ABG Consultants provides financial planning, portfolio management for individuals and small businesses, portfolio management for pooled vehicles, portfolio management for institutions, pension consulting, selecting other managers, and educational seminars. Financial planning was provided to 11–25 clients last fiscal year.
ABG Consultants reports 1,885 clients. They include 1,586 individual clients, 284 pension and profit-sharing plans, and 14 high-net-worth individuals. Of its assets, 74.1% ($517M across 339 accounts) are managed with discretion; $180M across 1,546 accounts are not.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 84% | 6% |
| High-net-worth individuals | <1% | 3% |
| Pension and profit-sharing plans | 15% | 91% |
| State or municipal government entities | <1% | <1% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 1,586 | $38.9M | 5.6% | $24.5K |
| High-net-worth individuals | 14 | $22.8M | 3.3% | $1.63M |
| Pension and profit-sharing plans | 284 | $634M | 90.9% | $2.23M |
| State or municipal government entities | Fewer than 5 | $1.8M | 0.3% | $1.8M |
| Total | 1,885 | $697M | 100% | — |
- Clients
- 1,586
- Regulatory AUM
- $38.9M
- AUM share
- 5.6%
- Avg. per client
- $24.5K
- Clients
- 14
- Regulatory AUM
- $22.8M
- AUM share
- 3.3%
- Avg. per client
- $1.63M
- Clients
- 284
- Regulatory AUM
- $634M
- AUM share
- 90.9%
- Avg. per client
- $2.23M
- Clients
- Fewer than 5
- Regulatory AUM
- $1.8M
- AUM share
- 0.3%
- Avg. per client
- $1.8M
Total
- Clients
- 1,885
- Regulatory AUM
- $697M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 11–25
ABG Consultants is paid through a percentage of assets under management, hourly charges and fixed fees (other than subscription fees); its fees and minimums are set out in its brochures on the SEC website.
Rocky Mountain Employee Benefits, Inc owns 75% or more of ABG Consultants and is in turn owned by PCS Retirement, LLC (75% or more). Scott David is CEO; the leadership team includes President Sarah Parker, Chief Financial Officer Michael Coluzzi and Chief Compliance Officer James Hadaway. It has 4 employees, 3 of them in advisory roles.
Leadership
- Scott DavidChief Executive Officer
- Sarah ParkerPresident
- Michael ColuzziChief Financial Officer
- James HadawayChief Compliance Officer
Investment adviser representatives
7 representatives listed in the SEC register as of 9 October 2026.
- Tabitha Ann Garreffa
- Ryan Knebel
- Michael Spencer Loveless
- Christopher A Mautz
- Peter Anthony Messina
- Sarah Elizabeth Parker
- Thomas L Smith II
Staff
- 4 employees
- 3 in advisory functions
- 3 state-registered reps
- 1 insurance agent
- Owns 75% or more of Abg Consultants, LLC
Rocky Mountain Employee Benefits, Inc
Control person · since January 2010
- Owns 75% or more of Rocky Mountain Employee Benefits, Inc
PCS Retirement, LLC
since March 2024
- Owns 75% or more of PCS Retirement, LLC
Fiduciary Services Group, LLC
Control person · since January 2021
- Owns 75% or more of Fiduciary Services Group, LLC
FSG Parent, Inc.
since March 2024
- Owns 75% or more of FSG Parent, Inc.
PCS Buyer, Inc.
since November 2025
- Owns 75% or more of PCS Buyer, Inc.
PCS Midco, Inc.
since March 2024
- Owns 75% or more of PCS Midco, Inc.
PCS Intermediate, Inc.
since March 2024
- Owns 75% or more of PCS Intermediate, Inc.
PCS Topco, Inc.
since March 2024
- Owns 75% or more of PCS Topco, Inc.
FSG Parent, L.P.
Control person · since March 2024
- Owns 50% to 75% of FSG Parent, L.P.
Lep PCS Co-Invest, LP
since March 2024
Lee Equity Partners IV GP, LLC
General partner · since March 2024
PCS Parent GP, LLC.
General partner · since March 2024
ABG Consultants’ regulatory assets grew 1.6× from $423M (July 2021) to $697M (August 2026); clients rose from 319 to 1,885 and employees fell from 6 to 4.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| August 2026 | $697M | 1,885 | 4 | 4 |
| April 2025 | $576M | 2,898 | 4 | 4 |
| March 2024 | $512M | 1,984 | 4 | 4 |
| August 2023 | $468M | 356 | 4 | 2 |
| March 2022 | $478M | 354 | 5 | 2 |
| July 2021 | $423M | 319 | 6 | 2 |
Besides its headquarters, ABG Consultants has 3 offices (3 private residences, listed without an address), with 1 listed address in Utah.
Utah · 1 listed address
- 6975 S Union Park CTR, #644, Cottonwood HeightsHQ
Contact and registration details
- Legal name
- Abg Consultants, LLC
- Headquarters
- 6975 S Union Park CTR, #644, Cottonwood Heights, UT 84047
- Website
- consultabg.com
- Phone
- 801-486-5069
- SEC file
- 801-69619
- Structure
- Utah LLC
- Fiscal year end
- December
ABG Consultants uses Charles Schwab ($286M, 44%), Fidelity ($168M, 26%) and Advisortrust ($98.9M, 15%), among others, as custodians for its separately managed accounts. ABG Consultants has custody of $642M in client assets for 333 clients.
- Charles SchwabCharles Schwab & Co., Inc. · San Francisco, CA · $286M44%
- FidelityFidelity Brokerage Services LLC · Smithfield, RI · $168M26%
- SavedailySavedaily · Costa Mesa, CA · $97M15%
- AdvisortrustAdvisortrust · Sioux Falls, SD · $98.9M15%
At year end, ABG Consultants’ separately managed accounts were mostly in funds (98%).
What the accounts hold
- Funds98%
- Registered funds73%
- Pooled vehicles25%
- Cash2%
How many clients does ABG Consultants have?
ABG Consultants has 1,885 clients and manages $697 million for them, as of August 2026. They include 1,586 individual clients, 284 pension and profit-sharing plans, and 14 high-net-worth individuals.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 31 August 2026
What services does ABG Consultants offer?
ABG Consultants provides financial planning, portfolio management for individuals and small businesses, portfolio management for pooled vehicles, portfolio management for institutions, pension consulting, selecting other managers, and educational seminars.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
Which custodians does ABG Consultants use?
ABG Consultants’ separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $286M, Fidelity Brokerage Services LLC (Smithfield, RI), with $168M, Advisortrust (Sioux Falls, SD), with $98.9M and Savedaily (Costa Mesa, CA), with $97M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 31 August 2026
How many financial advisors does ABG Consultants have?
ABG Consultants has 3 investment adviser representatives registered with state securities authorities, out of 4 employees, and 3 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 1 employee is a licensed insurance agent.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does ABG Consultants invest in?
At the end of its last fiscal year, ABG Consultants’ separately managed accounts held 73% registered funds (mutual funds, ETFs, BDCs), 25% pooled vehicles (private funds and similar) and 2% cash and equivalents.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns ABG Consultants?
ABG Consultants’ direct owner is Rocky Mountain Employee Benefits, Inc (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 31 August 2026
How does ABG Consultants get paid?
ABG Consultants is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact ABG Consultants?
ABG Consultants’ main office is at 6975 S Union Park CTR, #644, Cottonwood Heights, UT 84047. Its phone number is 801-486-5069. Its website is consultabg.com.