Ryan Ponsford has been an investment adviser representative at Carmel Capital Partners since November 2023, and is not listed among the firm’s executive officers or direct owners. Ryan Ponsford holds an MBA in Leading Organizations from Johns Hopkins Carey School of Business and a Degree in Industrial-Organizational Psychology from Point Loma Nazarene University.
Carmel Capital Partners, LLC is a San Diego, CA firm with $434M under management, 263 clients and 5 advisers across 5 offices, as of its March 2026 filing.
Ryan Ponsford is Wealth Advisor of Carmel Capital Partners. He has over two decades of experience in wealth management, real estate, business building and philanthropy. He founded and expanded the non-profit organization Main Street Philanthropy nationwide and is a co-founder of Gateway for Good, a public benefit corporation.
Ryan Ponsford’s longest registration was 8 years at 303 Advisors, LLC (2015–2023). Before joining Carmel Capital Partners in 2023, Ryan Ponsford was registered through 303 Advisors, LLC and The Financial Team, Inc.
- Carmel Capital Partners, LLCCurrent– present · 2 yearsSan Diego, CA · Adviser representative · Firm CRD 123907
- 303 Advisors, LLC– · 8 yearsSan Diego, CA · Adviser representative · Firm CRD 175231
- The Financial Team, Inc.– · under a yearCarlsbad, CA · Adviser representative · Firm CRD 141355
- United Planners' Financial Services of America A Limited Partner– · 1 yearSan Marcos, CA · Adviser representative · Firm CRD 20804
- Crosswind Advisory LLC– · 3 yearsSan Diego, CA · Adviser representative · Firm CRD 148042
- United Planners' Financial Services of America A Limited Partner– · 3 yearsSan Marcos, CA · Adviser representative · Firm CRD 20804
- Banc of America Investment Services, Inc.– · 3 yearsSan Diego, CA · Adviser representative · Firm CRD 16361
Investment adviser representative registrations
Ryan Ponsford is registered as an investment adviser representative in California, since November 2023.
- CaliforniaSince 20 November 2023
Examinations
| Exam | Name | Passed |
|---|---|---|
| SIE | Securities Industry Essentials Examination | Credited |
| Series 66 | Uniform Combined State Law Examination | 30 November 2002 |
| Series 63 | Uniform Securities Agent State Law Examination | 22 May 2001 |
| Series 7 | General Securities Representative Examination | 12 April 2001 |
- Name
- Securities Industry Essentials Examination
- Name
- Uniform Combined State Law Examination
- Name
- Uniform Securities Agent State Law Examination
- Name
- General Securities Representative Examination
- Full name
- Ryan Scott Ponsford
- CRD
- 4363535
- Firm
- Carmel Capital Partners · CRD 123907
- Office
- 5675 Ruffin Road, #300, San Diego, CA 92123
- Registration
- Investment adviser registration
- In the industry since
- October 2004
- Disciplinary history
- Not yet shown here · SEC record
- Firm bio
- carmelcapitalpartners.com
Where does Ryan Ponsford work?
Ryan Ponsford is an investment adviser representative registered through Carmel Capital Partners, LLC since November 2023, and is not listed among the firm’s executive officers or direct owners.
Is Ryan Ponsford a financial advisor?
Yes. Ryan Ponsford has a current investment-adviser registration in California, through Carmel Capital Partners since November 2023.
How many years of experience does Ryan Ponsford have?
Ryan Ponsford has 22 years in the financial industry, since October 2004, across 6 adviser firms.
What exams has Ryan Ponsford passed?
Ryan Ponsford has passed 3 licensing exams: the Series 7, Series 63 and Series 66. The earliest, the Series 7, was passed in April 2001. FINRA credited Ryan Ponsford with the SIE, which began in October 2018.
Where did Ryan Ponsford work before Carmel Capital Partners?
Before Carmel Capital Partners, Ryan Ponsford was registered through The Financial Team, Inc., March 2014 to December 2014; United Planners' Financial Services of America A Limited Partner, October 2011 to December 2012; Crosswind Advisory LLC, November 2008 to December 2011; United Planners' Financial Services of America A Limited Partner, April 2006 to December 2009; Banc of America Investment Services, Inc., December 2002 to March 2006.
Where is Ryan Ponsford based?
Ryan Ponsford’s registered office is in San Diego, CA.
Is Ryan Ponsford registered with FINRA?
No. Ryan Ponsford has no current broker registration.
How can I verify Ryan Ponsford’s record?
Search CRD 4363535 on the SEC’s adviser search (adviserinfo.sec.gov), which publishes Ryan Ponsford’s full registration record.
