Young Richard C & Co provides financial planning and portfolio management for individuals and small businesses. Financial planning was provided to 1,000 clients last fiscal year.
Young Richard C & Co reports 813 clients. They include 505 high-net-worth individuals, 293 individual clients, and 8 pension and profit-sharing plans. Of its assets, 100.0% ($1.8B across 2,042 accounts) are managed with discretion.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 36% | 8% |
| High-net-worth individuals | 62% | 90% |
| Banking or thrift institutions | 0% | 0% |
| Pension and profit-sharing plans | <1% | 1% |
| Charitable organizations | 0% | 0% |
| Other client typesState or municipal government entities; Other investment advisers; Insurance companies; Sovereign wealth funds and foreign official institutions; Corporations and other businesses | <1% | <1% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 293 | $148M | 8.2% | $504K |
| High-net-worth individuals | 505 | $1.62B | 89.8% | $3.2M |
| Banking or thrift institutions | Fewer than 5 | $0 | 0.0% | — |
| Pension and profit-sharing plans | 8 | $22.4M | 1.2% | $2.8M |
| Charitable organizations | Fewer than 5 | $0 | 0.0% | — |
| State or municipal government entities | Fewer than 5 | $0 | 0.0% | — |
| Other investment advisers | Fewer than 5 | $0 | 0.0% | — |
| Insurance companies | Fewer than 5 | $0 | 0.0% | — |
| Sovereign wealth funds and foreign official institutions | Fewer than 5 | $0 | 0.0% | — |
| Corporations and other businesses | 7 | $13.7M | 0.8% | $1.96M |
| Total | 813 | $1.8B | 100% | — |
- Clients
- 293
- Regulatory AUM
- $148M
- AUM share
- 8.2%
- Avg. per client
- $504K
- Clients
- 505
- Regulatory AUM
- $1.62B
- AUM share
- 89.8%
- Avg. per client
- $3.2M
- Clients
- Fewer than 5
- Regulatory AUM
- $0
- AUM share
- 0.0%
- Avg. per client
- —
- Clients
- 8
- Regulatory AUM
- $22.4M
- AUM share
- 1.2%
- Avg. per client
- $2.8M
- Clients
- Fewer than 5
- Regulatory AUM
- $0
- AUM share
- 0.0%
- Avg. per client
- —
- Clients
- Fewer than 5
- Regulatory AUM
- $0
- AUM share
- 0.0%
- Avg. per client
- —
- Clients
- Fewer than 5
- Regulatory AUM
- $0
- AUM share
- 0.0%
- Avg. per client
- —
- Clients
- Fewer than 5
- Regulatory AUM
- $0
- AUM share
- 0.0%
- Avg. per client
- —
- Clients
- Fewer than 5
- Regulatory AUM
- $0
- AUM share
- 0.0%
- Avg. per client
- —
- Clients
- 7
- Regulatory AUM
- $13.7M
- AUM share
- 0.8%
- Avg. per client
- $1.96M
Total
- Clients
- 813
- Regulatory AUM
- $1.8B
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 1000
Young Richard C & Co charges 0.55%–0.80% a year for its Investment Supervisory Services. The fee is billed in arrears, is negotiable and requires an account of at least $500,000.
Fee details and sources
The Richard C. Young Family Trust owns 50% to 75% of Young Richard C & Co. The leadership team of Young Richard C & Co includes President Amy Evans and Chief Compliance Officer Christopher Stack. It has 14 employees, 8 of them in advisory roles.
Leadership
- Amy EvansSenior Vice President
- Christopher StackSenior Vice President / Chief Compliance Officer
- Matthew YoungPresident & CEO
- Richard YoungChairman
Investment adviser representatives
9 representatives listed in the SEC register as of 9 October 2026.
- Karen Susanne Curry
- Amy Lynn Evans
- Angela Garcia
- Justin Charles Silvia
- Edward James Smith
- Christopher John Stack
- Allison Katherine Young
- Matthew Alexander Young
- Richard Carlyle Young
Staff
- 14 employees
- 8 in advisory functions
- 8 state-registered reps
- Owns 50% to 75% of Young Richard C & Co LTD
The Richard C. Young Family Trust
Control person · since December 2012
- Owns 25% to 50% of Young Richard C & Co LTD
Richard Young
Control person · since November 1989
Young Richard C & Co’s regulatory assets grew from $1.29B (March 2021) to $1.8B (March 2026); clients rose from 701 to 813 and employees from 13 to 14.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| March 2026 | $1.8B | 813 | 14 | 2 |
| March 2025 | $1.56B | 797 | 13 | 2 |
| March 2024 | $1.43B | 801 | 13 | 2 |
| March 2023 | $1.36B | 824 | 14 | 2 |
| March 2022 | $1.43B | 759 | 13 | 2 |
| March 2021 | $1.29B | 701 | 13 | 2 |
Besides its headquarters, Young Richard C & Co has 1 office, with 2 listed addresses in Florida and Rhode Island.
Florida · 1 listed address
- 5150 Tamiami Trail North, Naples
Rhode Island · 1 listed address
- 98 William Street, NewportHQ
Contact and registration details
- Legal name
- Young Richard C & Co LTD
- Headquarters
- 98 William Street, Newport, RI 02840
- Website
- younginvestments.com
- Phone
- 401-849-2137
- @richard-c-young-co-ltd
- SEC file
- 801-35765
- Founded
- 1989
- Structure
- Rhode Island corporation
- Fiscal year end
- December
Young Richard C & Co uses Fidelity ($1.29B) as custodian for its separately managed accounts. Young Richard C & Co does not have custody of client assets.
- FidelityNational Financial Services LLC · Boston, MA · $1.29B100%
At year end, Young Richard C & Co’s separately managed accounts were mostly in stocks (55%) and bonds (21%). Its reported 13F holdings for the quarter ended 30 June 2026 total $1.36B across 101 positions; the largest are Micron Technology Inc. (5.5%), Dell Technologies Inc. (5.2%) and Caterpillar Inc. Del (3.9%).
What the accounts hold
- Stocks55%
- Funds19%
- Bonds21%
- Investment grade corporate bonds14%
- U.S. government and agency bonds7%
- Cash5%
Reported 13F holdings
- $1.36B
- Reported 13F value
- 101
- Positions
- 37.0%
- In the 10 largest
- +12.4%
- Value vs. prior quarter
- Micron Technology Inc.5.5%
- Dell Technologies Inc. · CL C5.2%
- Caterpillar Inc. Del3.9%
- World Gold TR · Sprd Gld Minis3.7%
- Broadcom Inc.3.6%
- Alphabet Inc. · Cap Stk CL A3.4%
- SPDR Gold Trust · Gold Shs3.2%
- Sterling Infrastructure Inc.3.1%
- Nvidia Corporation2.8%
- Amazon Com Inc.2.6%
Together, the ten largest are 37.0% of reported value.
How many clients does Young Richard C & Co have?
Young Richard C & Co has 813 clients and manages $1.8 billion for them, as of March 2026. They include 505 high-net-worth individuals, 293 individual clients, and 8 pension and profit-sharing plans.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 25 March 2026
What services does Young Richard C & Co offer?
Young Richard C & Co provides financial planning and portfolio management for individuals and small businesses.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Young Richard C & Co charge?
Young Richard C & Co charges 0.55%–0.80% a year for its Investment Supervisory Services. The fee is billed in arrears, is negotiable and requires an account of at least $500,000.
Which custodians does Young Richard C & Co use?
Young Richard C & Co’s separately managed account assets are held at National Financial Services LLC (Boston, MA), with $1.29B. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 25 March 2026
How many financial advisors does Young Richard C & Co have?
Young Richard C & Co has 8 investment adviser representatives registered with state securities authorities, out of 14 employees, and 8 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Young Richard C & Co invest in?
At the end of its last fiscal year, Young Richard C & Co’s separately managed accounts held 55% exchange-traded equities, 19% registered funds (mutual funds, ETFs, BDCs), 14% investment grade corporate bonds, 7% U.S. government and agency bonds and 5% cash and equivalents.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Does Young Richard C & Co have a minimum investment?
Yes, Young Richard C & Co’s minimum account size for its Investment Supervisory Services is $500K.
Who owns Young Richard C & Co?
Young Richard C & Co’s direct owners are Richard Young (25% to 50%) and the Richard C. Young Family Trust (50% to 75%).
Source: Form ADV Part 1A, Schedules A and B, filed 25 March 2026
How does Young Richard C & Co get paid?
Young Richard C & Co is paid through a percentage of assets under management. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
Is Young Richard C & Co registered with the SEC?
Yes, Young Richard C & Co has been registered with the SEC as an investment adviser since 3 January 1990. Its CRD number is 105866 and its SEC file number is 801-35765.
Source: Form ADV Part 1A, Item 1, filed 25 March 2026; IAPD firm record
How do I contact Young Richard C & Co?
Young Richard C & Co’s main office is at 98 William Street, Newport, RI 02840. Its phone number is 401-849-2137. Its website is younginvestments.com.