Karl Frank has been Manager and Chief Compliance Officer of A & I Financial Services since August 2004, is a control person of the firm and directly owns under 5% of it. Karl Frank holds a Master of Business Administration from the University of Denver, a Master of Science in Finance from the University of Denver and a Master of Arts in English from the University of Colorado at Boulder.
A & I Financial Services, LLC is a Lone Tree, CO firm with $560M under management, 518 clients and 9 advisers in one office, as of its April 2026 filing.
Karl Frank is President of A&I Wealth Management, a Colorado company that helps a small number of successful families grow and protect their investments and choose how they want to be taxed. He works with business owners in Denver, Englewood and Lone Tree, Colorado.
Karl Frank’s longest registration is the current one, 17 years at A & I Financial Services since 2009. Before joining A & I Financial Services in 2009, Karl Frank was registered through Geneos Wealth Management, Inc. and Sunamerica Securities, Inc.
- Geneos Wealth Management, Inc.Also current– present · 5 yearsLone Tree, CO · Adviser representative · Firm CRD 120894
- A & I Wealth ManagementCurrent– present · 17 yearsLone Tree, CO · Adviser representative · Firm CRD 148357
- Geneos Wealth Management, Inc.– · 5 yearsEnglewood, CO · Adviser representative · Firm CRD 120894
- Sunamerica Securities, Inc.– · under a yearCentennial, CO · Adviser representative · Firm CRD 20068
Professional designations
Listed by A & I Financial Services
- CERTIFIED FINANCIAL PLANNER™ (CFP®)
Investment adviser representative registrations
Karl Frank is registered as an investment adviser representative in 2 states. The first approvals date from January 2009; the most recent is Illinois, in October 2026.
- ColoradoSince 5 January 2009
- IllinoisSince 16 October 2026
Examinations
| Exam | Name | Passed |
|---|---|---|
| Series 52TO | Municipal Securities Representative Examination | 25 September 2025 |
| SIE | Securities Industry Essentials Examination | Credited |
| Series 53 | Municipal Securities Principal Examination | 11 March 2008 |
| Series 63 | Uniform Securities Agent State Law Examination | 16 July 2005 |
| Series 24 | General Securities Principal Examination | 18 November 2004 |
| Series 65 | Uniform Investment Adviser Law Examination | 23 September 2004 |
| Series 7 | General Securities Representative Examination | 23 April 2004 |
- Name
- Municipal Securities Representative Examination
- Name
- Securities Industry Essentials Examination
- Name
- Municipal Securities Principal Examination
- Name
- Uniform Securities Agent State Law Examination
- Name
- General Securities Principal Examination
- Name
- Uniform Investment Adviser Law Examination
- Name
- General Securities Representative Examination
- Full name
- Karl Fredrick Frank
- CRD
- 4769985
- Firm
- A & I Financial Services · CRD 148357
- Role
- Manager and Chief Compliance Officer
- Office
- 9605 KINGSTON COURT, SUITE 190, Lone Tree, CO 80112
- Registration
- Investment adviser and broker registrations
- In the industry since
- April 2004
- Disciplinary history
- Not yet shown here · SEC record · BrokerCheck
- Firm bio
- assetsandincome.com
Where does Karl Frank work?
Karl Frank has been Manager and Chief Compliance Officer of A & I Financial Services, LLC since August 2004, and is a control person of the firm.
Is Karl Frank a financial advisor?
Yes. Karl Frank has a current investment-adviser registration in Colorado and Illinois, through A & I Financial Services since January 2009.
How many years of experience does Karl Frank have?
Karl Frank has 22 years in the financial industry, since April 2004, across 3 adviser firms.
What exams has Karl Frank passed?
Karl Frank has passed 6 licensing exams: the Series 7, Series 65, Series 24, Series 63, Series 53 and Series 52TO. The earliest, the Series 7, was passed in April 2004. FINRA credited Karl Frank with the SIE, which began in October 2018.
Where did Karl Frank work before A & I Financial Services?
Before A & I Financial Services, Karl Frank was registered through Sunamerica Securities, Inc., October 2004 to January 2005.
Where is Karl Frank based?
Karl Frank’s registered office is in Lone Tree, CO.
Is Karl Frank registered with FINRA?
Yes. Karl Frank has a current broker registration, under CRD 4769985.
Source: FINRA BrokerCheck
Is Karl Frank a CFP?
A & I Financial Services lists Karl Frank with the CFP credential (“CERTIFIED FINANCIAL PLANNER™ (CFP®)”) on its website. CFP Board confirms certification status.
How can I verify Karl Frank’s record?
Search CRD 4769985 on the SEC’s adviser search (adviserinfo.sec.gov) and FINRA’s broker search (brokercheck.finra.org), which publish Karl Frank’s full registration record.