Vantage Point Financial provides financial planning, portfolio management for individuals and small businesses, selecting other managers, educational seminars, business succession planning, education planning, estate planning, insurance, philanthropic planning, retirement plan services, tax planning, and tax preparation. Financial planning was provided to 1–10 clients last fiscal year.
Vantage Point Financial reports 566 clients. They include 413 individual clients and 153 high-net-worth individuals. Of its assets, 90.5% ($438M across 1,535 accounts) are managed with discretion; $46.1M across 148 accounts are not. Of its clients, 1% are outside the U.S. It advised 5 clients without assets under management last fiscal year.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 73% | 30% |
| High-net-worth individuals | 27% | 70% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 413 | $147M | 30.4% | $357K |
| High-net-worth individuals | 153 | $337M | 69.6% | $2.2M |
| Total | 566 | $485M | 100% | $856K |
- Clients
- 413
- Regulatory AUM
- $147M
- AUM share
- 30.4%
- Avg. per client
- $357K
- Clients
- 153
- Regulatory AUM
- $337M
- AUM share
- 69.6%
- Avg. per client
- $2.2M
Total
- Clients
- 566
- Regulatory AUM
- $485M
- AUM share
- 100%
- Avg. per client
- $856K
- Clients outside the U.S.
- 1%
- Clients advised without assets under management last fiscal year
- 5
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 1–10
Vantage Point Financial charges 0.50%–1.50% a year for its Investment Management. The fee is billed in advance. The brochure also prices 3 other services, listed under fee details.
Fee details and sources
Other fees
- Financial Planning
- Fixed fee of up to $25,000, or hourly fee from $350 to $800, negotiable; up to 50% of the expected fee may be due at signing, not more than $1,200 six months ahead.
- Ongoing Financial Planning
- Included in the management fee for existing clients; new clients may pay a flat subscription fee, up to 25% of the expected annual fee invoiced on signing.
- Wealth Consulting Services
- Fixed or hourly fee, depending on scope and complexity, as set out in the Wealth Consulting Agreement.
Nicholas Joseph Reiland owns 50% to 75% of Vantage Point Financial. The leadership team of Vantage Point Financial includes Chief Compliance Officer Nicholas Joseph Reiland. It has 17 employees.
Leadership
- Nicholas Joseph ReilandManaging Partner and Chief Compliance Officer
- Timothy Martin KuntzManaging Partner
Investment adviser representatives
16 representatives listed in the SEC register as of 9 October 2026.
- Jeffrey A. Braun
- Ronald C Braun
- Shea Brown
- Ryan Michael Decker
- Paul Joseph Delmotte
- Adam Vincent Iorfida
- Garrett R Jensen
- Andrew David Kristofic
- Cheryl A Krueger
- Timothy Martin Kuntz
- Patrick J May
- Lucas R Mroz
- Jeremy Raymond Reiland
- Nicholas Joseph Reiland
- Donald Darnell Robinson
- Sophia Rose Tronolone
Staff
- 17 employees
- 17 in advisory functions
- 17 state-registered reps
- 9 insurance agents
- Owns 50% to 75% of Vantage Point Financial LLC
Nicholas Joseph Reiland
Control person · since August 2019
- Owns 50% to 75% of Vantage Point Financial LLC
Timothy Martin Kuntz
Control person · since August 2019
Vantage Point Financial’s regulatory assets grew 3.3× from $147M (April 2022) to $485M (September 2026); clients rose from 354 to 566 and employees from 10 to 17.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| September 2026 | $485M | 566 | 17 | 3 |
| March 2025 | $431M | 546 | 16 | 3 |
| April 2024 | $238M | 481 | 9 | 4 |
| July 2023 | $182M | 441 | 15 | 4 |
| April 2022 | $147M | 354 | 10 | 3 |
Besides its headquarters, Vantage Point Financial has 2 offices, with 3 listed addresses in Illinois, Michigan and Missouri.
Illinois · 1 listed address
- 2443 Warrenville Road, Suite 630, LisleHQ
Michigan · 1 listed address
- 31731 Northwestern Highway, Farmington Hills
Missouri · 1 listed address
- 14755 N. Outer Forty, Chesterfield
Contact and registration details
- Legal name
- Vantage Point Financial LLC
- Headquarters
- 2443 Warrenville Road, Suite 630, Lisle, IL 60532
- Website
- vantagepointfinancial.com
- Phone
- 331-204-6212
- SEC file
- 801-122708
- Founded
- 2019
- Structure
- Illinois LLC
- Fiscal year end
- December
Vantage Point Financial uses Charles Schwab ($462M) as custodian for its separately managed accounts. Vantage Point Financial has custody of $63.8M in client assets for 270 clients.
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $462M100%
At year end, Vantage Point Financial’s separately managed accounts were mostly in stocks (77%) and funds (19%). Its reported 13F holdings for the quarter ended 30 June 2026 total $328M across 188 positions; the largest are Dimensional ETF Trust (14.0%), Dimensional ETF Trust (7.1%) and Dimensional ETF Trust (4.4%).
What the accounts hold
- Stocks77%
- Funds19%
- Registered funds15%
- Pooled vehicles4%
- Cash3%
- Other1%
- Variable annuities (insurance products)1%
Reported 13F holdings
- $328M
- Reported 13F value
- 188
- Positions
- 41.9%
- In the 10 largest
- +15.1%
- Value vs. prior quarter
- Dimensional ETF Trust · US Cor Equ 2 ETF14.0%
- Dimensional ETF Trust · US Cor Equ 1 ETF7.1%
- Dimensional ETF Trust · Intl Core Equity4.4%
- SPDR Series Trust · ST Str P500etf2.8%
- Dimensional ETF Trust · Shor Dur Fix ETF2.5%
- Dimensional ETF Trust · US Small Cap ETF2.4%
- Vanguard Intl Equity Index F · TT Wrld ST ETF2.3%
- Dimensional ETF Trust · World EX US Core2.2%
- Dimensional ETF Trust · Emerging Mkts CO2.2%
- Apple Inc.2.0%
Together, the ten largest are 41.9% of reported value.
How many clients does Vantage Point Financial have?
Vantage Point Financial has 566 clients and manages $485 million for them, as of September 2026. They include 413 individual clients and 153 high-net-worth individuals.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 9 September 2026
What services does Vantage Point Financial offer?
Vantage Point Financial provides financial planning, portfolio management for individuals and small businesses, selecting other managers, educational seminars, business succession planning, education planning, estate planning, insurance, philanthropic planning, retirement plan services, tax planning, and tax preparation.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
How much does Vantage Point Financial charge?
Vantage Point Financial charges 0.50%–1.50% a year for its Investment Management. The fee is billed in advance.
Which custodians does Vantage Point Financial use?
Vantage Point Financial’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $462M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 9 September 2026
How many financial advisors does Vantage Point Financial have?
Vantage Point Financial has 17 investment adviser representatives registered with state securities authorities, out of 17 employees, and 17 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 9 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Vantage Point Financial invest in?
At the end of its last fiscal year, Vantage Point Financial’s separately managed accounts held 77% exchange-traded equities, 15% registered funds (mutual funds, ETFs, BDCs), 4% pooled vehicles (private funds and similar), 3% cash and equivalents and 1% other. The 1% other category is described as: Variable Annuities (Insurance Products).
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Vantage Point Financial?
Vantage Point Financial’s direct owners are Nicholas Joseph Reiland (50% to 75%) and Timothy Martin Kuntz (50% to 75%).
Source: Form ADV Part 1A, Schedules A and B, filed 9 September 2026
How does Vantage Point Financial get paid?
Vantage Point Financial is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
Is Vantage Point Financial registered with the SEC?
Yes, Vantage Point Financial has been registered with the SEC as an investment adviser since 17 November 2021. Its CRD number is 305016 and its SEC file number is 801-122708.
Source: Form ADV Part 1A, Item 1, filed 9 September 2026; IAPD firm record
How do I contact Vantage Point Financial?
Vantage Point Financial’s main office is at 2443 Warrenville Road, Suite 630, Lisle, IL 60532. Its phone number is 331-204-6212. Its website is vantagepointfinancial.com.