Rachelle Kovacs has been an investment adviser representative at Adaptive Financial Consulting since May 2018, and is not listed among the firm’s executive officers or direct owners.
Adaptive Financial Consulting, LLC is a Beachwood, OH firm with $547M under management, 261 clients and 6 advisers across 4 offices, as of its March 2026 filing.
Rachelle Kovacs is Director of Financial Planning at Adaptive Financial Consulting, where she is responsible for developing customized financial plans and their ongoing maintenance. She has over 17 years of industry experience. Before joining Adaptive she was Director of Financial Planning at Stratos Wealth Partners, and earlier she held positions with UBS Financial Services and Sagemark Consulting.
Rachelle Kovacs’ longest registration is the current one, 8 years at Adaptive Financial Consulting since 2018. Before joining Adaptive Financial Consulting in 2018, Rachelle Kovacs was registered through Stratos Wealth Partners, LTD and LPL Financial Corporation.
- – present · 8 yearsBeachwood, OH · Adviser representative · Firm CRD 288185
- Stratos Wealth Partners, LTD– · 7 yearsBeachwood, OH · Adviser representative · Firm CRD 153184
- LPL Financial Corporation– · 2 yearsBeachwood, OH · Adviser representative · Firm CRD 6413
- UBS Financial Services Inc.– · under a yearCleveland, OH · Adviser representative · Firm CRD 8174
Professional designations
Listed by Adaptive Financial Consulting
- CERTIFIED FINANCIAL PLANNER™ (CFP®)
Investment adviser representative registrations
Rachelle Kovacs is registered as an investment adviser representative in Ohio, since May 2018.
- OhioSince 31 May 2018
Examinations
| Exam | Name | Passed |
|---|---|---|
| SIE | Securities Industry Essentials Examination | Credited |
| Series 66 | Uniform Combined State Law Examination | 12 September 2007 |
| Series 7 | General Securities Representative Examination | 10 August 2000 |
| Series 63 | Uniform Securities Agent State Law Examination | 21 December 1999 |
| Series 6 | Investment Company Products/Variable Contracts Representative Examination | 24 August 1999 |
- Name
- Securities Industry Essentials Examination
- Name
- Uniform Combined State Law Examination
- Name
- General Securities Representative Examination
- Name
- Uniform Securities Agent State Law Examination
- Name
- Investment Company Products/Variable Contracts Representative Examination
- Full name
- Rachelle Renee Kovacs
- CRD
- 3274439
- Firm
- Adaptive Financial Consulting · CRD 288185
- Office
- 3401 ENTERPRISE PARKWAY, SUITE 340, Beachwood, OH 44122
- Registration
- Investment adviser registration
- In the industry since
- January 2001
- Disciplinary history
- Not yet shown here · SEC record
- Firm bio
- adaptivefc.com
Where does Rachelle Kovacs work?
Rachelle Kovacs is an investment adviser representative registered through Adaptive Financial Consulting, LLC since May 2018, and is not listed among the firm’s executive officers or direct owners.
Is Rachelle Kovacs a financial advisor?
Yes. Rachelle Kovacs has a current investment-adviser registration in Ohio, through Adaptive Financial Consulting since May 2018.
How many years of experience does Rachelle Kovacs have?
Rachelle Kovacs has 25 years in the financial industry, since January 2001, across 4 adviser firms.
What exams has Rachelle Kovacs passed?
Rachelle Kovacs has passed 4 licensing exams: the Series 6, Series 63, Series 7 and Series 66. The earliest, the Series 6, was passed in August 1999. FINRA credited Rachelle Kovacs with the SIE, which began in October 2018.
Where did Rachelle Kovacs work before Adaptive Financial Consulting?
Before Adaptive Financial Consulting, Rachelle Kovacs was registered through Stratos Wealth Partners, LTD, August 2010 to February 2018; LPL Financial Corporation, December 2008 to December 2010; UBS Financial Services Inc., September 2007 to August 2008.
Where is Rachelle Kovacs based?
Rachelle Kovacs’ registered office is in Beachwood, OH.
Is Rachelle Kovacs registered with FINRA?
No. Rachelle Kovacs has no current broker registration.
Is Rachelle Kovacs a CFP?
Adaptive Financial Consulting lists Rachelle Kovacs with the CFP credential (“CERTIFIED FINANCIAL PLANNER™ (CFP®)”) on its website. CFP Board confirms certification status.
How can I verify Rachelle Kovacs’ record?
Search CRD 3274439 on the SEC’s adviser search (adviserinfo.sec.gov), which publishes Rachelle Kovacs’ full registration record.