Asset Management Services provides financial planning, portfolio management for individuals and small businesses, pension consulting, and educational seminars. Financial planning was provided to 11–25 clients last fiscal year.
Asset Management Services reports 296 clients. They include 255 individual clients and 41 high-net-worth individuals. Of its assets, 100.0% ($109M across 658 accounts) are managed with discretion.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 86% | 60% |
| High-net-worth individuals | 14% | 40% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 255 | $64.7M | 59.5% | $254K |
| High-net-worth individuals | 41 | $44M | 40.5% | $1.07M |
| Total | 296 | $109M | 100% | $367K |
- Clients
- 255
- Regulatory AUM
- $64.7M
- AUM share
- 59.5%
- Avg. per client
- $254K
- Clients
- 41
- Regulatory AUM
- $44M
- AUM share
- 40.5%
- Avg. per client
- $1.07M
Total
- Clients
- 296
- Regulatory AUM
- $109M
- AUM share
- 100%
- Avg. per client
- $367K
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 11–25
Asset Management Services charges 0.50%–1.00% a year for its Asset Management. The fee is billed in arrears and is negotiable. The brochure also prices 3 other services, listed under fee details.
Fee details and sources
Other fees
- Fee-Based Insurance Consulting
- Fee-based annuity consulting is billed on the contract value at 1.00% a year up to $200,000 and 0.90% above $200,000.
- Financial Planning
- Financial planning services on specific topics are available to all clients at $250 per hour.
- Retirement Plan Services (ERISA 3(21))
- Plan services are billed on plan assets: .75% up to $1,000,000, .50% to $5,000,000, .35% to $10,000,000 and .25% above; 3(38) services add .25%.
Gregory Bowser owns 50% to 75% of Asset Management Services. The leadership team of Asset Management Services includes President Gregory Bowser. It has 4 employees, 3 of them in advisory roles.
Staff
- 4 employees
- 3 in advisory functions
- 3 state-registered reps
- 3 insurance agents
- Owns 50% to 75% of Asset Management Services, Inc.
Gregory Bowser
Control person · since January 1998
- Owns 10% to 25% of Asset Management Services, Inc.
Eric Bowser
since January 2026
- Owns 5% to 10% of Asset Management Services, Inc.
Bradley Bowser
since January 2026
- Owns 5% to 10% of Asset Management Services, Inc.
Sandra Fitzgerald
since January 2026
- Owns 5% to 10% of Asset Management Services, Inc.
Maria Terry
since January 2026
Besides its headquarters, Asset Management Services has 0 offices, with 1 listed address with no US state reported.
Contact and registration details
- Legal name
- Asset Management Services, Inc.
- Headquarters
- Not reported
- Website
- shretirement.com
- Phone
- 410-538-6800
- SEC file
- 801-136596
- Structure
- Maryland corporation
- Fiscal year end
- December
Asset Management Services’ named custodians for separately managed accounts are Folio Investments ($99.8M, 92%), Nationwide Advisory Services ($7.61M, 7%) and Equitable ($962K, 1%). Asset Management Services has custody of $5.4M for 106 clients.
- Folio InvestmentsFolio Investments, Inc. · McLean, VA · $99.8M92%
- Nationwide Advisory ServicesNationwide Advisory Services, Inc. · Columbus, OH · $7.61M7%
- EquitableEquitable · New York, NY · $962K1%
At year end, Asset Management Services’ separately managed accounts were largely in stocks (43%) and funds (42%).
What the accounts hold
- Stocks43%
- Funds42%
- Cash10%
- Other5%
- Fee-based annuities5%
How many clients does Asset Management Services have?
Asset Management Services has 296 clients and manages $109 million for them, as of July 2026. They include 255 individual clients and 41 high-net-worth individuals.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 15 July 2026
What services does Asset Management Services offer?
Asset Management Services provides financial planning, portfolio management for individuals and small businesses, pension consulting, and educational seminars.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Asset Management Services charge?
Asset Management Services charges 0.50%–1.00% a year for its Asset Management. The fee is billed in arrears and is negotiable.
Which custodians does Asset Management Services use?
Asset Management Services’ separately managed account assets are held at Folio Investments, Inc. (McLean, VA), with $99.8M, Nationwide Advisory Services, Inc. (Columbus, OH), with $7.61M and Equitable (New York, NY), with $962K. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 15 July 2026
How many financial advisors does Asset Management Services have?
Asset Management Services has 3 investment adviser representatives registered with state securities authorities, out of 4 employees, and 3 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 3 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Asset Management Services invest in?
At the end of its last fiscal year, Asset Management Services’ separately managed accounts held 43% exchange-traded equities, 42% registered funds (mutual funds, ETFs, BDCs), 10% cash and equivalents and 5% other. The 5% other category is described as: Fee-Based Annuities.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Asset Management Services?
Asset Management Services’ direct owners are Gregory Bowser (50% to 75%), Eric Bowser (10% to 25%), Bradley Bowser (5% to 10%), Sandra Fitzgerald (5% to 10%) and Maria Terry (5% to 10%).
Source: Form ADV Part 1A, Schedules A and B, filed 15 July 2026
How does Asset Management Services get paid?
Asset Management Services is paid through a percentage of assets under management and hourly charges. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Asset Management Services?
Its phone number is 410-538-6800. Its website is shretirement.com.