Bayshore Asset Management provides portfolio management for individuals and small businesses, pension consulting, and selecting other managers.
Bayshore Asset Management reports 129 clients. They include 94 high-net-worth individuals, 31 individual clients, and 3 corporations and other businesses. Of its assets, 99.8% ($738M across 417 accounts) are managed with discretion; $1.79M across 2 accounts are not. Of its clients, 1% are outside the U.S.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 24% | 2% |
| High-net-worth individuals | 73% | 94% |
| Pension and profit-sharing plans | <1% | <1% |
| Corporations and other businesses | 2% | 4% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 31 | $11.2M | 1.5% | $362K |
| High-net-worth individuals | 94 | $697M | 94.2% | $7.42M |
| Pension and profit-sharing plans | Fewer than 5 | $296K | 0.0% | $296K |
| Corporations and other businesses | Fewer than 5 | $31.1M | 4.2% | $10.4M |
| Total | 129 | $740M | 100% | — |
- Clients
- 31
- Regulatory AUM
- $11.2M
- AUM share
- 1.5%
- Avg. per client
- $362K
- Clients
- 94
- Regulatory AUM
- $697M
- AUM share
- 94.2%
- Avg. per client
- $7.42M
- Clients
- Fewer than 5
- Regulatory AUM
- $296K
- AUM share
- 0.0%
- Avg. per client
- $296K
- Clients
- Fewer than 5
- Regulatory AUM
- $31.1M
- AUM share
- 4.2%
- Avg. per client
- $10.4M
Total
- Clients
- 129
- Regulatory AUM
- $740M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 1%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 0
Bayshore Asset Management charges 0.50%–1.00% a year for its Advisory Services. Each asset band is charged at its own rate. The fee is billed in advance, is negotiable and requires an account of at least $2,000,000. The brochure also prices one other service, listed under fee details.
| Asset band | Annual rate |
|---|---|
| $0–$1M | 1.00% |
| $1M–$2M | 0.90% |
| $2M–$3M | 0.80% |
| $3M–$4M | 0.70% |
| $4M–$5M | 0.60% |
| $5M and above | 0.50% |
Fee details and sources
Other fees
- Consulting Services
- Consulting services are billed hourly at $250 to $450 an hour or as a fixed fee, with any advance retainer capped at $1,200 for work not completed within six months.
Gabriel M. and Marta C. Bustamante, As Tenants by the Entirety owns 75% or more of Bayshore Asset Management and is in turn owned by Gabriel Bustamante (75% or more) and Marta Bustamante (75% or more). It has 4 employees, 3 of them in advisory roles.
Leadership
Gabriel BustamanteMember & Chief- Gabriel Munoz-BustamanteManaging Member
Investment adviser representatives
3 representatives listed in the SEC register as of 9 October 2026.
Staff
- 4 employees
- 3 in advisory functions
- 3 state-registered reps
- Owns 75% or more of Bayshore Asset Management, LLC
Gabriel M. and Marta C. Bustamante, As Tenants by the Entirety
Control person · since January 2010
- Owns 75% or more of Gabriel M. and Marta C. Bustamante, As Tenants by the Entirety
Gabriel Bustamante
Control person · since January 2010
- Owns 75% or more of Gabriel M. and Marta C. Bustamante, As Tenants by the Entirety
Marta Bustamante
since January 2010
- Owns 75% or more of Bayshore Asset Management, LLC
Gabriel M. and Marta C. Bustamante,
Control person · since January 2010
- Owns 10% to 25% of Bayshore Asset Management, LLC
The Gabriel J. Bustamante Living Trust
Control person · since January 2021
- Owns 75% or more of The Gabriel J. Bustamante Living Trust
Gabriel Munoz-Bustamante
Control person · since May 2019
- Owns 10% to 25% of Bayshore Asset Management, LLC
The Gabriel J. Bustamante Living
Control person · since January 2021
Bayshore Asset Management’s regulatory assets grew 1.6× from $466M (April 2021) to $740M (March 2026); clients rose from 97 to 129 and employees were 4 in both filings.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| March 2026 | $740M | 129 | 4 | 1 |
| March 2025 | $637M | 118 | 4 | 1 |
| July 2024 | $595M | 115 | 4 | 1 |
| March 2023 | $518M | 115 | 4 | 1 |
| March 2022 | $548M | 105 | 4 | 1 |
| April 2021 | $466M | 97 | 4 | 1 |
Besides its headquarters, Bayshore Asset Management has 0 offices, with 1 listed address in Florida.
Florida · 1 listed address
- 121 Alhambra Plaza, Suite 1210, Coral GablesHQ
Other business names
Bayshore Asset Management has reported 1 other business name to the SEC.
- Bayshore Wealth Advisors
Contact and registration details
- Legal name
- Bayshore Asset Management, LLC
- Headquarters
- 121 Alhambra Plaza, Suite 1210, Coral Gables, FL 33134
- Website
- bayshorewealth.com
- Phone
- 786-888-9400
- @bayshore-wealth-advisors
- SEC file
- 801-68559
- Structure
- Florida LLC
- Fiscal year end
- December
Bayshore Asset Management uses Charles Schwab ($714M) as custodian for its separately managed accounts. Bayshore Asset Management has custody of $321M in client assets for 52 clients.
- Charles SchwabCharles Schwab & Co., Inc. · San Francisco, CA · $714M100%
At year end, Bayshore Asset Management’s separately managed accounts were mostly in funds (75%) and cash (14%). Its reported 13F holdings for the quarter ended 30 June 2026 total $280M across 52 positions; the largest are Dimensional ETF Trust (20.4%), Dimensional ETF Trust (18.1%) and Dimensional ETF Trust (10.0%).
What the accounts hold
- Stocks2%
- Funds75%
- Registered funds63%
- Pooled vehicles12%
- Bonds8%
- State and local bonds5%
- U.S. government and agency bonds3%
- Cash14%
- Other1%
- Variable annuities holding mutual funds1%
Reported 13F holdings
- $280M
- Reported 13F value
- 52
- Positions
- 77.0%
- In the 10 largest
- +11.4%
- Value vs. prior quarter
- Dimensional ETF Trust · US Targeted Vlu20.4%
- Dimensional ETF Trust · US Cor Equ 2 ETF18.1%
- Dimensional ETF Trust · US Mktwide Value10.0%
- Dimensional ETF Trust · Internatnal Val8.5%
- American Centy ETF TR · US Sml CP Valu3.9%
- American Centy ETF TR · US EQT ETF3.6%
- Dimensional ETF Trust · US Equi Mark ETF3.5%
- American Centy ETF TR · Intl Smcp Vlu3.2%
- Dimensional ETF Trust · World EX US Core3.0%
- American Centy ETF TR · International LR2.9%
Together, the ten largest are 77.0% of reported value.
How many clients does Bayshore Asset Management have?
Bayshore Asset Management has 129 clients and manages $740 million for them, as of March 2026. They include 94 high-net-worth individuals, 31 individual clients, and 3 corporations and other businesses.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 11 March 2026
What services does Bayshore Asset Management offer?
Bayshore Asset Management provides portfolio management for individuals and small businesses, pension consulting, and selecting other managers.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Bayshore Asset Management charge?
Bayshore Asset Management charges 0.50%–1.00% a year for its Advisory Services. Each asset band is charged at its own rate. The fee is billed in advance, is negotiable and requires an account of at least $2,000,000.
Source: BAYSHORE WEALTH ADVISORS FORM ADV PART 2A, filed 11 March 2026
Which custodians does Bayshore Asset Management use?
Bayshore Asset Management’s separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $714M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 11 March 2026
How many financial advisors does Bayshore Asset Management have?
Bayshore Asset Management has 3 investment adviser representatives registered with state securities authorities, out of 4 employees, and 3 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Bayshore Asset Management invest in?
At the end of its last fiscal year, Bayshore Asset Management’s separately managed accounts held 63% registered funds (mutual funds, ETFs, BDCs), 14% cash and equivalents, 12% pooled vehicles (private funds and similar), 5% state and local bonds, 3% U.S. government and agency bonds, 2% exchange-traded equities and 1% other. The 1% other category is described as: Variable Annuities Holding Mutual Funds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Does Bayshore Asset Management have a minimum investment?
Yes, Bayshore Asset Management’s minimum account size for its Advisory Services is $2M.
Source: BAYSHORE WEALTH ADVISORS FORM ADV PART 2A, filed 11 March 2026
Who owns Bayshore Asset Management?
Bayshore Asset Management is owned through a trust and a holding company by Gabriel and Marta Bustamante and Gabriel Munoz-Bustamante. Its direct owners are Gabriel M. and Marta C. Bustamante, As Tenants by the Entirety (75% or more), the Gabriel J. Bustamante Living Trust (10% to 25%), Gabriel M. and Marta C. Bustamante (75% or more), and the Gabriel J. Bustamante Living (10% to 25%).
Source: Form ADV Part 1A, Schedules A and B, filed 11 March 2026
How does Bayshore Asset Management get paid?
Bayshore Asset Management is paid through a percentage of assets under management. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
Is Bayshore Asset Management registered with the SEC?
Yes, Bayshore Asset Management has been registered with the SEC as an investment adviser since 13 November 2007. Its CRD number is 144191 and its SEC file number is 801-68559.
Source: Form ADV Part 1A, Item 1, filed 11 March 2026; IAPD firm record
How do I contact Bayshore Asset Management?
Bayshore Asset Management’s main office is at 121 Alhambra Plaza, Suite 1210, Coral Gables, FL 33134. Its phone number is 786-888-9400. Its website is bayshorewealth.com.