3edge Asset Management provides financial planning, portfolio management for individuals and small businesses, portfolio management for investment companies, and portfolio management for institutions. Financial planning was provided to 51–100 clients last fiscal year.
3edge Asset Management reports 1,528 clients. They include 1,133 individual clients, 356 high-net-worth individuals and 14 charitable organizations. Of its assets, 99.6% ($1.94B across 2,199 accounts) are managed with discretion; $8.43M across 8 accounts are not. It advised 11 clients without assets under management last fiscal year.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 74% | 23% |
| High-net-worth individuals | 23% | 35% |
| Investment companies | <1% | 33% |
| Pension and profit-sharing plans | <1% | 2% |
| Charitable organizations | <1% | 4% |
| Other client typesCorporations and other businesses | <1% | 3% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 1,133 | $445M | 22.8% | $393K |
| High-net-worth individuals | 356 | $679M | 34.7% | $1.91M |
| Investment companies | 4 | $638M | 32.7% | $160M |
| Pension and profit-sharing plans | 9 | $40.3M | 2.1% | $4.48M |
| Charitable organizations | 14 | $85.2M | 4.4% | $6.08M |
| Corporations and other businesses | 12 | $65.9M | 3.4% | $5.49M |
| Total | 1,528 | $1.95B | 100% | $1.28M |
- Clients
- 1,133
- Regulatory AUM
- $445M
- AUM share
- 22.8%
- Avg. per client
- $393K
- Clients
- 356
- Regulatory AUM
- $679M
- AUM share
- 34.7%
- Avg. per client
- $1.91M
- Clients
- 4
- Regulatory AUM
- $638M
- AUM share
- 32.7%
- Avg. per client
- $160M
- Clients
- 9
- Regulatory AUM
- $40.3M
- AUM share
- 2.1%
- Avg. per client
- $4.48M
- Clients
- 14
- Regulatory AUM
- $85.2M
- AUM share
- 4.4%
- Avg. per client
- $6.08M
- Clients
- 12
- Regulatory AUM
- $65.9M
- AUM share
- 3.4%
- Avg. per client
- $5.49M
Total
- Clients
- 1,528
- Regulatory AUM
- $1.95B
- AUM share
- 100%
- Avg. per client
- $1.28M
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 11
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 51–100
3edge Asset Management charges 0.50%–0.80% a year for its Separately Managed Accounts. Each asset band is charged at its own rate. The fee is billed in arrears, is negotiable and requires an account of at least $500,000. The brochure also prices one other service, listed under fee details.
| Asset band | Annual rate |
|---|---|
| $0–$1M | 0.80% |
| $1M–$5M | 0.70% |
| $5M–$50M | 0.60% |
| $50M and above | 0.50% |
Fee details and sources
Other fees
- Non-Discretionary Advisory
- Non-discretionary advisory clients pay a flat 0.80% annual fee on the assets in their financial plan.
Stephen Cucchiaro owns 25% to 50% of 3edge Asset Management. Stephen Cucchiaro is CEO; the leadership team includes President Monica Chandra, Chief Investment Officer Eric Biegeleisen and Chief Operating Officer Kristi McDermott. It has 24 employees, 12 of them in advisory roles.
Leadership
- Stephen CucchiaroChief Executive Officer / Limited Partner
- Monica ChandraPresident/Limited Partner
- Kristi McDermottChief Compliance Officer / Chief Operating Officer / Limited Partner
- Eric BiegeleisenLimited Partner / Deputy Chief Investment Officer
- Jonathan CressyLimited Partner
- Defred Folts IIILimited Partner / Chief Investment Strategist
- Lawrence JulesLimited Partner, Head Trader
- Ashley KoedLimited Partner, Head of Operations & Client Service
- Robert PhillipsChief Technical Officer / Limited Partner
- Paul CucchiaroTrustee, Stephen J. Cucchiaro 2012 Irrevocable Trust Fbo Charlotte Ames
- Katherine GallowayTrustee, Stephen J. Cucchiaro 2012 Irrevocable Trust Fbo Charlotte Ames
Investment adviser representatives
15 representatives listed in the SEC register as of 9 October 2026.
- Eric Lawrence Biegeleisen
- Monica (NMN) Chandra
- Ryan Steven Connolly
- Jonathan Brook Cressy
- Stephen Joseph Cucchiaro
- Defred G Folts III
- Thomas Giardino
- Lawrence Laurent Jules
- Alireza Kandi
- Kevin Patrick Kenny
- Ashley Elizabeth Koed
- Kevin Joseph Latu
- Peter Briggs McManus
- Robert Edwin Phillips
- Amanda Christina Preston
Staff
- 24 employees
- 12 in advisory functions
- 12 state-registered reps
- 10 broker-dealer reps
- 1 soliciting firm
- Owns 25% to 50% of 3edge Asset Management, LP
Stephen Cucchiaro
Control person · since November 2015
- Owns 10% to 25% of 3edge Asset Management, LP
Robert Phillips
Control person · since November 2015
- Owns 10% to 25% of 3edge Asset Management, LP
Defred Folts III
Control person · since November 2015
- Owns 10% to 25% of 3edge Asset Management, LP
Monica Chandra
Control person · since January 2017
- Owns 5% to 10% of 3edge Asset Management, LP
Paul Cucchiaro
Control person · since February 2016
- Owns 5% to 10% of 3edge Asset Management, LP
Kristi McDermott
Control person · since November 2015
- Owns 5% to 10% of 3edge Asset Management, LP
Eric Biegeleisen
Control person · since January 2022
- Owns 5% to 10% of 3edge Asset Management, LP
Stephen J. Cucchiaro 2012 Irrevocable Trust Fbo Charlotte Ames
since November 2015
- Owns 5% to 10% of 3edge Asset Management, LP
Stephen J. Cucchiaro 2012 Irrevocable Trust Fbo Connor Bair-Cucchiaro
since November 2015
- Owns 5% to 10% of 3edge Asset Management, LP
Stephen J. Cucchiaro 2012
since November 2015
- Owns 5% to 10% of 3edge Asset Management, LP
Katherine Galloway
Control person · since May 2024
3edge Asset Management’s regulatory assets grew 1.7× from $1.15B (March 2021) to $1.95B (April 2026); clients rose from 413 to 1,528 and employees from 13 to 24.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| April 2026 | $1.95B | 1,528 | 24 | 9 |
| March 2025 | $1.66B | 1,374 | 21 | 6 |
| July 2024 | $1.33B | 1,516 | 19 | 5 |
| April 2023 | $1.33B | 1,505 | 18 | 3 |
| April 2022 | $1.37B | 1,306 | 13 | 2 |
| March 2021 | $1.15B | 413 | 13 | 2 |
Besides its headquarters, 3edge Asset Management has 8 offices (6 private residences, listed without an address), with 3 listed addresses in California, Florida and Massachusetts.
California · 1 listed address
- 6060 Center Drive, Los Angeles
Florida · 1 listed address
- 999 Vanderbilt Beach Road, Suite 200, NaplesHQ
Massachusetts · 1 listed address
- 225 Franklin Street, Boston
Contact and registration details
- Legal name
- 3edge Asset Management, LP
- Headquarters
- 999 Vanderbilt Beach Road, Suite 200, Naples, FL 34108
- Website
- 3edgeam.com
- Phone
- 844-903-3343
- @3edge-asset-management-lp
- SEC file
- 801-106982
- Structure
- Delaware limited partnership
- Fiscal year end
- December
3edge Asset Management uses Fidelity ($1.08B, 82%) and Charles Schwab ($236M, 18%) as custodians for its separately managed accounts. 3edge Asset Management has custody of $392M in client assets for 503 clients.
- FidelityFidelity Brokerage Services LLC · Smithfield, RI · $1.08B82%
- Charles SchwabCharles Schwab & Co., Inc. · San Francisco, CA · $236M18%
At year end, 3edge Asset Management’s separately managed accounts were mostly in funds (97%). Its reported 13F holdings for the quarter ended 30 June 2026 total $2.24B across 94 positions; the largest are SPDR Series Trust (19.2%), SPDR Series Trust (5.8%) and Harbor ETF Trust (5.7%).
What the accounts hold
- Funds97%
- Cash3%
Reported 13F holdings
- $2.24B
- Reported 13F value
- 94
- Positions
- 60.6%
- In the 10 largest
- +8.4%
- Value vs. prior quarter
- SPDR Series Trust · ST Str Blo 1 ETF19.2%
- SPDR Series Trust · ST Str P500etf5.8%
- Harbor ETF Trust · Comm All Wea ETF5.7%
- iShares TR · Core S&P500 ETF5.3%
- Franklin Templeton ETF TR · FTSE Japan ETF5.3%
- Global X Fds · 1 3 MO T BI ET4.5%
- iShares TR · 0-3 Mth Treasury4.2%
- Invesco Qqq TR · Unit Ser 13.9%
- iShares TR · 7-10 YR Trsy BD3.6%
- Vanguard Star Fds · VG TL Intl Stk F3.0%
Together, the ten largest are 60.6% of reported value.
How many clients does 3edge Asset Management have?
3edge Asset Management has 1,528 clients and manages $1.95 billion for them, as of April 2026. They include 1,133 individual clients, 356 high-net-worth individuals and 14 charitable organizations.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 7 April 2026
What services does 3edge Asset Management offer?
3edge Asset Management provides financial planning, portfolio management for individuals and small businesses, portfolio management for investment companies, and portfolio management for institutions.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does 3edge Asset Management charge?
3edge Asset Management charges 0.50%–0.80% a year for its Separately Managed Accounts. Each asset band is charged at its own rate. The fee is billed in arrears, is negotiable and requires an account of at least $500,000.
Which custodians does 3edge Asset Management use?
3edge Asset Management’s separately managed account assets are held at Fidelity Brokerage Services LLC (Smithfield, RI), with $1.08B and Charles Schwab & Co., Inc. (San Francisco, CA), with $236M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 7 April 2026
How many financial advisors does 3edge Asset Management have?
3edge Asset Management has 12 investment adviser representatives registered with state securities authorities, out of 24 employees, and 12 perform investment advisory functions. 10 employees are registered representatives of a broker-dealer and 0 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does 3edge Asset Management invest in?
At the end of its last fiscal year, 3edge Asset Management’s separately managed accounts held 97% registered funds (mutual funds, ETFs, BDCs) and 3% cash and equivalents.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Does 3edge Asset Management have a minimum investment?
Yes, 3edge Asset Management’s minimum account size for its Separately Managed Accounts is $500K.
Who owns 3edge Asset Management?
3edge Asset Management’s direct owners are Stephen Cucchiaro, Robert Phillips, Defred Folts III, Paul Cucchiaro, Kristi McDermott, Monica Chandra, Eric Biegeleisen, Stephen J. Cucchiaro 2012 Irrevocable Trust Fbo Charlotte Ames, Stephen J. Cucchiaro 2012 Irrevocable Trust Fbo Connor Bair-Cucchiaro, Stephen J. Cucchiaro 2012 and Katherine Galloway, each holding 50% or less.
Source: Form ADV Part 1A, Schedules A and B, filed 7 April 2026
How does 3edge Asset Management get paid?
3edge Asset Management is paid through a percentage of assets under management. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
Is 3edge Asset Management registered with the SEC?
Yes, 3edge Asset Management has been registered with the SEC as an investment adviser since 28 December 2015. Its CRD number is 282059 and its SEC file number is 801-106982.
Source: Form ADV Part 1A, Item 1, filed 7 April 2026; IAPD firm record
How do I contact 3edge Asset Management?
3edge Asset Management’s main office is at 999 Vanderbilt Beach Road, Suite 200, Naples, FL 34108. Its phone number is 844-903-3343. Its website is 3edgeam.com.