{"url":"https://nivawealth.com/firms/abg-consultants-131129","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/131129","regulatoryAum":697361654,"crd":"131129","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"6156643","suffix":null,"lastName":"GARREFFA","firstName":"TABITHA","middleName":"ANN"},{"crd":"5450374","suffix":null,"lastName":"Knebel","firstName":"Ryan","middleName":null},{"crd":"6490494","suffix":null,"lastName":"Loveless","firstName":"Michael","middleName":"Spencer"},{"crd":"5014170","suffix":null,"lastName":"MAUTZ","firstName":"CHRISTOPHER","middleName":"A"},{"crd":"6441267","suffix":null,"lastName":"MESSINA","firstName":"PETER","middleName":"ANTHONY"},{"crd":"5128945","suffix":null,"lastName":"PARKER","firstName":"SARAH","middleName":"ELIZABETH"},{"crd":"5892696","suffix":"II","lastName":"Smith","firstName":"Thomas","middleName":"L"}],"total":7,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-07-07","regulatoryAum":422932250,"clients":319,"employees":6,"offices":2},{"filedOn":"2022-03-23","regulatoryAum":477846807,"clients":354,"employees":5,"offices":2},{"filedOn":"2023-08-04","regulatoryAum":468349843,"clients":356,"employees":4,"offices":2},{"filedOn":"2024-03-28","regulatoryAum":511855158,"clients":1984,"employees":4,"offices":4},{"filedOn":"2025-04-11","regulatoryAum":576333108,"clients":2898,"employees":4,"offices":4},{"filedOn":"2026-08-31","regulatoryAum":697361654,"clients":1885,"employees":4,"offices":4}],"secFileNumber":"801-69619","legalName":"Abg Consultants, LLC","displayName":"ABG Consultants","slug":"abg-consultants-131129","website":"https://consultabg.com/","logo":{"src":"https://rmkhnxnbeclogprvkfyl.supabase.co/storage/v1/object/public/firm-logos/131129/bd35e3aa831c5d6e-r1.webp","tone":"light","width":532,"height":200,"sourceUrl":"https://www.consultabg.com/","sourceLabel":"ABG Consultants, website"},"classification":{"segment":"institutions","segmentLabel":"Institutional","type":"institutional_asset_manager","typeLabel":"Asset manager","feeDisclosure":"payment_only"},"founded":null,"organization":"Utah limited liability company","fiscalYearEnd":"December","headquarters":{"street":"6975 S Union Park CTR, #644","city":"Cottonwood Heights","state":"UT","stateName":"Utah","country":"United States","postalCode":"84047"},"tradeNames":[],"registration":{"secApproved":"2 October 2008","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":38512.64125,"staff":{"employees":4,"advisory":3,"brokerDealerReps":0,"insuranceAgents":1,"promoters":0},"aum":{"regulatory":697361654,"discretionary":517030383,"discretionaryAccounts":339,"nonDiscretionary":180331271,"nonDiscretionaryAccounts":1546,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":1586,"regulatoryAum":38858519},{"label":"High-net-worth individuals","clients":14,"regulatoryAum":22761707},{"label":"Pension and profit-sharing plans","clients":284,"regulatoryAum":633940935},{"label":"State or municipal government entities","clients":1,"fewerThan5":true,"regulatoryAum":1800493}],"feePrograms":[],"brochureCoverage":{"scope":"known_documents","status":"not_processed","checkedAt":null,"documents":[]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"San Francisco, CA","smaAssets":285863903},{"name":"Fidelity Brokerage Services LLC","shortName":"Fidelity","location":"Smithfield, RI","smaAssets":168332247},{"name":"Savedaily","shortName":"Savedaily","location":"Costa Mesa, CA","smaAssets":96983678},{"name":"Advisortrust","shortName":"Advisortrust","location":"Sioux Falls, SD","smaAssets":98899120}],"custodyNote":"ABG Consultants has custody of $642M in client assets for 333 clients.","otherCustodians":[],"leadership":[{"name":"Scott David","title":"Chief Executive Officer","crd":"1852214"},{"name":"Sarah Parker","title":"President","crd":"5128945"},{"name":"Michael Coluzzi","title":"Chief Financial Officer","crd":"7359363"},{"name":"James Hadaway","title":"Chief Compliance Officer","crd":"3070075"}],"ownership":[{"label":"Rocky Mountain Employee Benefits, Inc","detail":"Owner in the 75% or more ownership band and a control person, since January 2010."},{"label":"Fiduciary Services Group, LLC","detail":"Indirect owner: a member of PCS Retirement, LLC in the 75% or more band and a control person, since January 2021.","parent":"PCS Retirement, LLC"},{"label":"FSG Parent, Inc.","detail":"Indirect owner: a member of Fiduciary Services Group, LLC in the 75% or more band, since March 2024.","parent":"Fiduciary Services Group, LLC"},{"label":"PCS Buyer, Inc.","detail":"Indirect owner: a stockholder of FSG Parent, Inc. in the 75% or more band, since November 2025.","parent":"FSG Parent, Inc."},{"label":"PCS Midco, Inc.","detail":"Indirect owner: a stockholder of PCS Buyer, Inc. in the 75% or more band, since March 2024.","parent":"PCS Buyer, Inc."},{"label":"PCS Intermediate, Inc.","detail":"Indirect owner: a stockholder of PCS Midco, Inc. in the 75% or more band, since March 2024.","parent":"PCS Midco, Inc."},{"label":"PCS Topco, Inc.","detail":"Indirect owner: a stockholder of PCS Intermediate, Inc. in the 75% or more band, since March 2024.","parent":"PCS Intermediate, Inc."},{"label":"FSG Parent, L.P.","detail":"Indirect owner: a stockholder of PCS Topco, Inc. in the 75% or more band and a control person, since March 2024.","parent":"PCS Topco, Inc."},{"label":"PCS Parent GP, LLC.","detail":"Indirect owner: general partner of FSG Parent, L.P., since March 2024.","parent":"FSG Parent, L.P."},{"label":"Lep PCS Co-Invest, LP","detail":"Indirect owner: a limited partner of FSG Parent, L.P. in the 50% to 75% band, since March 2024.","parent":"FSG Parent, L.P."},{"label":"Lee Equity Partners IV GP, LLC","detail":"Indirect owner: general partner of Lep PCS Co-Invest, LP, since March 2024.","parent":"Lep PCS Co-Invest, LP"},{"label":"PCS Retirement, LLC","detail":"Indirect owner: a owner of Rocky Mountain Employee Benefits, Inc in the 75% or more band, since March 2024.","parent":"Rocky Mountain Employee Benefits, Inc"}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":3,"privateResidences":3},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Utah","offices":1,"addresses":[{"street":"6975 S Union Park CTR, #644","city":"Cottonwood Heights","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"801-486-5069","stateRegisteredReps":3,"otherAdviserReps":1,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Portfolio management for pooled investment vehicles (other than investment companies)","Portfolio management for businesses (other than small businesses) or institutional clients","Pension consulting services","Selection of other advisers (including private fund managers)","Educational seminars/workshops"],"financialPlanningClients":"11-25","assetMix":[{"label":"Securities issued by registered investment companies or business development companies","percent":73},{"label":"Securities issued by pooled investment vehicles (other than registered investment companies)","percent":25},{"label":"Cash and cash equivalents","percent":2}],"privateFunds":0},"sources":{"adv1FilingDate":"31 August 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/131129/PDF/131129.pdf","brochureDate":null,"brochureUrl":null,"iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-21","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does ABG Consultants have?","answer":"ABG Consultants has 1,885 clients and manages $697 million for them, as of August 2026. They include 1,586 individual clients, 284 pension and profit-sharing plans, and 14 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 31 August 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does ABG Consultants offer?","answer":"ABG Consultants provides financial planning, portfolio management for individuals and small businesses, portfolio management for pooled vehicles, portfolio management for institutions, pension consulting, selecting other managers, and educational seminars.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does ABG Consultants use?","answer":"ABG Consultants’ separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $286M, Fidelity Brokerage Services LLC (Smithfield, RI), with $168M, Advisortrust (Sioux Falls, SD), with $98.9M and Savedaily (Costa Mesa, CA), with $97M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 31 August 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does ABG Consultants have?","answer":"ABG Consultants has 3 investment adviser representatives registered with state securities authorities, out of 4 employees, and 3 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 1 employee is a licensed insurance agent.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does ABG Consultants invest in?","answer":"At the end of its last fiscal year, ABG Consultants’ separately managed accounts held 73% registered funds (mutual funds, ETFs, BDCs), 25% pooled vehicles (private funds and similar) and 2% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns ABG Consultants?","answer":"ABG Consultants’ direct owner is Rocky Mountain Employee Benefits, Inc (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 31 August 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does ABG Consultants get paid?","answer":"ABG Consultants is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact ABG Consultants?","answer":"ABG Consultants’ main office is at 6975 S Union Park CTR, #644, Cottonwood Heights, UT 84047. Its phone number is 801-486-5069. Its website is consultabg.com.","source":"Form ADV Part 1A, Item 1.F, filed 31 August 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}