Andrews, Lucia Wealth Management provides portfolio management for individuals and small businesses, portfolio management for institutions, selecting other managers, business succession planning, education planning, estate planning, financial planning, insurance, retirement plan services, and tax planning.
Andrews, Lucia Wealth Management reports 197 clients. They include 118 high-net-worth individuals, 74 individual clients, and 5 corporations and other businesses. Of its assets, 100.0% ($543M across 586 accounts) are managed with discretion.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 38% | 6% |
| High-net-worth individuals | 60% | 93% |
| Corporations and other businesses | 3% | 1% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 74 | $32.2M | 5.9% | $434K |
| High-net-worth individuals | 118 | $504M | 92.7% | $4.27M |
| Corporations and other businesses | 5 | $7.56M | 1.4% | $1.51M |
| Total | 197 | $543M | 100% | $2.76M |
- Clients
- 74
- Regulatory AUM
- $32.2M
- AUM share
- 5.9%
- Avg. per client
- $434K
- Clients
- 118
- Regulatory AUM
- $504M
- AUM share
- 92.7%
- Avg. per client
- $4.27M
- Clients
- 5
- Regulatory AUM
- $7.56M
- AUM share
- 1.4%
- Avg. per client
- $1.51M
Total
- Clients
- 197
- Regulatory AUM
- $543M
- AUM share
- 100%
- Avg. per client
- $2.76M
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
Andrews, Lucia Wealth Management charges 0.40%–1.25% a year for its Investment Management. The fee is billed in advance and is negotiable.
Fee details and sources
Scott Lucia owns 75% or more of Andrews, Lucia Wealth Management. It has 1 employee.
Staff
- 1 employee
- 1 in advisory functions
- 1 state-registered rep
- Owns 75% or more of Andrews, Lucia Wealth Management LLC
Scott Lucia
Control person · since November 2025
Andrews, Lucia Wealth Management’s regulatory assets grew 1.6× from $338M (March 2021) to $543M (March 2026); clients rose from 175 to 197 and employees fell from 2 to 1.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| Mar 2026March 2026 | $543M | 197 | 1 | 1 |
| Mar 2025March 2025 | $497M | 196 | 2 | 2 |
| Mar 2024March 2024 | $456M | 203 | 2 | 2 |
| Mar 2023March 2023 | $388M | 193 | 2 | 2 |
| Mar 2022March 2022 | $403M | 184 | 2 | 2 |
| Mar 2021March 2021 | $338M | 175 | 2 | 2 |
Besides its headquarters, Andrews, Lucia Wealth Management has 0 offices, with 1 listed address in 1 state.
California · 1 listed address
- 939 Hartz Way, Suite 200, DanvilleHQ
Contact and registration details
- Legal name
- Andrews, Lucia Wealth Management LLC
- Headquarters
- 939 Hartz Way, Suite 200, Danville, CA 94526-3440
- Website
- luciawealth.com
- Phone
- 925-837-8355
- SEC file
- 801-66974
- Founded
- 2004
- Structure
- California LLC
- Fiscal year end
- December
Andrews, Lucia Wealth Management’s named custodians for separately managed accounts are Charles Schwab ($384M, 71%) and Fidelity ($159M, 29%). Andrews, Lucia Wealth Management does not have custody of client assets.
The filed custodian amounts total more than regulatory assets under management. Each amount is shown as filed.
- Charles SchwabCharles Schwab & Co., Inc. · San Francisco, CA · $384M71%
- FidelityNational Financial Services LLC · Boston, MA · $159M29%
At year end, Andrews, Lucia Wealth Management’s separately managed accounts were mostly in funds (66%) and cash (18%). Its reported 13F holdings for the quarter ended 30 June 2026 total $191M across 39 positions; the largest are Dimensional ETF Trust (38.3%), Dimensional ETF Trust (7.8%) and Dimensional ETF Trust (7.5%).
What the accounts hold
- Funds66%
- Bonds16%
- U.S. government and agency bonds15%
- State and local bonds1%
- Cash18%
How many clients does Andrews, Lucia Wealth Management have?
Andrews, Lucia Wealth Management has 197 clients and manages $543 million for them, as of March 2026. They include 118 high-net-worth individuals, 74 individual clients, and 5 corporations and other businesses.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 12 March 2026
What services does Andrews, Lucia Wealth Management offer?
Andrews, Lucia Wealth Management provides portfolio management for individuals and small businesses, portfolio management for institutions, selecting other managers, business succession planning, education planning, estate planning, financial planning, insurance, retirement plan services, and tax planning.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
How much does Andrews, Lucia Wealth Management charge?
Andrews, Lucia Wealth Management charges 0.40%–1.25% a year for its Investment Management. The fee is billed in advance and is negotiable.
Source: ANDREWS, LUCIA WEALTH MANAGEMENT FORM ADV PART 2A, filed 12 March 2026
Which custodians does Andrews, Lucia Wealth Management use?
Andrews, Lucia Wealth Management’s separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $384M and National Financial Services LLC (Boston, MA), with $159M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 12 March 2026
How many financial advisors does Andrews, Lucia Wealth Management have?
Andrews, Lucia Wealth Management has 1 investment adviser representative registered with state securities authorities, out of 1 employees, and 1 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Andrews, Lucia Wealth Management invest in?
At the end of its last fiscal year, Andrews, Lucia Wealth Management’s separately managed accounts held 66% registered funds (mutual funds, ETFs, BDCs), 18% cash and equivalents, 15% U.S. government and agency bonds and 1% state and local bonds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Andrews, Lucia Wealth Management?
Andrews, Lucia Wealth Management’s direct owner is Scott Lucia (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 12 March 2026
How does Andrews, Lucia Wealth Management get paid?
Andrews, Lucia Wealth Management is paid through a percentage of assets under management. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Andrews, Lucia Wealth Management?
Andrews, Lucia Wealth Management’s main office is at 939 Hartz Way, Suite 200, Danville, CA 94526-3440. Its phone number is 925-837-8355. Its website is luciawealth.com.