Ethan Pepper has been Principal, CCO of Orchard City Wealth Management since January 2018, is a control person of the firm and directly owns under 5% of it. Ethan Pepper holds a Bachelor of Science in Business Administration with a concentration in Finance from San Jose State University.
Orchard City Wealth Management, LLC is a Los Gatos, CA firm with $116M under management, 55 clients and 1 adviser in one office, as of its May 2026 filing.
Ethan Pepper is Founder of Orchard City Wealth Management, LLC. He started the firm after years of working for registered investment advisory firms. He works with ultra-high-net-worth and high-net-worth clients and extends his services to families. He also has over a decade of tax preparation experience.
Ethan Pepper’s longest registration was 8 years at Wade Financial Advisory, Inc. (2007–2015). Before joining Orchard City Wealth Management in 2018, Ethan Pepper was registered through Wealth Architects, LLC and Wade Financial Advisory, Inc.
- – present · 8 yearsLos Gatos, CA · Adviser representative · Firm CRD 292274
- Wealth Architects, LLC– · 1 yearMountain View, CA · Adviser representative · Firm CRD 135373
- Wade Financial Advisory, Inc.– · 8 yearsCampbell, CA · Adviser representative · Firm CRD 108627
- Wells Fargo Investments, LLC– · 1 yearPalo Alto, CA · Adviser representative · Firm CRD 10582
Professional designations
Listed by Orchard City Wealth Management
- CERTIFIED FINANCIAL PLANNER™ (CFP®)
- Registered Life Planner (RLP®)
Investment adviser representative registrations
Ethan Pepper is registered as an investment adviser representative in Texas, as a resident of Texas, since March 2018.
- TexasResidentSince 1 March 2018
Examinations
| Exam | Name | Passed |
|---|---|---|
| Series 65 | Uniform Investment Adviser Law Examination | 2 November 2005 |
| Series 7 | General Securities Representative Examination | 11 November 2003 |
| Series 63 | Uniform Securities Agent State Law Examination | 23 May 2002 |
| Series 6 | Investment Company Products/Variable Contracts Representative Examination | 2 May 2002 |
- Name
- Uniform Investment Adviser Law Examination
- Name
- General Securities Representative Examination
- Name
- Uniform Securities Agent State Law Examination
- Name
- Investment Company Products/Variable Contracts Representative Examination
- CRD
- 4499498
- Firm
- Orchard City Wealth Management · CRD 292274
- Role
- Principal, CCO
- Office
- 987 UNIVERSITY AVENUE, SUITE 8, Los Gatos, CA 95032
- Registration
- Investment adviser registration
- In the industry since
- April 2006
- Disciplinary history
- Not yet shown here · SEC record
- Firm bio
- orchardcitywm.com
Where does Ethan Pepper work?
Ethan Pepper has been Principal, CCO of Orchard City Wealth Management, LLC since January 2018, and is a control person of the firm.
Is Ethan Pepper a financial advisor?
Yes. Ethan Pepper has a current investment-adviser registration in Texas, through Orchard City Wealth Management since February 2018.
How many years of experience does Ethan Pepper have?
Ethan Pepper has 20 years in the financial industry, since April 2006, across 4 adviser firms.
What exams has Ethan Pepper passed?
Ethan Pepper has passed 4 licensing exams: the Series 6, Series 63, Series 7 and Series 65. The earliest, the Series 6, was passed in May 2002.
Where did Ethan Pepper work before Orchard City Wealth Management?
Before Orchard City Wealth Management, Ethan Pepper was registered through Wealth Architects, LLC, November 2015 to November 2017; Wade Financial Advisory, Inc., January 2007 to November 2015; Wells Fargo Investments, LLC, November 2005 to November 2006.
Where is Ethan Pepper based?
Ethan Pepper’s registered office is in Los Gatos, CA.
Is Ethan Pepper registered with FINRA?
No. Ethan Pepper has no current broker registration.
Is Ethan Pepper a CFP?
Orchard City Wealth Management lists Ethan Pepper with the CFP credential (“CERTIFIED FINANCIAL PLANNER™ (CFP®)”) on its website. CFP Board confirms certification status.
How can I verify Ethan Pepper’s record?
Search CRD 4499498 on the SEC’s adviser search (adviserinfo.sec.gov), which publishes Ethan Pepper’s full registration record.