{"url":"https://nivawealth.com/firms/asset-management-services-110803","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/110803","regulatoryAum":108670330,"crd":"110803","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"6688596","suffix":null,"lastName":"Bowser","firstName":"Eric","middleName":"Matthew"},{"crd":"1581343","suffix":null,"lastName":"BOWSER","firstName":"GREGORY","middleName":"KENT"},{"crd":"5070756","suffix":null,"lastName":"GODFREY","firstName":"HENRY","middleName":"C"}],"total":3,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"secFileNumber":"801-136596","legalName":"Asset Management Services, Inc.","displayName":"Asset Management Services","slug":"asset-management-services-110803","website":"https://shretirement.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"Maryland corporation","fiscalYearEnd":"December","headquarters":{"street":"","city":"","state":"","stateName":"","country":"","postalCode":null},"tradeNames":[],"registration":{"secApproved":"26 June 2026","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":367129.49324324325,"staff":{"employees":4,"advisory":3,"brokerDealerReps":0,"insuranceAgents":3,"promoters":0},"aum":{"regulatory":108670330,"discretionary":108670330,"discretionaryAccounts":658,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":255,"regulatoryAum":64684841},{"label":"High-net-worth individuals","clients":41,"regulatoryAum":43985489}],"feePrograms":[{"role":"main","program":"Asset Management","feeBasis":"range","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1046509","versionId":1046509,"ratePeriod":"annual","fee_billing":"arrears","submittedOn":"2026-05-28","documentName":"ADV PART 2A & 2B SEC","fee_rate_low":0.5,"fee_rate_high":1,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Fee-Based Insurance Consulting","summary":"Fee-based annuity consulting is billed on the contract value at 1.00% a year up to $200,000 and 0.90% above $200,000.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1046509","versionId":1046509,"submittedOn":"2026-05-28","documentName":"ADV PART 2A & 2B SEC"},{"role":"other","program":"Financial Planning","summary":"Financial planning services on specific topics are available to all clients at $250 per hour.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1046509","versionId":1046509,"submittedOn":"2026-05-28","documentName":"ADV PART 2A & 2B SEC"},{"role":"other","program":"Retirement Plan Services (ERISA 3(21))","summary":"Plan services are billed on plan assets: .75% up to $1,000,000, .50% to $5,000,000, .35% to $10,000,000 and .25% above; 3(38) services add .25%.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1046509","versionId":1046509,"submittedOn":"2026-05-28","documentName":"ADV PART 2A & 2B SEC"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T12:08:14.401392+00:00","documents":[{"name":"ADV PART 2A & 2B SEC","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1046509","versionId":1046509,"submittedOn":"2026-05-28"}]},"custodians":[{"name":"Folio Investments, Inc.","shortName":"Folio Investments","location":"McLean, VA","smaAssets":99845602},{"name":"Nationwide Advisory Services, Inc.","shortName":"Nationwide Advisory Services","location":"Columbus, OH","smaAssets":7609019},{"name":"Equitable","shortName":"Equitable","location":"New York, NY","smaAssets":962040}],"custodyNote":"Asset Management Services has custody of $5.4M for 106 clients.","otherCustodians":[],"leadership":[{"name":"Gregory Bowser","title":"President/Chief Compliance Officer","crd":"1581343"},{"name":"Eric Bowser","title":"Member/Investment Advisor Representative","crd":"6688596"},{"name":"Bradley Bowser","title":"Member","crd":"8232027"},{"name":"Sandra Fitzgerald","title":"Member","crd":"8232029"},{"name":"Maria Terry","title":"Member","crd":"8232032"}],"ownership":[{"label":"Gregory Bowser","detail":"President/chief compliance officer in the 50% to 75% ownership band and a control person, since January 1998."},{"label":"Eric Bowser","detail":"Member/investment advisor representative in the 10% to 25% ownership band, since January 2026."},{"label":"Bradley Bowser","detail":"Member in the 5% to 10% ownership band, since January 2026."},{"label":"Sandra Fitzgerald","detail":"Member in the 5% to 10% ownership band, since January 2026."},{"label":"Maria Terry","detail":"Member in the 5% to 10% ownership band, since January 2026."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"410-538-6800","stateRegisteredReps":3,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Pension consulting services","Educational seminars/workshops"],"financialPlanningClients":"11-25","assetMix":[{"label":"Exchange-traded equity securities","percent":43},{"label":"Securities issued by registered investment companies or business development companies","percent":42},{"label":"Cash and cash equivalents","percent":10},{"label":"Other","percent":5,"detail":"Fee-Based Annuities"}],"privateFunds":0},"sources":{"adv1FilingDate":"15 July 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/110803/PDF/110803.pdf","brochureDate":"28 May 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1046509","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Asset Management Services have?","answer":"Asset Management Services has 296 clients and manages $109 million for them, as of July 2026. They include 255 individual clients and 41 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 15 July 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Asset Management Services offer?","answer":"Asset Management Services provides financial planning, portfolio management for individuals and small businesses, pension consulting, and educational seminars.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Asset Management Services charge?","answer":"Asset Management Services charges 0.50%–1.00% a year for its Asset Management. The fee is billed in arrears and is negotiable.","source":"ADV PART 2A & 2B SEC, filed 28 May 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Asset Management Services use?","answer":"Asset Management Services’ separately managed account assets are held at Folio Investments, Inc. (McLean, VA), with $99.8M, Nationwide Advisory Services, Inc. (Columbus, OH), with $7.61M and Equitable (New York, NY), with $962K. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 15 July 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Asset Management Services have?","answer":"Asset Management Services has 3 investment adviser representatives registered with state securities authorities, out of 4 employees, and 3 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 3 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Asset Management Services invest in?","answer":"At the end of its last fiscal year, Asset Management Services’ separately managed accounts held 43% exchange-traded equities, 42% registered funds (mutual funds, ETFs, BDCs), 10% cash and equivalents and 5% other. The 5% other category is described as: Fee-Based Annuities.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Asset Management Services?","answer":"Asset Management Services’ direct owners are Gregory Bowser (50% to 75%), Eric Bowser (10% to 25%), Bradley Bowser (5% to 10%), Sandra Fitzgerald (5% to 10%) and Maria Terry (5% to 10%).","source":"Form ADV Part 1A, Schedules A and B, filed 15 July 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Asset Management Services get paid?","answer":"Asset Management Services is paid through a percentage of assets under management and hourly charges. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Asset Management Services?","answer":"Its phone number is 410-538-6800. Its website is shretirement.com.","source":"Form ADV Part 1A, Item 1.F, filed 15 July 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}