Western Wealth Management provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, selecting other managers, and educational seminars. Financial planning was provided to 26–50 clients last fiscal year.
Western Wealth Management reports 11,253 clients. They include 7,747 individual clients, 3,272 high-net-worth individuals, and 109 pension and profit-sharing plans. Of its assets, 95.5% ($5.12B across 18,748 accounts) are managed with discretion; $239M across 525 accounts are not. A wrap fee program the firm both sponsors and manages holds $1.3B. Of its clients, 1% are outside the U.S. It advised 39 clients without assets under management last fiscal year.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 69% | 28% |
| High-net-worth individuals | 29% | 66% |
| Pension and profit-sharing plans | <1% | 3% |
| Charitable organizations | <1% | 2% |
| Corporations and other businesses | <1% | 1% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 7,747 | $1.49B | 27.8% | $192K |
| High-net-worth individuals | 3,272 | $3.55B | 66.2% | $1.08M |
| Pension and profit-sharing plans | 109 | $153M | 2.9% | $1.41M |
| Charitable organizations | 51 | $87.4M | 1.6% | $1.71M |
| Corporations and other businesses | 74 | $79.5M | 1.5% | $1.07M |
| Total | 11,253 | $5.36B | 100% | $476K |
- Clients
- 7,747
- Regulatory AUM
- $1.49B
- AUM share
- 27.8%
- Avg. per client
- $192K
- Clients
- 3,272
- Regulatory AUM
- $3.55B
- AUM share
- 66.2%
- Avg. per client
- $1.08M
- Clients
- 109
- Regulatory AUM
- $153M
- AUM share
- 2.9%
- Avg. per client
- $1.41M
- Clients
- 51
- Regulatory AUM
- $87.4M
- AUM share
- 1.6%
- Avg. per client
- $1.71M
- Clients
- 74
- Regulatory AUM
- $79.5M
- AUM share
- 1.5%
- Avg. per client
- $1.07M
Total
- Clients
- 11,253
- Regulatory AUM
- $5.36B
- AUM share
- 100%
- Avg. per client
- $476K
- Clients outside the U.S.
- 1%
- Clients advised without assets under management last fiscal year
- 39
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 26–50
Western Wealth Management charges up to 3.00% a year for its Comprehensive Portfolio Management. The fee is negotiable. The brochure also prices 4 other services, listed under fee details.
Fee details and sources
Other fees
- 529 Account Management
- Maximum fee of 0.65% per annum, billed quarterly in arrears on the value of each account.
- Financial Planning and Consulting
- Charged hourly from $100 to $1,000, or as a flat fee from $100 to $10,000, or on an ongoing fee basis; no retainer over $1,200 when services cannot be rendered within six months.
- Portfolio Monitoring
- Maximum annual fee of 0.3% of monitored assets, billed quarterly in advance and negotiable.
- Retirement Plan Consulting
- Fee structure is set case by case in the signed consulting agreement; the brochure states no rate.
Lisa Esslinger owns 25% to 50% of Western Wealth Management. The leadership team of Western Wealth Management includes Chief Compliance Officer Kara Jett. It has 98 employees, 95 of them in advisory roles.
Leadership
- Kara JettChief Compliance Officer
- Lisa EsslingerDirector of Branch Development/Partner
- Julie GaffneyDirector of Accounting & Registrations
- Benjamen RothwellDirector of RIA Compliance
- Caden RussellAdministrative Specialist & Partner
Investment adviser representatives
113 representatives listed in the SEC register as of 9 October 2026.
- Kenneth Christopher Acampora
- Guillermo Davis Adame
- Michael S Akins
- Aaron Paul Bagully
- Ali Barghelame
- Shane Shirley Bartholomew
- Gregory Beal
- Samuel Lee Berdine
- Ross Edward Billows
- Edwin S Blanchard II
- Diana Lynne Bobka
- Bryan P Boll
- Amy Jo Bouchie
- Julia V Bourlakov
- Christopher Paul Bruhl
- Melissa Ann Busso
- Christine M Callaway
- Michael L Chevalier
- Matthew A Cichocki
- Ryan Joseph Cirasiello
- Michael Anthony Coleman
- M Katharine Collins
- Matthew James Connell
- David Christopher Connelly
- Benita Creacy
- Timothy Neil Criss
- M. Shannon Dana
- Kimber Elizabeth DeLoia
- William R. Douglas
- Kenneth Charles Duncan
- Mark S Durant
- Steven Michael Ehnstrom
- Daniel David Ellis
- Teddy R Ezzell III
- William Ellison Fairley
- Deborah Sue Frank
- Phoenix Frank
- Van Alan Freeman
- Daniella Friend
- Kyle Joseph Frush
- Mark Jonathan Fuhrman
- Lynn Marie Gill
- John Thomas Gilpin IV
- Anna Elizabeth Graff
- Colin James Green
- Stuart James Green
- Seth Jerome Gunderson
- Brent Devon Hablutzel
- Adam Watson Hall
- Jason Dean Hansen
- James Terence Hasson
- Richard Keith Hazelbaker
- Charles Edwin Hellums
- Bailey Hemming
- David Andrew Henderson
- Shelley Elizabeth Hertel
- Kip Cullen Hertzenberg
- Jeffrey William Hinkle
- Steven Ray Hinkle
- Bridget Anne Hommey
- Jeffrey Allan Hutcheson
- Gregory Scott Jackson
- Benjamin Joseph Jennings
- Chad C Jensen
- Mark Steven Johnson
- Jan Francis Jumet
- Patrick Allen Kent
- Krista L Kirby
- Maggie Merrill Kirchhoff
- Garry Ron Kirkland
- Levi Kevin Knutson
- Pete Michael Koury
- Aleda Sedgwick Kresge
- Rachel Lee Kuss
- Deana Christine Lehman
- Kathryn Ann Lizotte
- William Dietz Mako
- Gary Alan Mangelsdorf
- Brooke Lee Martinez
- Abby Marie Mason
- Michael David Massey
- Michael Devin McDonald
- Jeff McKenna
- Andrew David Miller
- Anthony J Mirenda
- John Edward Mumford
- James Michael Olson
- Jarred Olson
- Wade Arthur Olson
- Jesse Armand Pigoni
- Jared Alan Powell
- Katherine Preston
- Lynn Probst
- Jesse Lee Ramer
- Charles Edward Rhoades II
- David Elba Richey
- Forbes Michael Robinson
- Kevin Alex Rogers
- Nipapan Pamela Rosenblum
- Rebecca Elizabeth Ruane
- Michael James Schumar
- Marc Eliot Sloter
- Douglas Gordon Turner MR
- Tracy Renee Tutag
- Ronald Vincent Vermillion
- Derick Lance Volle
- Ashley N Whipple
- Justin Keith Whitsell
- Samuel I Winter
- Justin Leigh Wooley
- Johndavid Woolley
Staff
- 98 employees
- 95 in advisory functions
- 95 state-registered reps
- 79 broker-dealer reps
- 81 insurance agents
- 3 soliciting firms
- Owns 25% to 50% of Western Wealth Management LLC
Lisa Esslinger
Control person · since September 2022
- Owns 25% to 50% of Western Wealth Management LLC
Caden Russell
Control person · since September 2022
- Owns 10% to 25% of Western Wealth Management LLC
Kara Jett
Control person · since September 2022
Western Wealth Management’s regulatory assets grew 2.9× from $1.87B (May 2021) to $5.36B (June 2026); clients rose from 5,469 to 11,253 and employees from 73 to 98.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| June 2026 | $5.36B | 11,253 | 98 | 41 |
| April 2025 | $3.94B | 8,964 | 91 | 41 |
| March 2024 | $3.25B | 8,271 | 112 | 41 |
| March 2023 | $2.59B | 7,588 | 153 | 41 |
| March 2022 | $2.64B | 7,057 | 82 | 41 |
| May 2021 | $1.87B | 5,469 | 73 | 41 |
Besides its headquarters, Western Wealth Management has 40 offices (14 private residences, listed without an address), with 42 listed addresses across 8 states.
Colorado · 30 listed addresses
- 14143 Denver Pkwy.,, Ste 450, GoldenHQ
- 2505 Walnut Street, Boulder
- 137 E Main St., Edwards
- 340 E. 1st Avenue, Broomfield
- 5255 Ronald Reagan BLVD., Johnstown
- 109 Coronado Court, Fort Collins
- 14143 Denver West Parkway, Golden
- 1047 E 15th Ave., Broomfield
- 1565 County RD. 150, Elizabeth
- 277 E 3rd Ave, Durango
- 1355 S Colorado BLVD Suite 406, Denver
- 332 Broadway Ave., Pueblo
- 6747 Taft St., Arvada
- 400 Inverness Pkwy, Englewood
- 10600 W. Alameda Ave., Lakewood
- 2229 S. Joliet Way, Aurora
- 211 Midland Avenue Suite 202, Basalt
- 357 S. McCaslin BLVD., Louisville
- 1100 W. 120th Ave., Broomfield
- 3710 Main Avenue, Durango
- 5251 DTC Pkwy, Greenwood Village
- 26 Garden Center 3-B, Broomfield
- 1615 Platte St., Denver
- 1546 Williams St., Denver
- 4450 Arapahoe Ave., Boulder
- 19755 E. Pikes Peak Ave. #204, Parker
- 7800 East Union Ave, Denver
- 7505 Village Square Drive, Castle Pines
- 9305 West Alameda Ave., Lakewood
- 1309 E. 3rd Ave., Durango
Texas · 3 listed addresses
- 101 Summit Ave., Fort Worth
- 503 Cottonwood, Glen Rose
- 1900 Country Club Drive, Mansfield
Arizona · 2 listed addresses
- 351 Bay Ridge RD., Lakeview
- 4909 N. Woodmere Fairway, Scottsdale
Oregon · 2 listed addresses
- 11050 Se 105th Ave., Happy Valley
- 12725 SW Millikan Way Suite 300, Beaverton
Utah · 2 listed addresses
- 43 S. 100 E. #300, St George
- 912 W. 1600 S., Saint George
California · 1 listed address
- 970 Reserve DR., Roseville
Indiana · 1 listed address
- 1112 S.e. 1st Street, Evansville
Kentucky · 1 listed address
- 4500 Bowling BLVD. #100, Louisville
Other business names
Western Wealth Management has reported 58 other business names to the SEC.
- Advanced Divorce Solutions, LLC
- Affinity Wealth Management Group
- Allocated Financial Planning
- Aprisent Financial Group
- Bagully Wealth Management
- Beyond Wealth Advisors
- Billows Financial
- Blanchard Wealth Management
- Bwa Financial
- Castle Pines Wealth Management Group
- Castle Rock Private Wealth LLC
- Clearfocus Wealth Advisors
Show all 58 names
- Cornerstone Wealth Management
- Creekstone Financial Consutling
- D. Frank & Associates
- DC & Associates, Inc.
- Deloia Wealth Management
- Dividend Wealth Advisors
- Durable Wealth Management
- Durango Financial Planning
- Explorent Wealth Management
- Ezzell Financial Group
- Fairley Wealth Management
- Financial Dynamics LLC
- Financial Planning Concepts
- Fortunate Family Office
- Forward Financial Strategies
- Front Range Wealth Management
- Gaia Wealth Management
- Grenadier Financial
- Hasson Financial
- Investment & Retirement Center Located at Credit Union of Denver
- Investment Center Located at Credit Union of Colorado
- Jackson Financial Management
- Jumet Financial LLC
- Kennebec Wealth Management
- Living Your Wealth
- Longview Wealth Strategies
- Main Gate Asset Management LLC
- Mulberry Wealth Management
- New Horizons Financial Consultants
- New West Advisors
- Oakcrest Investment Services
- Paladin Wealth Management, LLC
- Peak One Financial
- Peak Wealth Advisors
- Populus Wealth
- Quo Vadis Financial Partners
- Retire by Design Group
- Roaring Fork Wealth Management
- Sentinel Wealth Management
- Summit Financial Group
- True North Partners
- Valor Private Capital
- Western Wealth Advisors
- White Hawk Wealth Management
- Whitsell Financial Partners
- Woodlake Wealth Management
Contact and registration details
- Legal name
- Western Wealth Management LLC
- Headquarters
- 14143 Denver Pkwy.,, Ste 450, Golden, CO 80401
- Website
- westernwealthmgmt.net
- Phone
- 303-393-2404
- @western-wealth-advisors-texas
- SEC file
- 801-107762
- Structure
- Colorado LLC
- Fiscal year end
- December
Western Wealth Management uses LPL Financial ($4.38B, 87%) and Charles Schwab ($666M, 13%) as custodians for its separately managed accounts. Western Wealth Management has custody of $551M in client assets for 752 clients.
- LPL FinancialLPL Financial LLC · Boston, MA · $4.38B87%
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $666M13%
At year end, Western Wealth Management’s separately managed accounts were mostly in funds (67%) and stocks (23%). Its reported 13F holdings for the quarter ended 30 June 2026 total $3.06B across 1,006 positions; the largest are Apple Inc. (3.4%), Invesco Qqq (3.0%) and Nvidia Corp. (2.6%).
What the accounts hold
- Stocks23%
- Funds67%
- Bonds5%
- High-yield corporate bonds2%
- U.S. government and agency bonds1%
- State and local bonds1%
- Investment grade corporate bonds1%
- Cash4%
- Other1%
- Structured products; rights, units, warrants.1%
Reported 13F holdings
- $3.06B
- Reported 13F value
- 1,006
- Positions
- 21.3%
- In the 10 largest
- +16.3%
- Value vs. prior quarter
- Apple Inc.3.4%
- Invesco Qqq · MF Closed And MF Open3.0%
- Nvidia Corp.2.6%
- Invesco Nasdaq · MF Closed And MF Open2.5%
- SPDR Series Trust · ST Str P500etf2.1%
- Capital Group · MF Closed And MF Open1.8%
- State Street · MF Closed And MF Open1.5%
- Amazon1.5%
- State Street · MF Closed And MF Open1.4%
- Microsoft Corp.1.4%
Together, the ten largest are 21.3% of reported value.
How many clients does Western Wealth Management have?
Western Wealth Management has 11,253 clients and manages $5.36 billion for them, as of June 2026. They include 7,747 individual clients, 3,272 high-net-worth individuals, and 109 pension and profit-sharing plans.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 9 June 2026
What services does Western Wealth Management offer?
Western Wealth Management provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, selecting other managers, and educational seminars.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Western Wealth Management charge?
Western Wealth Management charges up to 3.00% a year for its Comprehensive Portfolio Management. The fee is negotiable.
Source: FORM ADV PART 2A APPENDIX 1 - WRAP FEE PROGRAM BROCHURE, filed 24 March 2026
Which custodians does Western Wealth Management use?
Western Wealth Management’s separately managed account assets are held at LPL Financial LLC (Boston, MA), with $4.38B and Charles Schwab & Co., Inc. (Westlake, TX), with $666M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 9 June 2026
How many financial advisors does Western Wealth Management have?
Western Wealth Management has 95 investment adviser representatives registered with state securities authorities, out of 98 employees, and 95 perform investment advisory functions. 79 employees are registered representatives of a broker-dealer and 81 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Western Wealth Management invest in?
At the end of its last fiscal year, Western Wealth Management’s separately managed accounts held 67% registered funds (mutual funds, ETFs, BDCs), 23% exchange-traded equities, 4% cash and equivalents, 2% high-yield corporate bonds, 1% U.S. government and agency bonds, 1% state and local bonds, 1% investment grade corporate bonds and 1% other. The 1% other category is described as: Structured Products; Rights, Units, Warrants.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Western Wealth Management?
Western Wealth Management’s direct owners are Kara Jett, Lisa Esslinger and Caden Russell, each holding 50% or less.
Source: Form ADV Part 1A, Schedules A and B, filed 9 June 2026
How does Western Wealth Management get paid?
Western Wealth Management is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Western Wealth Management?
Western Wealth Management’s main office is at 14143 Denver Pkwy.,, Ste 450, Golden, CO 80401. Its phone number is 303-393-2404. Its website is westernwealthmgmt.net.