Julia Lembcke has been Managing Director of Urs Advisory since August 2017, is a control person of the firm and directly owns between 50% and 75% of it. Julia Lembcke holds a Bachelor of Science from the University of Florida.
Urs Advisory LLC is a Jupiter, FL firm with $200M under management, 173 clients and 4 advisers in one office, as of its September 2026 filing.
Julia Lembcke is Managing Director of URS Advisory, based in Jupiter, FL. She serves as Lead Planner, working with clients on a wide range of financial goals, and also contributes to the firm's portfolio management process. She has over 15 years of experience and shares financial topics on her YouTube channel, Retire With Julia.
Julia Lembcke’s longest registration is the current one, 8 years at Urs Advisory since 2018. Before joining Urs Advisory in 2018, Julia Lembcke was registered through Gradient Wealth Management and Gradient Advisors, LLC.
- Gradient Wealth Management– · 1 yearStuart, FL · Adviser representative · Firm CRD 127701
- Gradient Advisors, LLC– · 1 yearWest Palm Beach, FL · Adviser representative · Firm CRD 152665
Professional designations
Listed by Urs Advisory
- Certified Financial Planner® (CFP®)
- Chartered Financial Consultant® (ChFC®)
- Chartered Life Underwriter® (CLU)
Investment adviser representative registrations
Julia Lembcke is registered as an investment adviser representative in 2 states, as a resident of Texas. The first approvals date from January 2018; the most recent is Texas, in March 2025.
- FloridaSince 2 January 2018
- TexasResidentSince 3 March 2025
Examinations
| Exam | Name | Passed |
|---|---|---|
| Series 65 | Uniform Investment Adviser Law Examination | 2 May 2013 |
- Name
- Uniform Investment Adviser Law Examination
- Full name
- Julia Gilels Lembcke
- CRD
- 6430148
- Firm
- Urs Advisory · CRD 289892
- Role
- Managing Director
- Office
- 4425 N MILITARY TRAIL, SUITE 208, Jupiter, FL 33458
- Registration
- Investment adviser registration
- In the industry since
- February 2015
- Disciplinary history
- Not yet shown here · SEC record
- Firm bio
- ursadvisory.com
Where does Julia Lembcke work?
Julia Lembcke has been Managing Director of Urs Advisory LLC since August 2017, and is a control person of the firm.
Is Julia Lembcke a financial advisor?
Yes. Julia Lembcke has a current investment-adviser registration in Florida and Texas, through Urs Advisory since January 2018.
How many years of experience does Julia Lembcke have?
Julia Lembcke has 11 years in the financial industry, since February 2015, across 3 adviser firms.
What exams has Julia Lembcke passed?
Julia Lembcke passed the Series 65 in May 2013.
Where did Julia Lembcke work before Urs Advisory?
Before Urs Advisory, Julia Lembcke was registered through Gradient Wealth Management, November 2016 to December 2017; Gradient Advisors, LLC, February 2015 to November 2016.
Where is Julia Lembcke based?
Julia Lembcke’s registered office is in Jupiter, FL.
Is Julia Lembcke registered with FINRA?
No. Julia Lembcke has no current broker registration.
Is Julia Lembcke a CFP?
Urs Advisory lists Julia Lembcke with the CFP credential (“Certified Financial Planner® (CFP®)”) on its website. CFP Board confirms certification status.
How can I verify Julia Lembcke’s record?
Search CRD 6430148 on the SEC’s adviser search (adviserinfo.sec.gov), which publishes Julia Lembcke’s full registration record.
