Cheryl Munoz has been President, CCO of Zephyr Investment Management since January 2013, is a control person of the firm and directly owns 75% or more of it. Cheryl Munoz holds an MBA in finance from Pepperdine University. Cheryl Munoz studied California State University at Northridge.
Zephyr Investment Management, Inc. is a Westlake Village, CA firm with $243M under management, 242 clients and 2 advisers across 2 offices, as of its March 2026 filing.
Cheryl Munoz is President and owner of Zephyr Investment Management, based in the Thousand Oaks/Westlake Village area. She has risen through the ranks of Zephyr since 1996 and became president in 2013. She assists individuals and businesses in growing their wealth by investing in the stock and bond markets.
Cheryl Munoz’s longest registration is the current one, 13 years at Zephyr Investment Management since 2013. Before joining Zephyr Investment Management in 2013, Cheryl Munoz was registered through Zephyr Investment Management.
- Osaic Wealth, Inc.Also current– present · 2 yearsWestlake Village, CA · Adviser representative · Firm CRD 23131
- FSC Securities Corporation– · 7 yearsWestlake Village, CA · Adviser representative · Firm CRD 7461
- Zephyr Wealth ManagementCurrent– present · 13 yearsWestlake Village, CA · Adviser representative · Firm CRD 166303
- Zephyr Investment Management– · 7 yearsWestlake Village, CA · Adviser representative · Firm CRD 108020
Professional designations
Listed by Zephyr Investment Management
- Chartered Financial Analyst Charterholder
Investment adviser representative registrations
Cheryl Munoz is registered as an investment adviser representative in 3 states. The first approvals date from February 2013; the most recent are Georgia and Washington, in November 2023.
- CaliforniaSince 27 February 2013
- GeorgiaSince 3 November 2023
- WashingtonSince 3 November 2023
Examinations
| Exam | Name | Passed |
|---|---|---|
| SIE | Securities Industry Essentials Examination | Credited |
| Series 24 | General Securities Principal Examination | 1 September 2005 |
| Series 65 | Uniform Investment Adviser Law Examination | 17 December 2004 |
| Series 7 | General Securities Representative Examination | 16 August 2004 |
| Series 63 | Uniform Securities Agent State Law Examination | 17 June 1999 |
| Series 6 | Investment Company Products/Variable Contracts Representative Examination | 21 January 1999 |
- Name
- Securities Industry Essentials Examination
- Name
- General Securities Principal Examination
- Name
- Uniform Investment Adviser Law Examination
- Name
- General Securities Representative Examination
- Name
- Uniform Securities Agent State Law Examination
- Name
- Investment Company Products/Variable Contracts Representative Examination
- Full name
- Cheryl Ann Munoz
- CRD
- 3136964
- Firm
- Zephyr Investment Management · CRD 166303
- Role
- President, CCO
- Office
- 3625 E. THOUSAND OAKS BLVD., SUITE 145, Westlake Village, CA 91362
- Registration
- Investment adviser and broker registrations
- In the industry since
- January 1999
- Disciplinary history
- Not yet shown here · SEC record · BrokerCheck
- Firm bio
- zephyrwm.com
Where does Cheryl Munoz work?
Cheryl Munoz has been President, CCO of Zephyr Investment Management, Inc. since January 2013, and is a control person of the firm.
Is Cheryl Munoz a financial advisor?
Yes. Cheryl Munoz has a current investment-adviser registration in California, Georgia and Washington, through Zephyr Investment Management since January 2013.
How many years of experience does Cheryl Munoz have?
Cheryl Munoz has 27 years in the financial industry, since January 1999, across 4 adviser firms.
What exams has Cheryl Munoz passed?
Cheryl Munoz has passed 5 licensing exams: the Series 6, Series 63, Series 7, Series 65 and Series 24. The earliest, the Series 6, was passed in January 1999. FINRA credited Cheryl Munoz with the SIE, which began in October 2018.
Where is Cheryl Munoz based?
Cheryl Munoz’s registered office is in Westlake Village, CA.
Is Cheryl Munoz registered with FINRA?
Yes. Cheryl Munoz has a current broker registration, under CRD 3136964.
Source: FINRA BrokerCheck
Is Cheryl Munoz a CFA charterholder?
Zephyr Investment Management lists Cheryl Munoz with the CFA credential (“Chartered Financial Analyst Charterholder”) on its website. CFA Institute confirms certification status.
How can I verify Cheryl Munoz’s record?
Search CRD 3136964 on the SEC’s adviser search (adviserinfo.sec.gov) and FINRA’s broker search (brokercheck.finra.org), which publish Cheryl Munoz’s full registration record.