Advice & Planning Services provides financial planning and portfolio management for individuals and small businesses. Financial planning was provided to 11–25 clients last fiscal year.
Advice & Planning Services reports 319 clients. They include 275 individual clients and 44 high-net-worth individuals. Of its assets, 91.4% ($171M across 706 accounts) are managed with discretion; $16.1M across 34 accounts are not.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 86% | 39% |
| High-net-worth individuals | 14% | 61% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 275 | $73.3M | 39.2% | $266K |
| High-net-worth individuals | 44 | $114M | 60.8% | $2.59M |
| Total | 319 | $187M | 100% | $587K |
- Clients
- 275
- Regulatory AUM
- $73.3M
- AUM share
- 39.2%
- Avg. per client
- $266K
- Clients
- 44
- Regulatory AUM
- $114M
- AUM share
- 60.8%
- Avg. per client
- $2.59M
Total
- Clients
- 319
- Regulatory AUM
- $187M
- AUM share
- 100%
- Avg. per client
- $587K
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 11–25
Advice & Planning Services charges 0.65%–1.05% a year for its Portfolio Management. The fee is billed in advance. The brochure also prices one other service, listed under fee details.
Fee details and sources
Other fees
- Financial Planning
- Financial plans are a fixed rate of $1,500 to $5,000 each, with 50% paid in advance and the remainder on presentation of the plan.
Ryan Naugle owns 75% or more of Advice & Planning Services. The leadership team of Advice & Planning Services includes Chief Compliance Officer Ryan Naugle. It has 1 employee.
Staff
- 1 employee
- 1 in advisory functions
- 1 state-registered rep
- 1 broker-dealer rep
- Owns 75% or more of Advice & Planning Services LLC
Ryan Naugle
Control person · since April 2016
Advice & Planning Services’ regulatory assets grew 1.7× from $109M (February 2021) to $187M (March 2026); clients rose from 235 to 319 and employees fell from 2 to 1.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| Mar 2026March 2026 | $187M | 319 | 1 | 1 |
| Feb 2025February 2025 | $170M | 353 | 1 | 1 |
| Jan 2024January 2024 | $134M | 354 | 1 | 1 |
| Feb 2023February 2023 | $114M | 324 | 2 | 1 |
| Jan 2022January 2022 | $129M | 248 | 2 | 1 |
| Feb 2021February 2021 | $109M | 235 | 2 | 1 |
Besides its headquarters, Advice & Planning Services has 0 offices, with 1 listed address in 1 state.
Pennsylvania · 1 listed address
- 10 North 4th Street, Suite 100, YoungwoodHQ
Contact and registration details
- Legal name
- Advice & Planning Services LLC
- Headquarters
- 10 North 4th Street, Suite 100, Youngwood, PA 15697
- Website
- adviceandplanning.com
- Phone
- 724-635-0427
- SEC file
- 801-120211
- Structure
- Pennsylvania LLC
- Fiscal year end
- December
Advice & Planning Services’ named custodians for separately managed accounts are Charles Schwab ($0) and Altruist ($0). Advice & Planning Services does not have custody of client assets.
The filed values do not form a complete breakdown. Values are shown as filed.
- Charles Schwab · Charles Schwab · Orlando, FL · $0
- 0%
- Altruist · Altruist Financial LLC · Culver City, CA · $0
- 0%
At year end, Advice & Planning Services’ separately managed accounts were mostly in stocks (92%).
What the accounts hold
- Stocks92%
- Bonds7%
- Investment grade corporate bonds5%
- U.S. government and agency bonds1%
- State and local bonds1%
- Cash3%
How many clients does Advice & Planning Services have?
Advice & Planning Services has 319 clients and manages $187 million for them, as of March 2026. They include 275 individual clients and 44 high-net-worth individuals.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 2 March 2026
What services does Advice & Planning Services offer?
Advice & Planning Services provides financial planning and portfolio management for individuals and small businesses.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Advice & Planning Services charge?
Advice & Planning Services charges 0.65%–1.05% a year for its Portfolio Management. The fee is billed in advance.
Source: ADV PART 2A- ADVICE & PLANNING SERVICES LLC, filed 2 March 2026
Which custodians does Advice & Planning Services use?
The filing also lists Charles Schwab and Altruist Financial LLC with no separately managed account assets.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 2 March 2026
How many financial advisors does Advice & Planning Services have?
Advice & Planning Services has 1 investment adviser representative registered with state securities authorities, out of 1 employees, and 1 perform investment advisory functions. 1 employee is a registered representative of a broker-dealer and 0 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Advice & Planning Services invest in?
At the end of its last fiscal year, Advice & Planning Services’ separately managed accounts held 92% exchange-traded equities, 5% investment grade corporate bonds, 3% cash and equivalents, 1% U.S. government and agency bonds and 1% state and local bonds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Advice & Planning Services?
Advice & Planning Services’ direct owner is Ryan Naugle (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 2 March 2026
How does Advice & Planning Services get paid?
Advice & Planning Services is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Advice & Planning Services?
Advice & Planning Services’ main office is at 10 North 4th Street, Suite 100, Youngwood, PA 15697. Its phone number is 724-635-0427. Its website is adviceandplanning.com.