Steven Toto has been President/CCO of Ethos Capital Management since February 2021, is a control person of the firm and directly owns between 25% and 50% of it.
Ethos Capital Management, Inc. is a Newtown, PA firm with $155M under management, 181 clients and 4 advisers across 3 offices, as of its April 2026 filing.
Steven J. Toto is Chief Executive Officer / Managing Partner / Investment Advisor Representative of Ethos Capital Management, Inc. He began his financial services career in 1987 and founded his own firm in 2002. At Ethos Capital Management he works with clients who have completed the planning process and are ready to implement tax-conscious asset management solutions.
Steven Toto’s longest registration was 6 years at The Retirement Group, LLC (2011–2018). Before joining Ethos Capital Management in 2021, Steven Toto was registered through Ae Wealth Management, LLC and The Retirement Group, LLC.
- Ae Wealth Management, LLC– · 3 yearsNewtown, PA · Adviser representative · Firm CRD 282580
- The Retirement Group, LLC– · 6 yearsYardley, PA · Adviser representative · Firm CRD 148296
- LPL Financial LLC– · under a yearNewtown, PA · Adviser representative · Firm CRD 6413
- Qa3 Financial LLC– · 3 yearsNewton, PA · Adviser representative · Firm CRD 104957
- Ing Financial Partners, Inc– · 2 yearsNewtown, PA · Adviser representative · Firm CRD 2882
- Esi Financial Advisors– · 1 yearNewtown, PA · Adviser representative · Firm CRD 265
- New England Securities Corporation– · under a yearWayne, PA · Adviser representative · Firm CRD 615
Professional designations
Listed by Ethos Capital Management
- CFP®
Investment adviser representative registrations
Steven Toto is registered as an investment adviser representative in 3 states, as a resident of Texas. The first approvals date from May 2021; the most recent is Texas, in May 2026.
- New JerseySince 19 May 2021
- PennsylvaniaSince 17 May 2021
- TexasResidentSince 8 May 2026
Examinations
| Exam | Name | Passed |
|---|---|---|
| Series 24 | General Securities Principal Examination | 25 March 2024 |
| Series 7TO | General Securities Representative Examination | 25 March 2024 |
| Series 6TO | Investment Company Products/Variable Contracts Representative Examination | 25 March 2024 |
| SIE | Securities Industry Essentials Examination | Credited |
| Series 65 | Uniform Investment Adviser Law Examination | 12 July 2001 |
| Series 7 | General Securities Representative Examination | 22 June 2000 |
| Series 63 | Uniform Securities Agent State Law Examination | 27 March 1995 |
| Series 6 | Investment Company Products/Variable Contracts Representative Examination | 24 July 1987 |
- Name
- General Securities Principal Examination
- Name
- General Securities Representative Examination
- Name
- Investment Company Products/Variable Contracts Representative Examination
- Name
- Securities Industry Essentials Examination
- Name
- Uniform Investment Adviser Law Examination
- Name
- General Securities Representative Examination
- Name
- Uniform Securities Agent State Law Examination
- Name
- Investment Company Products/Variable Contracts Representative Examination
- Full name
- Steven Joseph Toto
- CRD
- 1698379
- Firm
- Ethos Capital Management · CRD 313145
- Role
- President/CCO
- Registration
- Investment adviser registration
- In the industry since
- August 1987
- Disciplinary history
- Not yet shown here · SEC record
- Firm bio
- ethoscapitalmgt.com
Where does Steven Toto work?
Steven Toto has been President/CCO of Ethos Capital Management, Inc. since February 2021, and is a control person of the firm.
Is Steven Toto a financial advisor?
Yes. Steven Toto has a current investment-adviser registration in New Jersey, Pennsylvania and Texas, through Ethos Capital Management since May 2021.
How many years of experience does Steven Toto have?
Steven Toto has 39 years in the financial industry, since August 1987, across 8 adviser firms.
What exams has Steven Toto passed?
Steven Toto has passed 7 licensing exams: the Series 6, Series 63, Series 7, Series 65, Series 24, Series 7TO and Series 6TO. The earliest, the Series 6, was passed in July 1987. FINRA credited Steven Toto with the SIE, which began in October 2018.
Where did Steven Toto work before Ethos Capital Management?
Before Ethos Capital Management, Steven Toto was registered through The Retirement Group, LLC, November 2011 to March 2018; LPL Financial LLC, February 2011 to November 2011; Qa3 Financial LLC, May 2007 to February 2011; Ing Financial Partners, Inc, September 2004 to May 2007; Esi Financial Advisors, November 2002 to September 2004; New England Securities Corporation, June 2002 to September 2002.
Is Steven Toto registered with FINRA?
No. Steven Toto has no current broker registration.
Is Steven Toto a CFP?
Ethos Capital Management lists Steven Toto with the CFP credential (“CFP®”) on its website. CFP Board confirms certification status.
How can I verify Steven Toto’s record?
Search CRD 1698379 on the SEC’s adviser search (adviserinfo.sec.gov), which publishes Steven Toto’s full registration record.