{"url":"https://nivawealth.com/firms/andrews-lucia-wealth-management-130931","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/130931","regulatoryAum":543490977,"crd":"130931","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"4880277","suffix":null,"lastName":"LUCIA","firstName":"SCOTT","middleName":"JONATHAN"}],"total":1,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-03-18","regulatoryAum":337633049,"clients":175,"employees":2,"offices":2},{"filedOn":"2022-03-22","regulatoryAum":402985311,"clients":184,"employees":2,"offices":2},{"filedOn":"2023-03-23","regulatoryAum":387616631,"clients":193,"employees":2,"offices":2},{"filedOn":"2024-03-18","regulatoryAum":456071682,"clients":203,"employees":2,"offices":2},{"filedOn":"2025-03-18","regulatoryAum":496806127,"clients":196,"employees":2,"offices":2},{"filedOn":"2026-03-12","regulatoryAum":543490977,"clients":197,"employees":1,"offices":1}],"secFileNumber":"801-66974","legalName":"Andrews, 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2026. They include 118 high-net-worth individuals, 74 individual clients, and 5 corporations and other businesses.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 12 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Andrews, Lucia Wealth Management offer?","answer":"Andrews, Lucia Wealth Management provides portfolio management for individuals and small businesses, portfolio management for institutions, selecting other managers, business succession planning, education planning, estate planning, financial planning, insurance, retirement plan services, and tax planning.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Andrews, Lucia Wealth Management charge?","answer":"Andrews, Lucia Wealth Management charges 0.40%–1.25% a year for its Investment Management. The fee is billed in advance and is negotiable.","source":"ANDREWS, LUCIA WEALTH MANAGEMENT FORM ADV PART 2A, filed 12 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Andrews, Lucia Wealth Management use?","answer":"Andrews, Lucia Wealth Management’s separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $384M and National Financial Services LLC (Boston, MA), with $159M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 12 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Andrews, Lucia Wealth Management have?","answer":"Andrews, Lucia Wealth Management has 1 investment adviser representative registered with state securities authorities, out of 1 employees, and 1 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Andrews, Lucia Wealth Management invest in?","answer":"At the end of its last fiscal year, Andrews, Lucia Wealth Management’s separately managed accounts held 66% registered funds (mutual funds, ETFs, BDCs), 18% cash and equivalents, 15% U.S. government and agency bonds and 1% state and local bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Andrews, Lucia Wealth Management?","answer":"Andrews, Lucia Wealth Management’s direct owner is Scott Lucia (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 12 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Andrews, Lucia Wealth Management get paid?","answer":"Andrews, Lucia Wealth Management is paid through a percentage of assets under management. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Andrews, Lucia Wealth Management?","answer":"Andrews, Lucia Wealth Management’s main office is at 939 Hartz Way, Suite 200, Danville, CA 94526-3440. Its phone number is 925-837-8355. Its website is luciawealth.com.","source":"Form ADV Part 1A, Item 1.F, filed 12 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":{"url":"https://nivawealth.com/firms/andrews-lucia-wealth-management-130931/holdings","form":"13F-HR","periodOfReport":"2026-06-30","filedOn":"2026-07-20","filingIndexUrl":"https://www.sec.gov/Archives/edgar/data/1906227/000172554726000238/0001725547-26-000238-index.html","totalValue":191137210,"positionCount":39,"top10Share":0.8476936385123546,"top10":[{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US COR EQU 2 ETF","cusip":"25434V708","value":73159789,"shares":1649228,"shareType":"SH","priorValue":66020742,"priorShares":1698938},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US MKTWIDE VALUE","cusip":"25434V724","value":14836597,"shares":269708,"shareType":"SH","priorValue":12620479,"priorShares":260431},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US TARGETED 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Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}