Zenith Solutions provides financial planning, portfolio management for individuals and small businesses, selecting other managers, and educational seminars. Financial planning was provided to 101–250 clients last fiscal year.
Zenith Solutions reports 325 clients. They include 267 individual clients, 31 high-net-worth individuals and 24 charitable organizations. Of its assets, 93.4% ($141M across 778 accounts) are managed with discretion; $9.96M across 11 accounts are not.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 82% | 22% |
| High-net-worth individuals | 10% | 37% |
| Charitable organizations | 7% | 41% |
| Corporations and other businesses | <1% | <1% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 267 | $32.5M | 21.5% | $122K |
| High-net-worth individuals | 31 | $55.8M | 37.0% | $1.8M |
| Charitable organizations | 24 | $61.6M | 40.8% | $2.57M |
| Corporations and other businesses | Fewer than 5 | $1.08M | 0.7% | $361K |
| Total | 325 | $151M | 100% | — |
- Clients
- 267
- Regulatory AUM
- $32.5M
- AUM share
- 21.5%
- Avg. per client
- $122K
- Clients
- 31
- Regulatory AUM
- $55.8M
- AUM share
- 37.0%
- Avg. per client
- $1.8M
- Clients
- 24
- Regulatory AUM
- $61.6M
- AUM share
- 40.8%
- Avg. per client
- $2.57M
- Clients
- Fewer than 5
- Regulatory AUM
- $1.08M
- AUM share
- 0.7%
- Avg. per client
- $361K
Total
- Clients
- 325
- Regulatory AUM
- $151M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 101–250
Zenith Solutions is paid through a percentage of assets under management, hourly charges and fixed fees (other than subscription fees). The reviewed brochures do not disclose an asset-based fee rate. Read the SEC-filed brochure. The brochure also prices 7 other services, listed under fee details.
Fee details and sources
Other fees
- Estate planning
- Estate planning preparation is up to $3,000, depending on the type of plan and its complexity; negotiable in some cases.
- Financial consultation
- A financial consultation is $550, with a quote given before the session.
- Hourly project work
- Project work beyond the pre-approved scope is billed hourly: $250 for a junior analyst and $500 for a senior director.
- Ongoing wealth planning
- Ongoing wealth planning fees are paid in advance, up to $1,000 per month; payment can move to quarterly on request.
- Project-based financial plan
- Project-based financial plans are priced from $2,000 to $10,000, collected at the start of the defined work.
- Retirement plan consulting
- Retirement plan consulting is a tiered percentage of plan assets: 1.00% up to $250,000, 0.80% to $2.5 million, 0.60% to $10 million.
- Speaking engagements
- Speaking engagements and educational workshops are $500 to $5,000 per engagement.
Jason Ray owns 25% to 50% of Zenith Solutions. The leadership team of Zenith Solutions includes President Jason Ray, Chief Operating Officer Partheev Shah and Chief Financial Officer Chelsea Ransom-Cooper. It has 11 employees, 9 of them in advisory roles.
Staff
- 11 employees
- 9 in advisory functions
- 9 state-registered reps
- 2 soliciting firms
- Owns 25% to 50% of Zenith Solutions, Inc.
Jason Ray
Control person · since May 2019
- Owns 25% to 50% of Zenith Solutions, Inc.
James Ray
Control person · since May 2019
- Owns 25% to 50% of Zenith Solutions, Inc.
Chelsea Ransom-Cooper
Control person · since January 2021
- Owns 10% to 25% of Zenith Solutions, Inc.
Partheev Shah
Control person · since June 2022
Zenith Solutions’ regulatory assets grew 1.9× from $81.6M (June 2024) to $151M (September 2026); clients rose from 216 to 325 and employees from 8 to 11. In 2024, Financial Life Focus ($379M in its last filing) joined it.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| Sep 2026September 2026 | $151M | 325 | 11 | 1 |
| Jun 2025June 2025 | $102M | 278 | 10 | 6 |
| Jun 2024June 2024 | $81.6M | 216 | 8 | 7 |
Firms that joined
20241 joined
- Financial Life FocusLast filed AUM $379M
Firms whose SEC withdrawal reports a sale to this firm, and deals reported in the press. Teams that moved without selling a registered firm may not appear.
Besides its headquarters, Zenith Solutions has 0 offices, with 1 listed address in 1 state.
Pennsylvania · 1 listed address
- 2400 Market St., Suite 216, PhiladelphiaHQ
Contact and registration details
- Legal name
- Zenith Solutions, Inc.
- Headquarters
- 2400 Market St., Suite 216, Philadelphia, PA 19103
- Website
- zenithwealth.partners
- Phone
- 484-278-1559
- @networthzenith
- SEC file
- 801-129630
- Structure
- Delaware corporation
- Fiscal year end
- December
Zenith Solutions’ named custodians for separately managed accounts are Charles Schwab ($89.3M, 62%) and Altruist ($54.6M, 38%). Zenith Solutions has custody of $23.6M for 5 clients.
- Charles SchwabCharles Schwab & Co., Inc. · San Francisco, CA · $89.3M62%
- AltruistAltruist Financial LLC · Culver City, CA · $54.6M38%
At year end, Zenith Solutions’ separately managed accounts were mostly in stocks (65%) and funds (26%). Its reported 13F holdings for the quarter ended 30 June 2026 total $110M across 84 positions; the largest are iShares Core S&P 500 ETF (10.8%), Impact Shares Naacp Minority Empowerment ETF (6.4%) and iShares Esg Advanced MSCI USA ETF (5.1%).
What the accounts hold
- Stocks65%
- Funds26%
- Bonds5%
- Investment grade corporate bonds4%
- State and local bonds1%
- Cash4%
How many clients does Zenith Solutions have?
Zenith Solutions has 325 clients and manages $151 million for them, as of September 2026. They include 267 individual clients, 31 high-net-worth individuals and 24 charitable organizations.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 30 September 2026
What services does Zenith Solutions offer?
Zenith Solutions provides financial planning, portfolio management for individuals and small businesses, selecting other managers, and educational seminars.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
Which custodians does Zenith Solutions use?
Zenith Solutions’ separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $89.3M and Altruist Financial LLC (Culver City, CA), with $54.6M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 30 September 2026
How many financial advisors does Zenith Solutions have?
Zenith Solutions has 9 investment adviser representatives registered with state securities authorities, out of 11 employees, and 9 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Zenith Solutions invest in?
At the end of its last fiscal year, Zenith Solutions’ separately managed accounts held 65% exchange-traded equities, 26% registered funds (mutual funds, ETFs, BDCs), 4% investment grade corporate bonds, 4% cash and equivalents and 1% state and local bonds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Zenith Solutions?
Zenith Solutions’ direct owners are Jason Ray, James Ray, Chelsea Ransom-Cooper and Partheev Shah, each holding 50% or less.
Source: Form ADV Part 1A, Schedules A and B, filed 30 September 2026
How does Zenith Solutions get paid?
Zenith Solutions is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Zenith Solutions?
Zenith Solutions’ main office is at 2400 Market St., Suite 216, Philadelphia, PA 19103. Its phone number is 484-278-1559. Its website is zenithwealth.partners.
