Charles Ruff has been an investment adviser representative at Layline Advisors since December 2025, and is not listed among the firm’s executive officers or direct owners. Charles Ruff holds a Master's degree from Bayes Business School. Charles Ruff studied at Hamilton College.
Layline Advisors, LLC is a Rochester, NY firm with $131M under management, 121 clients and 3 advisers in one office, as of its January 2026 filing.
Charlie Ruff is Chief Investment Officer, Advisor of Layline Advisors, LLC, based in Rochester, NY. He began his career as an equity analyst for Federated Investors before moving into client communication and wealth advisory roles.
Charles Ruff’s longest registration was 3 years at Cobblestone Capital Advisors, LLC (2022–2025). Before joining Layline Advisors in 2025, Charles Ruff was registered through CAPTRUST and Cobblestone Capital Advisors, LLC.
- Layline AdvisorsCurrent– present · under a yearRochester, NY · Adviser representative · Firm CRD 285136
- CAPTRUST– · under a yearRochester, NY · Adviser representative · Firm CRD 175112
- Cobblestone Capital Advisors, LLC– · 3 yearsRochester, NY · Adviser representative · Firm CRD 108023
- Novem Group– · 2 yearsRochester, NY · Adviser representative · Firm CRD 158964
Professional designations
Listed by Layline Advisors
- Chartered Financial Analyst (CFA®)
Investment adviser representative registrations
Charles Ruff is registered as an investment adviser representative in New York, since December 2025.
- New YorkSince 19 December 2025
Examinations
No examinations are on Charles Ruff’s record.
- Full name
- Charles Edward Ruff
- CRD
- 7174900
- Firm
- Layline Advisors · CRD 285136
- Office
- 19 PRINCE ST., 3RD FLOOR, Rochester, NY 14607
- Registration
- Investment adviser registration
- In the industry since
- December 2019
- Disciplinary history
- Not yet shown here · SEC record
- Firm bio
- laylineadvisors.com
Where does Charles Ruff work?
Charles Ruff is an investment adviser representative registered through Layline Advisors, LLC since December 2025, and is not listed among the firm’s executive officers or direct owners.
Is Charles Ruff a financial advisor?
Yes. Charles Ruff has a current investment-adviser registration in New York, through Layline Advisors since December 2025.
How many years of experience does Charles Ruff have?
Charles Ruff has 6 years in the financial industry, since December 2019, across 4 adviser firms.
Where did Charles Ruff work before Layline Advisors?
Before Layline Advisors, Charles Ruff was registered through Novem Group, November 2019 to July 2022.
Where is Charles Ruff based?
Charles Ruff’s registered office is in Rochester, NY.
Is Charles Ruff registered with FINRA?
No. Charles Ruff has no current broker registration.
Is Charles Ruff a CFA charterholder?
Layline Advisors lists Charles Ruff with the CFA credential (“Chartered Financial Analyst (CFA®)”) on its website. CFA Institute confirms certification status.
How can I verify Charles Ruff’s record?
Search CRD 7174900 on the SEC’s adviser search (adviserinfo.sec.gov), which publishes Charles Ruff’s full registration record.

