Valpey Financial Services provides financial planning, portfolio management for individuals and small businesses, education planning, insurance, and philanthropic planning. Financial planning was provided to 101–250 clients last fiscal year.
Valpey Financial Services reports 186 clients. They include 117 individual clients and 69 high-net-worth individuals. Of its assets, 93.6% ($212M across 488 accounts) are managed with discretion; $14.4M across 128 accounts are not. It advised 14 clients without assets under management last fiscal year.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 63% | 20% |
| High-net-worth individuals | 37% | 80% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 117 | $45M | 19.9% | $385K |
| High-net-worth individuals | 69 | $181M | 80.1% | $2.62M |
| Total | 186 | $226M | 100% | $1.22M |
- Clients
- 117
- Regulatory AUM
- $45M
- AUM share
- 19.9%
- Avg. per client
- $385K
- Clients
- 69
- Regulatory AUM
- $181M
- AUM share
- 80.1%
- Avg. per client
- $2.62M
Total
- Clients
- 186
- Regulatory AUM
- $226M
- AUM share
- 100%
- Avg. per client
- $1.22M
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 14
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 101–250
Valpey Financial Services charges 0.25%–0.85% a year for its Investment Management Services. Each asset band is charged at its own rate. The fee is billed in advance, has a $6,000 annual minimum and requires an account of at least $750,000. The brochure also prices one other service, listed under fee details.
| Asset band | Annual rate |
|---|---|
| $0–$1M | 0.85% |
| $1M–$2M | 0.75% |
| $2M–$3M | 0.65% |
| $3M and above | 0.25% |
Fee details and sources
Other fees
- Financial Planning & Consultation
- Financial planning is free to investment management clients; standalone hourly planning and consultation is billed at $405 an hour.
Ronald Valpey owns 75% or more of Valpey Financial Services. The leadership team of Valpey Financial Services includes Chief Compliance Officer Ronald Valpey. It has 4 employees, 1 of them in advisory roles.
Staff
- 4 employees
- 1 in advisory functions
- 1 state-registered rep
- 1 insurance agent
- Owns 75% or more of Valpey Financial Services LLC
Ronald Valpey
Control person · since April 2010
Valpey Financial Services’ regulatory assets grew 1.7× from $135M (June 2021) to $226M (March 2026); clients rose from 149 to 186 and employees were 4 in both filings.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| Mar 2026March 2026 | $226M | 186 | 4 | 2 |
| Mar 2025March 2025 | $199M | 172 | 4 | 2 |
| Mar 2024March 2024 | $180M | 184 | 4 | 2 |
| Jun 2023June 2023 | $152M | 147 | 4 | 2 |
| Mar 2022March 2022 | $164M | 155 | 4 | 2 |
| Jun 2021June 2021 | $135M | 149 | 4 | 2 |
Besides its headquarters, Valpey Financial Services has 1 office, with 2 listed addresses in 1 state.
New Hampshire · 2 listed addresses
- 100 North Main Street Suite 500, ConcordHQ
- 15 Bayview Road, Dover
Contact and registration details
- Legal name
- Valpey Financial Services LLC
- Headquarters
- 100 North Main Street Suite 500, Concord, NH 03301
- Website
- Not reported
- Phone
- 603-856-7945
- @valpey-financial-services-llc
- SEC file
- 801-118576
- Founded
- 2010
- Structure
- New Hampshire LLC
- Fiscal year end
- December
Valpey Financial Services’ named custodian for separately managed accounts is Charles Schwab ($226M). Valpey Financial Services has custody of $76.3M for 101 clients.
- Charles SchwabCharles Schwab & Co., Inc. · San Francisco, CA · $226M100%
At year end, Valpey Financial Services’ separately managed accounts were mostly in funds (91%). Its reported 13F holdings for the quarter ended 30 June 2026 total $168M across 76 positions; the largest are Vanguard Value (5.5%), Vanguard Growth (5.0%) and Schw US Lcap Gro ETF (4.8%).
What the accounts hold
- Stocks5%
- Funds91%
- Cash2%
- Other2%
- Certificates of deposit (cds)2%
How many clients does Valpey Financial Services have?
Valpey Financial Services has 186 clients and manages $226 million for them, as of March 2026. They include 117 individual clients and 69 high-net-worth individuals.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 31 March 2026
What services does Valpey Financial Services offer?
Valpey Financial Services provides financial planning, portfolio management for individuals and small businesses, education planning, insurance, and philanthropic planning.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
How much does Valpey Financial Services charge?
Valpey Financial Services charges 0.25%–0.85% a year for its Investment Management Services. Each asset band is charged at its own rate. The fee is billed in advance, has a $6,000 annual minimum and requires an account of at least $750,000.
Source: FORM ADV PART 2A AND 2B DISCLOSURE BROCHURE, filed 31 March 2026
Which custodians does Valpey Financial Services use?
Valpey Financial Services’ separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $226M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 31 March 2026
How many financial advisors does Valpey Financial Services have?
Valpey Financial Services has 1 investment adviser representative registered with state securities authorities, out of 4 employees, and 1 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 1 employee is a licensed insurance agent.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Valpey Financial Services invest in?
At the end of its last fiscal year, Valpey Financial Services’ separately managed accounts held 91% registered funds (mutual funds, ETFs, BDCs), 5% exchange-traded equities, 2% cash and equivalents and 2% other. The 2% other category is described as: Certificates of Deposit (CDS).
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Does Valpey Financial Services have a minimum investment?
Yes, Valpey Financial Services’ minimum account size for its Investment Management Services is $750K. It charges a $6K annual minimum fee.
Source: FORM ADV PART 2A AND 2B DISCLOSURE BROCHURE, filed 31 March 2026
Who owns Valpey Financial Services?
Valpey Financial Services’ direct owner is Ronald Valpey (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 31 March 2026
How does Valpey Financial Services get paid?
Valpey Financial Services is paid through a percentage of assets under management and hourly charges. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Valpey Financial Services?
Valpey Financial Services’ main office is at 100 North Main Street Suite 500, Concord, NH 03301. Its phone number is 603-856-7945.