Xy Investment Solutions provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, and educational seminars. Financial planning was provided to 51–100 clients last fiscal year.
Xy Investment Solutions reports 796 clients. They include 539 individual clients, 182 high-net-worth individuals and 43 other investment advisers. Of its assets, 99.8% ($1.25B across 4,230 accounts) are managed with discretion; $3.03M across 32 accounts are not.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 68% | 51% |
| High-net-worth individuals | 23% | 24% |
| Pension and profit-sharing plans | 2% | 8% |
| Charitable organizations | 1% | <1% |
| Other investment advisers | 5% | 17% |
| Other client typesCorporations and other businesses | 1% | <1% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 539 | $638M | 50.9% | $1.18M |
| High-net-worth individuals | 182 | $301M | 24.0% | $1.65M |
| Pension and profit-sharing plans | 14 | $97.5M | 7.8% | $6.97M |
| Charitable organizations | 9 | $3.68M | 0.3% | $409K |
| Other investment advisers | 43 | $210M | 16.8% | $4.89M |
| Corporations and other businesses | 9 | $2.86M | 0.2% | $318K |
| Total | 796 | $1.25B | 100% | $1.57M |
- Clients
- 539
- Regulatory AUM
- $638M
- AUM share
- 50.9%
- Avg. per client
- $1.18M
- Clients
- 182
- Regulatory AUM
- $301M
- AUM share
- 24.0%
- Avg. per client
- $1.65M
- Clients
- 14
- Regulatory AUM
- $97.5M
- AUM share
- 7.8%
- Avg. per client
- $6.97M
- Clients
- 9
- Regulatory AUM
- $3.68M
- AUM share
- 0.3%
- Avg. per client
- $409K
- Clients
- 43
- Regulatory AUM
- $210M
- AUM share
- 16.8%
- Avg. per client
- $4.89M
- Clients
- 9
- Regulatory AUM
- $2.86M
- AUM share
- 0.2%
- Avg. per client
- $318K
Total
- Clients
- 796
- Regulatory AUM
- $1.25B
- AUM share
- 100%
- Avg. per client
- $1.57M
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 51–100
Xy Investment Solutions is paid through a percentage of assets under management, hourly charges and fixed fees (other than subscription fees); its fees and minimums are set out in its brochures on the SEC website.
Xy Planning Network LLC owns 75% or more of Xy Investment Solutions and is in turn owned by Robert Moore (50–75%) and Michael Kitces (25–50%). The leadership team of Xy Investment Solutions includes President Taylor Hain. It has 69 employees, 60 of them in advisory roles.
Staff
- 69 employees
- 60 in advisory functions
- 3 insurance agents
- 2 soliciting firms
- Owns 75% or more of Xy Investment Solutions, LLC
Xy Planning Network LLC
Control person · since November 2016
- Owns 50% to 75% of Xy Planning Network LLC
Robert Moore
Control person · since February 2014
- Owns 25% to 50% of Xy Planning Network LLC
Michael Kitces
Control person · since February 2014
Xy Investment Solutions’ regulatory assets grew 10.7× from $117M (June 2021) to $1.25B (September 2026); clients rose from 57 to 796 and employees from 5 to 69.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| Sep 2026September 2026 | $1.25B | 796 | 69 | 40 |
| Jul 2025July 2025 | $321M | 325 | 31 | 27 |
| May 2024May 2024 | $133M | 54 | 10 | 11 |
| Mar 2023March 2023 | $101M | 57 | 7 | 2 |
| Mar 2022March 2022 | $103M | 54 | 5 | 2 |
| Jun 2021June 2021 | $117M | 57 | 5 | 1 |
Besides its headquarters, Xy Investment Solutions has 39 offices (44 private residences, listed without an address), with 16 listed addresses across 14 states.
Georgia · 2 listed addresses
- (Thomas, Amelia - 2) 760 Old Roswell Road, Roswell
- (Harvard, Joel) 2483 Demere Road, St. Simons Island
Montana · 2 listed addresses
- 24 E. Main Street, BozemanHQ
- (Liegakos, David) 213 1st Street West, Polson
Alabama · 1 listed address
- (Biddle, Jesse) 2107 Gault Ave N, Fort Payne
Idaho · 1 listed address
- (Ball, Tamie) 453 Business Loop, Sugar City
Iowa · 1 listed address
- (Conley, Tyler) 6000 Grand Ave, Des Moines
Maryland · 1 listed address
- (Poon, Marianne) 4918 St. Elmo Ave, Bethesda
Michigan · 1 listed address
- (Johnson, Ryan 1) 77 Monroe Center St NW, Grand Rapids
Minnesota · 1 listed address
- (Fure, Johannes) 3800 American BLVD. West, Bloomington
Missouri · 1 listed address
- (Forrester, Andrew) 8112 Maryland Avenue, St. Louis
North Carolina · 1 listed address
- (Feehely, Charles) 4030 Wake Forest RD, Raleigh
North Dakota · 1 listed address
- (Baumgartner, Jeffrey) 222 E Main St, Mandan
Oregon · 1 listed address
- (Baim, Nathaniel) 11481 SW Hall BLVD, Tigard
Rhode Island · 1 listed address
- (Diamond, Patrick) 16 W Main St, North Kingstown
Virginia · 1 listed address
- (Flint, Kevin) 25 North Liberty Street, Harrisonburg
Other business names
Xy Investment Solutions has reported 61 other business names to the SEC.
- Adelphi LLC
- Adelphi Wealth Advisory
- Approach Financial
- Approach Financial Planning
- Ardent Guardian Wealth Advisory
- Best Investment Group LLC
- Birdie Retirement Planning
- Bright Women Financial
- Carolina Wealth Planners
- Charles Michael Financial
- Clear Skies Planning
- Clear Skies Planning & Wealth Strategies, Inc
Show all 61 names
- Conley Capital Management
- Delta Lake Wealth Management LLC
- Dove Valley Wealth Management
- Elation Wealth, LLC
- Empire Capital Ventures
- Empire Capital Wealth
- Equi Financial Planning
- Everant Wealth, LLC
- Evidentia Wealth Advisors
- Flint Financial Planning
- Forward Wealth Management
- Harvard Wealth Management
- Hoeven Wealth
- Hundred Financial Planning
- Intrepid Financial Services
- J.B. Wealth Strategies
- KCL Wealth Management
- Lighthouse Planning
- Merion Personal Finance
- Momentous Wealth Advisors
- Neponset River Wealth Strategies
- Onyx Financial
- Peace & Freedom Financial
- Purposeful Money
- Pursuit Planning & Investments, LLC
- Quiet Wealth
- Quinncore Financial, LLC
- Refresh Wealth
- Rudder Financial
- Scholar Financial
- Setzer Financial
- Stringer Asset Management, LLC
- Ten Ring Wealth Advisors
- Tenere Wealth Advisors
- The Crossroads
- The Green Group Wealth Management
- Trophy Point Financial Planning
- Turning Point Financial Life Planning
- Verbatim Financial
- Vita Wealth Management
- Vonera Wealth
- Vonera, LLC
- Wbi Advisory
- Wealth Management of Alabama
- Wealthpeace
- Windjammer Wealth
- Xyis
- Xypn Invest
- Xypn Sapphire
Contact and registration details
- Legal name
- Xy Investment Solutions, LLC
- Headquarters
- 24 E. Main Street, Bozeman, MT 59715
- Website
- Not reported
- Phone
- 360-301-7579
- @xy-investment-solutions
- SEC file
- 801-118916
- Structure
- Montana LLC
- Fiscal year end
- December
Xy Investment Solutions’ named custodians for separately managed accounts are Charles Schwab ($861M, 100%) and Altruist ($6, 0%). Xy Investment Solutions has custody of $1.25B for 787 clients.
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $861M100%
- AltruistAltruist Financial LLC · Culver City, CA · $60%
At year end, Xy Investment Solutions’ separately managed accounts were mostly in funds (78%) and stocks (14%).
What the accounts hold
- Stocks14%
- Funds78%
- Registered funds77%
- Pooled vehicles1%
- Bonds3%
- U.S. government and agency bonds1%
- State and local bonds1%
- Investment grade corporate bonds1%
- Cash7%
How many clients does Xy Investment Solutions have?
Xy Investment Solutions has 796 clients and manages $1.25 billion for them, as of September 2026. They include 539 individual clients, 182 high-net-worth individuals and 43 other investment advisers.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 16 September 2026
What services does Xy Investment Solutions offer?
Xy Investment Solutions provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, and educational seminars.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
Which custodians does Xy Investment Solutions use?
Xy Investment Solutions’ separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $861M and Altruist Financial LLC (Culver City, CA), with $6. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 16 September 2026
How many financial advisors does Xy Investment Solutions have?
Xy Investment Solutions has 0 investment adviser representatives registered with state securities authorities, out of 69 employees, and 60 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 3 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Xy Investment Solutions invest in?
At the end of its last fiscal year, Xy Investment Solutions’ separately managed accounts held 77% registered funds (mutual funds, ETFs, BDCs), 14% exchange-traded equities, 7% cash and equivalents, 1% U.S. government and agency bonds, 1% state and local bonds, 1% investment grade corporate bonds and 1% pooled vehicles (private funds and similar).
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Xy Investment Solutions?
Xy Investment Solutions is owned through a holding company by Robert Moore and Michael Kitces. Its direct owner is Xy Planning Network LLC (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 16 September 2026
How does Xy Investment Solutions get paid?
Xy Investment Solutions is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Xy Investment Solutions?
Xy Investment Solutions’ main office is at 24 E. Main Street, Bozeman, MT 59715. Its phone number is 360-301-7579.