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Michael Nichols

Investment adviser representative at FRA Wealth Management in O'Fallon, IL

Investment adviser registrationUpdated

Michael Nichols is an investment adviser representative at Fra Wealth Management LLC, an investment adviser managing $113M, and works from its O'Fallon, IL office. Michael Nichols has been registered through FRA Wealth Management since 19 May 2025, has 8 years in the industry across 3 firms and has passed the Series 7 and Series 66.

8
Years in industry
1
Years at firm
3
Adviser firms
4
States registered

From the IAPD record, checked 22 October 2026SEC record

Career

Michael Nichols has been an investment adviser representative at FRA Wealth Management since May 2025, and is not listed among the firm’s executive officers or direct owners.

Fra Wealth Management LLC is an O'Fallon, IL firm with $113M under management, 910 clients and 2 advisers in one office, as of its August 2026 filing.

Michael Nichols’ longest registration was 4 years at Wells Fargo Clearing Services, LLC (2017–2022). Before joining FRA Wealth Management in 2025, Michael Nichols was registered through Prudential Financial Planning Services and Wells Fargo Clearing Services, LLC.

  1. – present · 1 year
    O'Fallon, IL · Adviser representative · Firm CRD 284020
  2. Prudential Financial Planning Services
    – · under a year
    Swansea, IL · Adviser representative · Firm CRD 5685
  3. Wells Fargo Clearing Services, LLC
    – · 4 years
    St. Louis, MO · Adviser representative · Firm CRD 19616

Credentials and registrations

Investment adviser representative registrations

Michael Nichols is registered as an investment adviser representative in 4 states. The first approvals date from May 2025; the most recent is Missouri, in August 2025.

  • FloridaSince 7 August 2025
  • IllinoisSince 20 May 2025
  • MissouriSince 21 August 2025
  • TexasSince 19 May 2025

Examinations

SIECredited
Name
Securities Industry Essentials Examination
Series 6626 September 2017
Name
Uniform Combined State Law Examination
Series 72 September 2017
Name
General Securities Representative Examination

Key facts

Full name
Michael Lynn Nichols
CRD
6830659
Firm
FRA Wealth Management · CRD 284020
Office
805 W. HWY 50 STE. B, O'Fallon, IL 62269
Registration
Investment adviser registration
In the industry since
February 2018
Disciplinary history
Not yet shown here · SEC record

Common questions

Where does Michael Nichols work?

Michael Nichols is an investment adviser representative registered through Fra Wealth Management LLC since May 2025, and is not listed among the firm’s executive officers or direct owners.

Source: IAPD individual record, checked 22 October 2026

Is Michael Nichols a financial advisor?

Yes. Michael Nichols has a current investment-adviser registration in Florida, Illinois, Missouri and Texas, through FRA Wealth Management since May 2025.

Source: IAPD individual record, checked 22 October 2026

How many years of experience does Michael Nichols have?

Michael Nichols has 8 years in the financial industry, since February 2018, across 3 adviser firms.

Source: IAPD individual record, checked 22 October 2026

What exams has Michael Nichols passed?

Michael Nichols has passed 2 licensing exams: the Series 7 and Series 66. The earliest, the Series 7, was passed in September 2017. FINRA credited Michael Nichols with the SIE, which began in October 2018.

Source: IAPD individual record, checked 22 October 2026

Where did Michael Nichols work before FRA Wealth Management?

Before FRA Wealth Management, Michael Nichols was registered through Prudential Financial Planning Services, March 2022 to September 2022; Wells Fargo Clearing Services, LLC, September 2017 to April 2022.

Source: IAPD individual record, checked 22 October 2026

Where is Michael Nichols based?

Michael Nichols’ registered office is in O'Fallon, IL.

Source: IAPD individual record, checked 22 October 2026

Is Michael Nichols registered with FINRA?

No. Michael Nichols has no current broker registration.

Source: IAPD individual record, checked 22 October 2026

How can I verify Michael Nichols’ record?

Search CRD 6830659 on the SEC’s adviser search (adviserinfo.sec.gov), which publishes Michael Nichols’ full registration record.

Source: IAPD individual record, checked 22 October 2026

Leadership at FRA Wealth Management

Sources

  1. IAPD individual record, CRD 6830659, checked 22 October 2026. Registration status, employment history and examinations.
  2. Form ADV Part 1A, Schedules A and B of Fra Wealth Management LLC, filed 25 August 2026. Executive officers and direct owners; this person is not among them.