Bernard Garrah has been Principal of Tempo Wealth since March 2025, is a control person of the firm and directly owns between 25% and 50% of it. Bernard Garrah holds a Bachelor's degree in Finance from Virginia Polytechnic Institute and State University.
Tempo Wealth, LLC is an Independence, OH firm with $804M under management, 853 clients and 5 advisers in one office, as of its March 2026 filing.
Bernie Garrah is Principal, Wealth Advisor of Tempo Wealth, based in Cleveland, Ohio, with over 29 years of experience in financial planning and wealth management. He specializes in working with executives from publicly traded and privately held companies across the United States on compensation plans, including incentive stock options, stock appreciation rights, long-term incentive plans, restricted stock units and deferred compensation. His practice emphasizes investment management, retirement income planning and tax reduction strategies.
Bernard Garrah’s longest registration was 17 years at MML Investors Services, LLC (2001–2019). Before joining Tempo Wealth in 2025, Bernard Garrah was registered through Cleveland Wealth, LLC and MML Investors Services, LLC.
- Cleveland Wealth, LLC– · 6 yearsCleveland, OH · Adviser representative · Firm CRD 282196
- MML Investors Services, LLC– · 17 yearsCleveland, OH · Adviser representative · Firm CRD 10409
Investment adviser representative registrations
Bernard Garrah is registered as an investment adviser representative in 3 states, as a resident of Texas. The first approvals date from May 2025; the most recent is Illinois, in September 2025.
- IllinoisSince 15 September 2025
- OhioSince 4 June 2025
- TexasResidentSince 30 May 2025
Examinations
| Exam | Name | Passed |
|---|---|---|
| SIE | Securities Industry Essentials Examination | Credited |
| Series 63 | Uniform Securities Agent State Law Examination | 25 March 1997 |
| Series 7 | General Securities Representative Examination | 8 July 1996 |
- Name
- Securities Industry Essentials Examination
- Name
- Uniform Securities Agent State Law Examination
- Name
- General Securities Representative Examination
- Full name
- Bernard Thomas Garrah
- CRD
- 2766301
- Firm
- Tempo Wealth · CRD 336316
- Role
- Principal
- Office
- 6133 ROCKSIDE ROAD, BUILDING II, SUITE 400, Independence, OH 44131
- Registration
- Investment adviser registration
- In the industry since
- September 1996
- Disciplinary history
- Not yet shown here · SEC record
- Firm bio
- tempowealth.com
Where does Bernard Garrah work?
Bernard Garrah has been Principal of Tempo Wealth, LLC since March 2025, and is a control person of the firm.
Is Bernard Garrah a financial advisor?
Yes. Bernard Garrah has a current investment-adviser registration in Illinois, Ohio and Texas, through Tempo Wealth since May 2025.
How many years of experience does Bernard Garrah have?
Bernard Garrah has 30 years in the financial industry, since September 1996, across 3 adviser firms.
What exams has Bernard Garrah passed?
Bernard Garrah has passed 2 licensing exams: the Series 7 and Series 63. The earliest, the Series 7, was passed in July 1996. FINRA credited Bernard Garrah with the SIE, which began in October 2018.
Where did Bernard Garrah work before Tempo Wealth?
Before Tempo Wealth, Bernard Garrah was registered through Cleveland Wealth, LLC, May 2019 to May 2025; MML Investors Services, LLC, August 2001 to May 2019.
Where is Bernard Garrah based?
Bernard Garrah’s registered office is in Independence, OH.
Is Bernard Garrah registered with FINRA?
No. Bernard Garrah has no current broker registration.
How can I verify Bernard Garrah’s record?
Search CRD 2766301 on the SEC’s adviser search (adviserinfo.sec.gov), which publishes Bernard Garrah’s full registration record.
