family Office provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, and selecting other managers.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Biltmore Family Office charge?
Biltmore Family Office charges 0.50%–1.00% a year for its Wealth Management Fee. Each asset band is charged at its own rate. The fee is billed in arrears, is negotiable and has a $100,000 annual minimum.
Source: BILTMORE FAMILY OFFICE ADV 2A MARCH 2026, filed 23 March 2026
Which custodians does Biltmore Family Office use?
Biltmore Family Office’s separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $1.8B and Fidelity Brokerage Services LLC (Smithfield, RI), with $29.8M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 23 March 2026
How many financial advisors does Biltmore Family Office have?
Biltmore Family Office has 15 investment adviser representatives registered with state securities authorities, out of 24 employees, and 9 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Biltmore Family Office invest in?
At the end of its last fiscal year, Biltmore Family Office’s separately managed accounts held 37% registered funds (mutual funds, ETFs, BDCs), 28% exchange-traded equities, 25% pooled vehicles (private funds and similar), 5% state and local bonds, 4% cash and equivalents and 1% investment grade corporate bonds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Biltmore Family Office?
Biltmore Family Office is owned through holding companies by Christopher Cecil, Nicole Gokey, Michael Farrell and Israel Gorelick. Its direct owners are Chac, Inc., Gokey Consulting Inc, Farrell 4 Consulting Inc and RG Biltmore Holdings, Inc., each holding 50% or less.
Source: Form ADV Part 1A, Schedules A and B, filed 23 March 2026
How does Biltmore Family Office get paid?
Biltmore Family Office is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
Is Biltmore Family Office registered with the SEC?
Yes, Biltmore Family Office has been registered with the SEC as an investment adviser since 1 May 2013. Its CRD number is 167174 and its SEC file number is 801-78011.
Source: Form ADV Part 1A, Item 1, filed 23 March 2026; IAPD firm record
How do I contact Biltmore Family Office?
Biltmore Family Office’s main office is at 500 East Boulevard, Charlotte, NC 28203. Its phone number is 704-248-5230. Its website is biltmorefamilyoffice.com.