Accretive Wealth Management provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, and selecting other managers. Financial planning was provided to 11–25 clients last fiscal year.
Accretive Wealth Management reports 220 clients. They include 177 high-net-worth individuals, 20 pension and profit-sharing plans, and 11 corporations and other businesses. Of its assets, 2.4% ($6.88M across 32 accounts) are managed with discretion; $284M across 345 accounts are not.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 2% | <1% |
| High-net-worth individuals | 80% | 77% |
| Pension and profit-sharing plans | 9% | 13% |
| Charitable organizations | 4% | 4% |
| Corporations and other businesses | 5% | 7% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | Fewer than 5 | $242K | 0.1% | $60.6K |
| High-net-worth individuals | 177 | $224M | 77.2% | $1.27M |
| Pension and profit-sharing plans | 20 | $36.3M | 12.5% | $1.82M |
| Charitable organizations | 8 | $10.5M | 3.6% | $1.31M |
| Corporations and other businesses | 11 | $19.2M | 6.6% | $1.74M |
| Total | 220 | $291M | 100% | — |
- Clients
- Fewer than 5
- Regulatory AUM
- $242K
- AUM share
- 0.1%
- Avg. per client
- $60.6K
- Clients
- 177
- Regulatory AUM
- $224M
- AUM share
- 77.2%
- Avg. per client
- $1.27M
- Clients
- 20
- Regulatory AUM
- $36.3M
- AUM share
- 12.5%
- Avg. per client
- $1.82M
- Clients
- 8
- Regulatory AUM
- $10.5M
- AUM share
- 3.6%
- Avg. per client
- $1.31M
- Clients
- 11
- Regulatory AUM
- $19.2M
- AUM share
- 6.6%
- Avg. per client
- $1.74M
Total
- Clients
- 220
- Regulatory AUM
- $291M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 11–25
Accretive Wealth Management charges 1.00% a year for its Investment Advisory Services. The whole portfolio is charged at the rate of its band. The fee is billed in arrears and is negotiable. The brochure also prices 2 other services, listed under fee details.
Fee details and sources
Other fees
- Financial Planning
- Financial plans are a fixed fee of up to $10,000, negotiable, with the schedule attached to the financial planning agreement.
- Pension Consulting Services
- Pension consulting is billed at up to 1.00% of the plan assets the firm consults on, and the fees are negotiable.
Faraz Sattar owns 25% to 50% of Accretive Wealth Management. The leadership team of Accretive Wealth Management includes Chief Compliance Officer Faraz Sattar. It has 4 employees, 3 of them in advisory roles.
Staff
- 4 employees
- 3 in advisory functions
- 3 state-registered reps
- Owns 25% to 50% of Accretive Wealth Management, LLC
Faraz Sattar
Control person · since May 2012
- Owns 25% to 50% of Accretive Wealth Management, LLC
Sadaf Sattar
since June 2013
Accretive Wealth Management’s regulatory assets grew 1.9× from $150M (March 2021) to $291M (June 2026); clients were 220 in both filings and employees rose from 3 to 4.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| Jun 2026June 2026 | $291M | 220 | 4 | 1 |
| Mar 2025March 2025 | $267M | 548 | 4 | 1 |
| Mar 2024March 2024 | $232M | 229 | 4 | 1 |
| Mar 2023March 2023 | $198M | 182 | 4 | 1 |
| Jan 2022January 2022 | $180M | 173 | 4 | 1 |
| Mar 2021March 2021 | $150M | 220 | 3 | 1 |
Besides its headquarters, Accretive Wealth Management has 0 offices, with 1 listed address in 1 state.
California · 1 listed address
- 12657 Alcosta Boulevard, Suite 150, San RamonHQ
Contact and registration details
- Legal name
- Accretive Wealth Management, LLC
- Headquarters
- 12657 Alcosta Boulevard, Suite 150, San Ramon, CA 94583
- Website
- accretivewealth.com
- Phone
- 925-365-1533
- @3067017
- SEC file
- 801-118792
- Structure
- California LLC
- Fiscal year end
- December
Accretive Wealth Management’s named custodians for separately managed accounts are Equity Trust ($43.8M, 35%), Charles Schwab ($41.4M, 33%) and Inspira Financial ($41.2M, 33%). Accretive Wealth Management does not have custody of client assets.
- Equity TrustEquity Trust Company · Westlake, OH · $43.8M35%
- Inspira FinancialInspira Financial · Oak Brook, IL · $41.2M33%
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $41.4M33%
At year end, Accretive Wealth Management’s separately managed accounts were mostly in funds (84%) and stocks (10%).
What the accounts hold
- Stocks10%
- Exchange-traded equities5%
- Non-exchange-traded equities5%
- Funds84%
- Pooled vehicles82%
- Registered funds2%
- Cash6%
How many clients does Accretive Wealth Management have?
Accretive Wealth Management has 220 clients and manages $291 million for them, as of June 2026. They include 177 high-net-worth individuals, 20 pension and profit-sharing plans, and 11 corporations and other businesses.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 8 June 2026
What services does Accretive Wealth Management offer?
Accretive Wealth Management provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, and selecting other managers.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Accretive Wealth Management charge?
Accretive Wealth Management charges 1.00% a year for its Investment Advisory Services. The whole portfolio is charged at the rate of its band. The fee is billed in arrears and is negotiable.
Source: ADV FORM 2A, filed 30 March 2026
Which custodians does Accretive Wealth Management use?
Accretive Wealth Management’s separately managed account assets are held at Equity Trust Company (Westlake, OH), with $43.8M, Charles Schwab & Co., Inc. (Westlake, TX), with $41.4M and Inspira Financial (Oak Brook, IL), with $41.2M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 8 June 2026
How many financial advisors does Accretive Wealth Management have?
Accretive Wealth Management has 3 investment adviser representatives registered with state securities authorities, out of 4 employees, and 3 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Accretive Wealth Management invest in?
At the end of its last fiscal year, Accretive Wealth Management’s separately managed accounts held 82% pooled vehicles (private funds and similar), 6% cash and equivalents, 5% exchange-traded equities, 5% non-exchange-traded equities and 2% registered funds (mutual funds, ETFs, BDCs).
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Accretive Wealth Management?
Accretive Wealth Management’s direct owners are Faraz Sattar and Sadaf Sattar, each holding 50% or less.
Source: Form ADV Part 1A, Schedules A and B, filed 8 June 2026
How does Accretive Wealth Management get paid?
Accretive Wealth Management is paid through a percentage of assets under management. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Accretive Wealth Management?
Accretive Wealth Management’s main office is at 12657 Alcosta Boulevard, Suite 150, San Ramon, CA 94583. Its phone number is 925-365-1533. Its website is accretivewealth.com.