A.o. Wealth Advisory,llc provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, and educational seminars. Financial planning was provided to 251–500 clients last fiscal year.
A.o. Wealth Advisory,llc reports 311 clients. They include 238 individual clients, 60 high-net-worth individuals, and 13 pension and profit-sharing plans. Of its assets, 94.2% ($201M across 1,121 accounts) are managed with discretion; $12.3M across 3 accounts are not.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 77% | 37% |
| High-net-worth individuals | 19% | 56% |
| Pension and profit-sharing plans | 4% | 7% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 238 | $78.5M | 36.8% | $330K |
| High-net-worth individuals | 60 | $120M | 56.2% | $2M |
| Pension and profit-sharing plans | 13 | $14.9M | 7.0% | $1.15M |
| Total | 311 | $213M | 100% | $686K |
- Clients
- 238
- Regulatory AUM
- $78.5M
- AUM share
- 36.8%
- Avg. per client
- $330K
- Clients
- 60
- Regulatory AUM
- $120M
- AUM share
- 56.2%
- Avg. per client
- $2M
- Clients
- 13
- Regulatory AUM
- $14.9M
- AUM share
- 7.0%
- Avg. per client
- $1.15M
Total
- Clients
- 311
- Regulatory AUM
- $213M
- AUM share
- 100%
- Avg. per client
- $686K
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 251–500
A.o. Wealth Advisory,llc is paid through a percentage of assets under management, hourly charges and fixed fees (other than subscription fees). The reviewed brochures do not disclose an asset-based fee rate. Read the SEC-filed brochure. The brochure also prices one other service, listed under fee details.
Fee details and sources
Other fees
- Financial Planning and Consulting
- Financial planning and consulting carry a monthly service fee not exceeding $300, or consulting billed at an hourly rate of $300 on a fixed fee or retainer.
Adam Obrecht owns 75% or more of A.o. Wealth Advisory,llc. The leadership team of A.o. Wealth Advisory,llc includes Chief Compliance Officer Adam Obrecht. It has 7 employees, 4 of them in advisory roles.
Leadership
Adam ObrechtManaging Member and Chief Compliance Officer
Eric WilliamsPart Owner
Investment adviser representatives
4 representatives listed in the SEC register as of 9 October 2026.
Staff
- 7 employees
- 4 in advisory functions
- 4 state-registered reps
- 1 insurance agent
- Owns 75% or more of A.o. Wealth Advisory,llc
Adam Obrecht
Control person · since June 2017
- Owns 5% to 10% of A.o. Wealth Advisory,llc
Eric Williams
since January 2021
A.o. Wealth Advisory,llc’s regulatory assets grew 2.1× from $100M (March 2021) to $213M (February 2026); clients rose from 278 to 311 and employees from 2 to 7.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| February 2026 | $213M | 311 | 7 | 1 |
| July 2025 | $174M | 311 | 3 | 1 |
| March 2024 | $147M | 304 | 3 | 1 |
| February 2023 | $121M | 301 | 3 | 1 |
| May 2022 | $126M | 259 | 2 | 1 |
| March 2021 | $100M | 278 | 2 | 1 |
Besides its headquarters, A.o. Wealth Advisory,llc has 0 offices, with 1 listed address in Iowa.
Iowa · 1 listed address
- 2570 106th Street, Suite A, UrbandaleHQ
Contact and registration details
- Legal name
- A.o. Wealth Advisory,llc
- Headquarters
- 2570 106th Street, Suite A, Urbandale, IA 50322
- Website
- aowealthadvisory.com
- Phone
- 515-224-7849
- @ao-wealth-advisory
- SEC file
- 801-120730
- Structure
- Iowa LLC
- Fiscal year end
- December
A.o. Wealth Advisory,llc uses Charles Schwab ($192M) as custodian for its separately managed accounts. A.o. Wealth Advisory,llc has custody of $4.22M in client assets for 2 clients.
- Charles SchwabCharles Schwab & Co., Inc. · San Francisco, CA · $192M100%
At year end, A.o. Wealth Advisory,llc’s separately managed accounts were mostly in funds (84%).
What the accounts hold
- Stocks8%
- Funds84%
- Bonds2%
- U.S. government and agency bonds1%
- Investment grade corporate bonds1%
- Cash6%
- Other1%
- Variable annuity sub accounts1%
How many clients does A.o. Wealth Advisory,llc have?
A.o. Wealth Advisory,llc has 311 clients and manages $213 million for them, as of February 2026. They include 238 individual clients, 60 high-net-worth individuals, and 13 pension and profit-sharing plans.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 10 February 2026
What services does A.o. Wealth Advisory,llc offer?
A.o. Wealth Advisory,llc provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, and educational seminars.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
Which custodians does A.o. Wealth Advisory,llc use?
A.o. Wealth Advisory,llc’s separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $192M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 10 February 2026
How many financial advisors does A.o. Wealth Advisory,llc have?
A.o. Wealth Advisory,llc has 4 investment adviser representatives registered with state securities authorities, out of 7 employees, and 4 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 1 employee is a licensed insurance agent.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does A.o. Wealth Advisory,llc invest in?
At the end of its last fiscal year, A.o. Wealth Advisory,llc’s separately managed accounts held 84% registered funds (mutual funds, ETFs, BDCs), 8% exchange-traded equities, 6% cash and equivalents, 1% U.S. government and agency bonds, 1% investment grade corporate bonds and 1% other. The 1% other category is described as: Variable Annuity Sub Accounts.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns A.o. Wealth Advisory,llc?
A.o. Wealth Advisory,llc’s direct owners are Adam Obrecht (75% or more) and Eric Williams (5% to 10%).
Source: Form ADV Part 1A, Schedules A and B, filed 10 February 2026
How does A.o. Wealth Advisory,llc get paid?
A.o. Wealth Advisory,llc is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
Is A.o. Wealth Advisory,llc registered with the SEC?
Yes, A.o. Wealth Advisory,llc has been registered with the SEC as an investment adviser since 8 April 2021. Its CRD number is 288301 and its SEC file number is 801-120730.
Source: Form ADV Part 1A, Item 1, filed 10 February 2026; IAPD firm record
How do I contact A.o. Wealth Advisory,llc?
A.o. Wealth Advisory,llc’s main office is at 2570 106th Street, Suite A, Urbandale, IA 50322. Its phone number is 515-224-7849. Its website is aowealthadvisory.com.