Aspetuck Financial Management provides financial planning and portfolio management for individuals and small businesses. Financial planning was provided to 1–10 clients last fiscal year.
Aspetuck Financial Management reports 99 clients. They include 54 individual clients, 33 high-net-worth individuals, and 6 pension and profit-sharing plans. Of its assets, 100.0% ($178M across 481 accounts) are managed with discretion. Of its clients, 1% are outside the U.S.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 55% | 11% |
| High-net-worth individuals | 33% | 76% |
| Pension and profit-sharing plans | 6% | 10% |
| Corporations and other businesses | 6% | 2% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 54 | $20.1M | 11.3% | $373K |
| High-net-worth individuals | 33 | $136M | 76.5% | $4.13M |
| Pension and profit-sharing plans | 6 | $17.9M | 10.0% | $2.98M |
| Corporations and other businesses | 6 | $3.94M | 2.2% | $656K |
| Total | 99 | $178M | 100% | $1.8M |
- Clients
- 54
- Regulatory AUM
- $20.1M
- AUM share
- 11.3%
- Avg. per client
- $373K
- Clients
- 33
- Regulatory AUM
- $136M
- AUM share
- 76.5%
- Avg. per client
- $4.13M
- Clients
- 6
- Regulatory AUM
- $17.9M
- AUM share
- 10.0%
- Avg. per client
- $2.98M
- Clients
- 6
- Regulatory AUM
- $3.94M
- AUM share
- 2.2%
- Avg. per client
- $656K
Total
- Clients
- 99
- Regulatory AUM
- $178M
- AUM share
- 100%
- Avg. per client
- $1.8M
- Clients outside the U.S.
- 1%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 1–10
Aspetuck Financial Management charges 0.65%–0.85% a year for its Risk Managed Portfolio Program Fee Schedule A. Each asset band is charged at its own rate. The fee is billed in advance and is negotiable. The brochure also prices one other service, listed under fee details.
| Asset band | Annual rate |
|---|---|
| $0–$1M | 0.85% |
| $1M–$4M | 0.70% |
| $4M and above | 0.65% |
Fee details and sources
Other fees
- CollegeAmerica 529 Plan Accounts
- The CollegeAmerica 529 Savings Plan advisory fee is a flat fee of 0.65% for new accounts effective January 2018.
Patrick Byrne owns 75% or more of Aspetuck Financial Management. The leadership team of Aspetuck Financial Management includes Chief Compliance Officer Patrick Byrne. It has 1 employee.
Staff
- 1 employee
- 1 in advisory functions
- 1 state-registered rep
- Owns 75% or more of Aspetuck Financial Management LLC
Patrick Byrne
Control person · since July 2005
Aspetuck Financial Management’s regulatory assets grew from $123M (July 2022) to $178M (February 2026); clients were 99 in both filings and employees were 1 in both filings.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| Feb 2026February 2026 | $178M | 99 | 1 | 1 |
| Feb 2025February 2025 | $153M | 96 | 1 | 1 |
| Mar 2024March 2024 | $126M | 91 | 1 | 1 |
| Feb 2023February 2023 | $101M | 98 | 1 | 1 |
| Jul 2022July 2022 | $123M | 95 | 1 | 1 |
Besides its headquarters, Aspetuck Financial Management has 0 offices, with 1 listed address in 1 state.
Connecticut · 1 listed address
- 27a Imperial Ave., WestportHQ
Other business names
Aspetuck Financial Management has reported 1 other business name to the SEC.
- Aspetuck
Contact and registration details
- Legal name
- Aspetuck Financial Management LLC
- Headquarters
- 27a Imperial Ave., Westport, CT 06880
- Website
- aspetuckfinancial.com
- Phone
- 203-226-5733
- @aspetuck-financial
- SEC file
- 801-125900
- Structure
- Connecticut LLC
- Fiscal year end
- December
Aspetuck Financial Management’s named custodian for separately managed accounts is Charles Schwab ($159M). Aspetuck Financial Management does not have custody of client assets.
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $159M100%
At year end, Aspetuck Financial Management’s separately managed accounts were mostly in stocks (54%) and funds (42%). Its reported 13F holdings for the quarter ended 30 June 2026 total $170M across 79 positions; the largest are Nvidia Corporation (12.5%), Lam Research Corp. Com New (6.4%) and State Street SPDR Bloomberg Investment Grade Floating Rate ETF (5.8%).
What the accounts hold
- Stocks54%
- Funds42%
- Bonds3%
- U.S. government and agency bonds1%
- State and local bonds1%
- Investment grade corporate bonds1%
- Cash1%
How many clients does Aspetuck Financial Management have?
Aspetuck Financial Management has 99 clients and manages $178 million for them, as of February 2026. They include 54 individual clients, 33 high-net-worth individuals, and 6 pension and profit-sharing plans.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 17 February 2026
What services does Aspetuck Financial Management offer?
Aspetuck Financial Management provides financial planning and portfolio management for individuals and small businesses.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Aspetuck Financial Management charge?
Aspetuck Financial Management charges 0.65%–0.85% a year for its Risk Managed Portfolio Program Fee Schedule A. Each asset band is charged at its own rate. The fee is billed in advance and is negotiable.
Which custodians does Aspetuck Financial Management use?
Aspetuck Financial Management’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $159M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 17 February 2026
How many financial advisors does Aspetuck Financial Management have?
Aspetuck Financial Management has 1 investment adviser representative registered with state securities authorities, out of 1 employees, and 1 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Aspetuck Financial Management invest in?
At the end of its last fiscal year, Aspetuck Financial Management’s separately managed accounts held 54% exchange-traded equities, 42% registered funds (mutual funds, ETFs, BDCs), 1% U.S. government and agency bonds, 1% state and local bonds, 1% investment grade corporate bonds and 1% cash and equivalents.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Aspetuck Financial Management?
Aspetuck Financial Management’s direct owner is Patrick Byrne (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 17 February 2026
How does Aspetuck Financial Management get paid?
Aspetuck Financial Management is paid through a percentage of assets under management. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Aspetuck Financial Management?
Aspetuck Financial Management’s main office is at 27a Imperial Ave., Westport, CT 06880. Its phone number is 203-226-5733. Its website is aspetuckfinancial.com.