Universal Financial Services provides portfolio management for investment companies.
Universal Financial Services reports 1 investment company. These counts refer to investment vehicles, rather than the individual investors in them. Of its assets, 100.0% ($325M across 1 account) are managed with discretion.
| Client type | Clients | Assets |
|---|---|---|
| Investment companies | 100% | 100% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Investment companies | 1 | $325M | 100.0% | $325M |
| Total | 1 | $325M | 100% | $325M |
- Clients
- 1
- Regulatory AUM
- $325M
- AUM share
- 100.0%
- Avg. per client
- $325M
Total
- Clients
- 1
- Regulatory AUM
- $325M
- AUM share
- 100%
- Avg. per client
- $325M
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 0
Universal Financial Services is paid through a percentage of assets under management; its fees and minimums are set out in its brochures on the SEC website.
Universal Group, Inc owns 75% or more of Universal Financial Services and is in turn owned by Monique Miranda (75% or more). The leadership team of Universal Financial Services includes Chief Compliance Officer Nancy Ivette Martinez-Rivera. It has 3 employees, 1 of them in advisory roles.
Staff
- 3 employees
- 1 in advisory functions
- 1 state-registered rep
- 2 broker-dealer reps
- 1 insurance agent
- Owns 75% or more of Universal Financial Services Inc.
Universal Group, Inc
Control person · since March 2004
- Owns 75% or more of Universal Group, Inc
Monique Miranda
Control person · since January 2019
Universal Financial Services’ regulatory assets grew Infinity× from $0 (April 2021) to $325M (February 2026); employees fell from 8 to 3.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| Feb 2026February 2026 | $325M | 1 | 3 | 1 |
| Mar 2025March 2025 | $339M | 1 | 3 | 1 |
| Feb 2024February 2024 | $374M | 1 | 3 | 1 |
| Feb 2023February 2023 | $396M | 1 | 3 | 1 |
| Jul 2022July 2022 | $517M | 1 | 9 | 1 |
| Apr 2021April 2021 | $0 | 0 | 8 | 1 |
Besides its headquarters, Universal Financial Services has 0 offices, with 1 listed address in 1 state.
Puerto Rico · 1 listed address
- Metro Office Park, Calle 1 Lote 10, GuaynaboHQ
Contact and registration details
- Legal name
- Universal Financial Services Inc.
- Headquarters
- Metro Office Park, Calle 1 Lote 10, Guaynabo, PR 00968
- Website
- universallifepr.com
- Phone
- 787-706-7095
- SEC file
- 801-121280
- Structure
- Puerto Rico corporation
- Fiscal year end
- December
Universal Financial Services does not have custody of client assets.
How many clients does Universal Financial Services have?
Universal Financial Services has 1 client and manages $325 million for them, as of February 2026. They include 1 investment company.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 11 February 2026
What services does Universal Financial Services offer?
Universal Financial Services provides portfolio management for investment companies.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How many financial advisors does Universal Financial Services have?
Universal Financial Services has 1 investment adviser representative registered with state securities authorities, out of 3 employees, and 1 perform investment advisory functions. 2 employees are registered representatives of a broker-dealer and 1 employee is a licensed insurance agent.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
Who owns Universal Financial Services?
Universal Financial Services is owned through a holding company by Monique Miranda. Its direct owner is Universal Group, Inc (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 11 February 2026
How does Universal Financial Services get paid?
Universal Financial Services is paid through a percentage of assets under management. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Universal Financial Services?
Universal Financial Services’ main office is at Metro Office Park, Calle 1 Lote 10, Guaynabo, PR 00968. Its phone number is 787-706-7095. Its website is universallifepr.com.