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Stephen Kairies, portrait

Stephen Kairies

Founder at Access Financial Services in Minneapolis, MN

Investment adviser registrationUpdated

Stephen Kairies is Founder of Access Financial Services, Inc., an investment adviser managing $438M, and works from its Minneapolis, MN office. Stephen Kairies has been registered as an investment adviser representative through Access Financial Services since 15 January 2014, has 19 years in the industry across 2 firms and has passed the Series 1, Series 63 and Series 65.

19
Years in industry
12
Years at firm
2
Adviser firms
1
States registered

From the IAPD record, checked 22 October 2026SEC record

Career

Stephen Kairies has been Founder of Access Financial Services since June 1990, is a control person of the firm and directly owns between 25% and 50% of it. Stephen Kairies studied at the University of Minnesota.

Access Financial Services, Inc. is a Minneapolis, MN firm with $438M under management, 322 clients and 4 advisers in one office, as of its February 2026 filing.

Stephen E. Kairies is Founder of Access Financial Services, Inc., based in Bloomington, MN. He has over 40 years of experience in the financial services industry and is a former United States Army Officer. His practice serves business owners, executives, physicians, dental professionals and their families and is built on trusting relationships within families.

Stephen Kairies’ longest registration is the current one, 12 years at Access Financial Services since 2014. Before joining Access Financial Services in 2014, Stephen Kairies was registered through FSC Securities Corporation.

  1. – present · 12 years
    Minneapolis, MN · Adviser representative · Firm CRD 115361
  2. FSC Securities Corporation
    – · 6 years
    Minneapolis, MN · Adviser representative · Firm CRD 7461
  3. FSC Securities Corporation
    – · under a year
    Minneapolis, MN · Adviser representative · Firm CRD 7461

Credentials and registrations

Professional designations

Listed by Access Financial Services

  • Chartered Life Underwriter (CLU®)
  • Chartered Financial Consultant (ChFC®)

Investment adviser representative registrations

Stephen Kairies is registered as an investment adviser representative in Minnesota, since January 2014.

  • MinnesotaSince 15 January 2014

Examinations

SIECredited
Name
Securities Industry Essentials Examination
Series 6526 March 2004
Name
Uniform Investment Adviser Law Examination
Series 6312 March 1984
Name
Uniform Securities Agent State Law Examination
Series 126 October 1972
Name
Registered Representative Examination

Key facts

Full name
Stephen Edward Kairies
CRD
263206
Firm
Access Financial Services · CRD 115361
Role
Founder
Office
1650 WEST 82ND STREET, SUITE 850, Minneapolis, MN 55431
Registration
Investment adviser registration
In the industry since
August 2007
Disciplinary history
Not yet shown here · SEC record

Common questions

Where does Stephen Kairies work?

Stephen Kairies has been Founder of Access Financial Services, Inc. since June 1990, and is a control person of the firm.

Source: Form ADV, Schedule A, filed 12 February 2026

Is Stephen Kairies a financial advisor?

Yes. Stephen Kairies has a current investment-adviser registration in Minnesota, through Access Financial Services since January 2014.

Source: IAPD individual record, checked 22 October 2026

How many years of experience does Stephen Kairies have?

Stephen Kairies has 19 years in the financial industry, since August 2007, across 2 adviser firms.

Source: IAPD individual record, checked 22 October 2026

What exams has Stephen Kairies passed?

Stephen Kairies has passed 3 licensing exams: the Series 1, Series 63 and Series 65. The earliest, the Series 1, was passed in October 1972. FINRA credited Stephen Kairies with the SIE, which began in October 2018.

Source: IAPD individual record, checked 22 October 2026

Where did Stephen Kairies work before Access Financial Services?

Before Access Financial Services, Stephen Kairies was registered through FSC Securities Corporation, August 2007 to November 2007.

Source: IAPD individual record, checked 22 October 2026

Where is Stephen Kairies based?

Stephen Kairies’ registered office is in Minneapolis, MN.

Source: IAPD individual record, checked 22 October 2026

Is Stephen Kairies registered with FINRA?

No. Stephen Kairies has no current broker registration.

Source: IAPD individual record, checked 22 October 2026

How can I verify Stephen Kairies’ record?

Search CRD 263206 on the SEC’s adviser search (adviserinfo.sec.gov), which publishes Stephen Kairies’ full registration record.

Source: IAPD individual record, checked 22 October 2026

Leadership at Access Financial Services

Sources

  1. IAPD individual record, CRD 263206, checked 22 October 2026. Registration status, employment history and examinations.
  2. Form ADV Part 1A, Schedules A and B of Access Financial Services, Inc., filed 12 February 2026. Title, control and ownership bands.
  3. Access Financial Services team page. Biography, education, credentials, awards and the portrait, reproduced for identification.