Joel Top has been President of PlanWiser Financial since February 2019, is a control person of the firm and directly owns 75% or more of it.
Planwiser Financial, LLC is a Colorado Springs, CO firm with $169M under management, 224 clients and 2 advisers in one office, as of its October 2026 filing.
Joel Top’s longest registration was 12 years at Edward Jones (2007–2019). Before joining PlanWiser Financial in 2024, Joel Top was registered through Mutual Advisors, LLC and Edward Jones.
- Planwiser FinancialCurrent– present · 2 yearsColorado Springs, CO · Adviser representative · Firm CRD 331675
- Mutual Advisors, LLC– · 5 yearsColorado Springs, CO · Adviser representative · Firm CRD 167658
- Edward Jones– · 12 yearsColorado Springs, CO · Adviser representative · Firm CRD 250
Investment adviser representative registrations
Joel Top is registered as an investment adviser representative in 2 states. The first approvals date from August 2024; the most recent is Texas, in October 2024.
- ColoradoSince 21 August 2024
- TexasSince 31 October 2024
Examinations
| Exam | Name | Passed |
|---|---|---|
| SIE | Securities Industry Essentials Examination | Credited |
| Series 66 | Uniform Combined State Law Examination | 16 January 2007 |
| Series 63 | Uniform Securities Agent State Law Examination | 30 December 2004 |
| Series 7 | General Securities Representative Examination | 21 December 2004 |
- Name
- Securities Industry Essentials Examination
- Name
- Uniform Combined State Law Examination
- Name
- Uniform Securities Agent State Law Examination
- Name
- General Securities Representative Examination
- Full name
- Joel Robert Top
- CRD
- 4870706
- Firm
- PlanWiser Financial · CRD 331675
- Role
- President
- Office
- 3710 SINTON ROAD, SUITE 100, Colorado Springs, CO 80907
- Registration
- Investment adviser registration
- In the industry since
- December 2004
- Disciplinary history
- Not yet shown here · SEC record
Where does Joel Top work?
Joel Top has been President of Planwiser Financial, LLC since February 2019, and is a control person of the firm.
Is Joel Top a financial advisor?
Yes. Joel Top has a current investment-adviser registration in Colorado and Texas, through PlanWiser Financial since August 2024.
How many years of experience does Joel Top have?
Joel Top has 21 years in the financial industry, since December 2004, across 3 adviser firms.
What exams has Joel Top passed?
Joel Top has passed 3 licensing exams: the Series 7, Series 63 and Series 66. The earliest, the Series 7, was passed in December 2004. FINRA credited Joel Top with the SIE, which began in October 2018.
Where did Joel Top work before PlanWiser Financial?
Before PlanWiser Financial, Joel Top was registered through Edward Jones, January 2007 to February 2019.
Where is Joel Top based?
Joel Top’s registered office is in Colorado Springs, CO.
Is Joel Top registered with FINRA?
No. Joel Top has no current broker registration.
How can I verify Joel Top’s record?
Search CRD 4870706 on the SEC’s adviser search (adviserinfo.sec.gov), which publishes Joel Top’s full registration record.